Under contract-accepting backup offers. Short Sale. Waterfront opportunity with gulf access in Port Charlotte. This 4-bedroom, 2-bath home offers approximately 2,082 square feet of living space and features a pool, spa, dock, and boat lift. The dock structure appears to be in good condition, while the boat lift and pool area will require repair. The property offers excellent water views and direct boating access, making it an appealing opportunity for buyers seeking waterfront potential. Interior spaces will require cosmetic renovation, though portions of the kitchen appear to have been updated with newer counters and cabinetry that may be usable. Located in Flood Zone AE, this property offers strong upside for investors or buyers looking to restore a gulf-access home in a desirable boating location. Agents: Please review all private remarks prior to scheduling a showing.
Under contract
Price cut: $11K (4/28)
$439,000
286 Fields Ter SE, Port Charlotte, FL 33952
4beds
2,082sqft
Single Family Residence
Built in 1972
0.29 Acres Lot
$-- Zestimate®
$211/sqft
$-- HOA
What's special
Boat liftDirect boating accessExcellent water views
- 128 days |
- 128 |
- 8 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jonathon, PA McLeod 239-357-8938,
KELLER WILLIAMS ELITE REALTY 239-949-8338
Source: Stellar MLS,MLS#: O6385336
Originating MLS: Orlando Regional

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 168 Square Feet
- Dimensions: 14x12
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 143 Square Feet
- Dimensions: 11x13
Primary bathroom
- Level: First
- Area: 63 Square Feet
- Dimensions: 7x9
Bathroom 3
- Level: First
- Area: 165 Square Feet
- Dimensions: 15x11
Dining room
- Level: First
- Area: 120 Square Feet
- Dimensions: 8x15
Kitchen
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Living room
- Level: First
- Area: 266 Square Feet
- Dimensions: 19x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Inside
Features
- Built-in Features, Ceiling Fan(s), Open Floorplan, Pest Guard System, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Tile
- Doors: Sliding Doors
- Windows: Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,082
- Total interior livable area: 2,082 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Oversized, Workshop in Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground, Screen Enclosure
- Has spa: Yes
- Spa features: Heated, In Ground
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Size: 0.29 Acres
- Features: Oversized Lot
Details
- Parcel number: 402227476004
- Zoning: RSF3.5
- Special conditions: Short Sale
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Public Boat Ramp, Park, Playground, Sidewalks, Tennis Court(s)
- Pet fee: $0 monthly
- Subdivision: PORT CHARLOTTE SEC 040
HOA
- Has HOA: No
Location
- Region: Port Charlotte
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $469,104
- Annual tax amount: $873
- Date on market: 3/4/2026
- Cumulative days on market: 71 days
- Listing terms: Cash,Conventional,FHA,Other,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Contingent | $439,000$211/sqft |
Source: | ||
| 5/11/2026 | Pending sale | $439,000$211/sqft |
Source: | ||
| 4/28/2026 | Price change | $439,000-2.4%$211/sqft |
Source: | ||
| 4/14/2026 | Price change | $450,000-5.3%$216/sqft |
Source: | ||
| 3/31/2026 | Price change | $475,000-5%$228/sqft |
Source: | ||
| 3/4/2026 | Listed for sale | $500,000-44.4%$240/sqft |
Source: | ||
| 3/25/2022 | Listing removed | -- |
Source: | ||
| 2/12/2022 | Listed for sale | $899,000$432/sqft |
Source: | ||
| 12/1/2021 | Listing removed | -- |
Source: | ||
| 5/10/2021 | Listed for sale | $899,000+143%$432/sqft |
Source: | ||
| 4/1/2019 | Sold | $370,000-1.3%$178/sqft |
Source: Public Record Report a problem | ||
| 2/10/2019 | Price change | $375,000-3.8%$180/sqft |
Source: AGGRESSIVE REALTY #D6103723 Report a problem | ||
| 1/9/2019 | Price change | $390,000-2.3%$187/sqft |
Source: AGGRESSIVE REALTY #D6103723 Report a problem | ||
| 11/27/2018 | Listed for sale | $399,000+17.4%$192/sqft |
Source: AGGRESSIVE REALTY #D6103723 Report a problem | ||
| 7/31/2017 | Sold | $340,000-5.6%$163/sqft |
Source: Public Record Report a problem | ||
| 6/14/2017 | Pending sale | $360,000$173/sqft |
Source: Coldwell Banker Sunstar Realty #C7238404 Report a problem | ||
| 4/15/2017 | Listed for sale | $360,000$173/sqft |
Source: Coldwell Banker Sunstar Realty #C7238404 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $874 +2.3% | $311,614 +2.9% |
| 2024 | $854 +4.6% | $302,832 +3% |
| 2023 | $816 +5.4% | $294,012 +3% |
| 2022 | $775 +1.4% | $285,449 +3.6% |
| 2021 | $764 +4.3% | $275,445 +1.4% |
| 2020 | $733 -85.8% | $271,642 +1.8% |
| 2019 | $5,170 +25.4% | $266,733 +1.5% |
| 2018 | $4,122 | $262,782 +35.6% |
| 2017 | $4,122 +64.9% | $193,734 +2.1% |
| 2016 | $2,500 -1.1% | $189,749 +0.7% |
| 2015 | $2,527 +0.4% | $188,430 +0.8% |
| 2014 | $2,517 +0.4% | $186,935 -1.8% |
| 2013 | $2,506 -2.3% | $190,423 -4.2% |
| 2012 | $2,565 -4.3% | $198,733 |
| 2011 | $2,680 -6% | $198,733 -3.3% |
| 2010 | $2,850 +11% | $205,522 +2.7% |
| 2009 | $2,569 | $200,119 +5.7% |
| 2007 | -- | $189,362 |
| 2006 | -- | $189,362 +6.1% |
| 2005 | -- | $178,492 +1.9% |
| 2004 | -- | $175,164 |
| 2003 | -- | $175,164 +2.4% |
| 2002 | $2,792 +2.6% | $171,059 +1.6% |
| 2001 | $2,721 +19.3% | $168,365 +14% |
| 2000 | $2,280 | $147,656 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33952
Nearby schools
GreatSchools rating
- 4/10Peace River Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10Port Charlotte Middle SchoolGrades: 6-8Distance: 2.9 mi
- 5/10Charlotte High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Peace River Elementary
- Middle: Port Charlotte Middle
- High: Charlotte High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Contact agent
- Florida
- Charlotte County
- Port Charlotte
- 33952
- 286 Fields Ter SE