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Pending
    • Listed by: Berkshire Hathaway HomeService • Jim Bishop • Contact: 949-464-8136
    $1,900,000

    3 Sembrado, Rancho Santa Margarita, CA 92688

    5beds
    4,307sqft
    : 
    $12,055/mo
    Get pre-qualified
    Single Family Residence
    Built in 1990
    6,000 Square Feet Lot
    $-- Zestimate®
    $441/sqft
    $284/mo HOA

    What's special

    Welcome to this beautifully designed 5-bedroom, 4.5-bathroom home offering approximately 4,307 square feet — one of the best values for this much space in South Orange County. Set on a quiet cul-de-sac near award-winning schools, with tasteful upgrades and an expansive floor plan, this home delivers the space, comfort, and lifestyle buyers are looking for, all without compromise. Custom iron doors open to a grand entry that flows into a spacious formal living room and formal dining room. Crown molding, recessed lighting, plantation shutters, and elevated baseboards add a polished feel throughout. The open kitchen is designed for everyday living and effortless entertaining, with stainless steel appliances, double ovens, a center island, and a layout that opens directly to the family room — perfect for holidays, dinner parties, or casual nights at home. A standout feature of this home is its flexibility: with three separate ensuite bedrooms, it's ideally suited for multi-generational living, visiting guests, or anyone who wants extra privacy built in. The main level offers a bedroom with its own upgraded ensuite bathroom, perfect for guests or family members who prefer to avoid stairs, plus a guest bathroom and dedicated laundry room. Upstairs, a massive open loft offers endless flexibility for a second living area, playroom, or home office. A second ensuite bedroom has its own private upgraded bathroom with subway tile and an upgraded vanity, while the two remaining secondary bedrooms share a beautifully upgraded bathroom a subway-tiled shower. The expansive primary suite feels like a true retreat, with a cozy fireplace, generous sitting area, walk-in closets, and upgraded vanities — spacious, private, and the place you'll look forward to escaping to at the end of the day. For added comfort and peace of mind, the home has been completely repiped, includes a whole house fan, and features an owned 28-panel solar system that helps reduce electricity costs. Enjoy a private backyard along the hillside and three citrus trees in front. This home also includes access to resort-style community amenities, including four Olympic-sized swimming pools, the RSM Beach Club swim lagoon, sport courts, parks, and trails. Simply put — this is an extraordinary amount of home, in an unbeatable location, at a value that's hard to find anywhere else in South Orange County.
    63 days
    |
    584
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jim Bishop DRE #01352560 949-464-8136,

    Berkshire Hathaway HomeService,

    Vickie Bishop DRE #01982437 949-302-8390,

    Berkshire Hathaway HomeService

    Source: CRMLS,MLS#: OC26153303MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Bonus Room, Bedroom, Entry/Foyer, Family Room, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Retreat, Dining Room
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: Bedroom on Main Level
      Bathroom
      • Features: Bathroom Exhaust Fan, Bathtub, Closet, Dual Sinks, Enclosed Toilet, Full Bath on Main Level, Linen Closet, Quartz Counters, Remodeled, Soaking Tub
      Kitchen
      • Features: Granite Counters, Kitchen Island, Kitchen/Family Room Combo
      Other
      • Features: Walk-In Closet(s)
      Heating
      • Forced Air, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: 6 Burner Stove, Double Oven, Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Refrigerator, Water Heater
      • Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
      Features
      • Breakfast Bar, Balcony, Breakfast Area, Ceiling Fan(s), Crown Molding, Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, Quartz Counters, Recessed Lighting, Storage, Bedroom on Main Level, Primary Suite, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Doors: Double Door Entry, French Doors, Mirrored Closet Door(s), Panel Doors
      • Windows: Double Pane Windows, Plantation Shutters, Screens
      • Has fireplace: Yes
      • Fireplace features: Decorative, Family Room, Living Room, Masonry, Primary Bedroom
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 4,307 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Concrete, Door-Multi, Direct Access, Driveway, Garage, Garage Door Opener
      • Attached garage spaces: 3
      • Uncovered spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Ground
      • Patio & porch: Brick, Concrete, Patio
      • Exterior features: Rain Gutters
      • Pool features: Community, Gunite, Heated, In Ground, Association
      • Has spa: Yes
      • Spa features: Association, Community, Gunite, Heated, In Ground
      • Fencing: Stucco Wall,Wrought Iron
      • Has view: Yes
      • View description: Park/Greenbelt
      Lot
      • Size: 6,000 Square Feet
      • Features: Back Yard, Cul-De-Sac, Front Yard, Sprinklers In Rear, Sprinklers In Front, Landscaped, Sprinklers On Side, Sprinkler System, Yard
      Details
      • Parcel number: 80535151
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1990
      Details
      • Builder model: Montilla
      • Builder name: JM Peters

      Utilities & green energy

      • Electric: Electricity - On Property, 220 Volts in Garage, 220 Volts in Kitchen, 220 Volts in Laundry, Photovoltaics Seller Owned
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Biking, Curbs, Dog Park, Foothills, Fishing, Golf, Gutter(s), Hiking, Lake, Park, Storm Drain(s), Street Lights, Suburban, Sidewalks, Pool
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Montilla (Mnt)
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Meeting Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
      • HOA fee: $193 monthly
      • HOA name: Montilla
      • HOA phone: 800-369-7760
      • Second HOA fee: $91 monthly
      • Second HOA phone: 949-709-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $441/sqft
      • Tax assessed value: $1,429,130
      • Date on market: 7/21/2026
      • Cumulative days on market: 64 days
      • Listing terms: Cash,Cash to New Loan,Conventional
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $7,857/mo

        Price history

        DateEventPrice
        8/10/2026Pending sale$1,900,000$441/sqft
        Source: CRMLS #OC26153303 Report a problem
        7/22/2026Listed for sale$1,900,000+88.1%$441/sqft
        Source: CRMLS #OC26153303 Report a problem
        1/25/2007Sold$1,010,000+43.1%$235/sqft
        Source: Public Record Report a problem
        10/15/2002Sold$706,000+4.6%$164/sqft
        Source: Public Record Report a problem
        6/7/2002Sold$675,000+43.6%$157/sqft
        Source: Public Record Report a problem
        10/23/2000Sold$470,000$109/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $1,429,130 +2%
        2025$14,206 +1.9%$1,401,108 +2%
        2024$13,936 +8.2%$1,373,636 +7.9%
        2023$12,878 +1.9%$1,272,702 +2%
        2022$12,634 +9.3%$1,247,748 +2%
        2021$11,557 -5.9%$1,223,283 +1%
        2020$12,281 $1,210,740 +2%
        2019$12,281 -8.3%$1,187,000
        2018$13,390 +10.1%$1,187,000 +12.9%
        2017$12,167 $1,051,000
        2016$12,167 -5.9%$1,051,000 +7.2%
        2015$12,935 +6.7%$980,390
        2014$12,118 $980,390 +21%
        2013-- $810,240
        2012-- $810,240 -4%
        2011-- $844,000 -12.8%
        2010-- $968,000
        2009-- $968,000 -7.4%
        2008-- $1,045,774 +37%
        2007-- $763,199 +2%
        2006-- $748,235 +2%
        2005-- $733,564 +2%
        2004-- $719,181 +1.9%
        2003-- $706,000 +47.3%
        2002-- $479,400 +2%
        2001$8,163 +6.4%$470,000 +6.9%
        2000$7,675 $439,668
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92688

        Getting around

        17 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Arroyo Vista
        • High: Tesoro

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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