Welcome to this elegant 5-bedroom, 4.5-bathroom home offering approximately 4,307 square feet of beautifully designed living space, set on a quiet cul-de-sac just steps from award-winning schools. With tasteful upgrades, an expansive floor plan, and access to some of Rancho Santa Margarita’s best amenities, this home delivers the space, comfort, and lifestyle buyers are looking for. From the moment you enter through the custom iron doors, the home makes a refined first impression with a grand entry that opens into a spacious formal living room and flows seamlessly into the formal dining room. Thoughtful details like crown molding throughout, recessed lighting, plantation shutters, and elevated baseboards add a polished feel. The heart of the home is the open kitchen, designed for both everyday living and effortless entertaining. Complete with stainless steel appliances, double ovens, a center island, and opens directly to the family room, creating the perfect gathering space for holidays, dinner parties, or casual nights at home. The main level also offers a desirable guest bathroom, a dedicated laundry room, and a main-floor bedroom with its own upgraded ensuite bathroom. Upstairs, the home continues to impress with a massive open loft that provides endless flexibility. One secondary bedroom features its own private upgraded ensuite bathroom with subway tile and upgraded vanity, while the other two secondary bedrooms share a beautifully upgraded bathroom with dual sinks and a subway-tiled shower. The expansive primary suite feels like a true retreat, complete with a cozy fireplace, generous sitting area, walk-in closets, and upgraded vanities. It is spacious, private, and designed to be the place you actually look forward to escaping to at the end of the day. For added comfort and peace of mind, the home has been completely repiped, includes a whole house fan to help cool the home efficiently, and features an owned 28-panel solar system to help reduce electricity costs. That is the kind of upgrade buyers love because it works quietly in the background while saving money. Enjoy a private backyard along the hillside and 3 citrus trees in the front yard. Located in one of Rancho Santa Margarita’s most desirable settings, this home also includes access to resort-style community amenities, including 4 Olympic-sized swimming pools, the RSM Beach Club swim lagoon, sport courts, parks, trails, and more.
For sale
Listed by: Real Broker
$2,049,000
3 Sembrado, Rancho Santa Margarita, CA 92688
5beds
4,307sqft
Single Family Residence
Built in 1990
6,000 Square Feet Lot
$2,002,500 Zestimate®
$476/sqft
$284/mo HOA
What's special
Center islandOpen kitchenGrand entryQuiet cul-de-sacExpansive primary suiteCustom iron doorsCrown molding throughout
- 32 days |
- 737 |
- 12 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Eric Babcock DRE #02077837 9496066343,
Real Broker,
Nancy Babcock DRE #01311802 949-422-7582,
Real Broker
Source: CRMLS,MLS#: OC26112278
Originating MLS: California Regional MLS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bonus Room, Bedroom, Entry/Foyer, Family Room, Kitchen, Laundry, Loft, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Features: Primary Suite
Bedroom
- Features: Bedroom on Main Level
Cooling
- Central Air
Appliances
- Laundry: Inside, Laundry Room
Features
- Bedroom on Main Level, Loft, Primary Suite
- Has fireplace: Yes
- Fireplace features: Family Room, Primary Bedroom
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 4,307 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: Community, Association
- Has view: Yes
- View description: None
Lot
- Size: 6,000 Square Feet
- Features: 0-1 Unit/Acre
Details
- Parcel number: 80535151
- Special conditions: Standard
- Horse amenities: Riding Trail
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Biking, Curbs, Dog Park, Foothills, Fishing, Golf, Gutter(s), Hiking, Horse Trails, Lake, Park, Storm Drain(s), Street Lights, Sidewalks, Pool
- Subdivision: Montilla (Mnt)
HOA
- Has HOA: Yes
- Amenities included: Sport Court, Meeting Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Tennis Court(s), Trail(s)
- HOA fee: $91 monthly
- HOA name: Samlarc
- HOA phone: 949-709-0010
- Second HOA fee: $193 monthly
- Second HOA name: Montilla
- Second HOA phone: 800-369-7760
Location
- Region: Rancho Santa Margarita
Financial & listing details
- Price per square foot: $476/sqft
- Tax assessed value: $1,401,108
- Annual tax amount: $14,206
- Date on market: 5/28/2026
- Cumulative days on market: 33 days
- Listing terms: Cash,Cash to New Loan,Conventional
Estimated market value
$2,002,500
$1.90M - $2.10M
$6,722/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Listed for sale | $2,049,000+102.9%$476/sqft |
Source: | ||
| 1/25/2007 | Sold | $1,010,000+43.1%$235/sqft |
Source: Public Record Report a problem | ||
| 10/15/2002 | Sold | $706,000+4.6%$164/sqft |
Source: Public Record Report a problem | ||
| 6/7/2002 | Sold | $675,000+43.6%$157/sqft |
Source: Public Record Report a problem | ||
| 10/23/2000 | Sold | $470,000$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $14,206 +1.9% | $1,401,108 +2% |
| 2024 | $13,936 +8.2% | $1,373,636 +7.9% |
| 2023 | $12,878 +1.9% | $1,272,702 +2% |
| 2022 | $12,634 +9.3% | $1,247,748 +2% |
| 2021 | $11,557 -5.9% | $1,223,283 +1% |
| 2020 | $12,281 | $1,210,740 +2% |
| 2019 | $12,281 -8.3% | $1,187,000 |
| 2018 | $13,390 +10.1% | $1,187,000 +12.9% |
| 2017 | $12,167 | $1,051,000 |
| 2016 | $12,167 -5.9% | $1,051,000 +7.2% |
| 2015 | $12,935 +6.7% | $980,390 |
| 2014 | $12,118 | $980,390 +21% |
| 2013 | -- | $810,240 |
| 2012 | -- | $810,240 -4% |
| 2011 | -- | $844,000 -12.8% |
| 2010 | -- | $968,000 |
| 2009 | -- | $968,000 -7.4% |
| 2008 | -- | $1,045,774 +37% |
| 2007 | -- | $763,199 +2% |
| 2006 | -- | $748,235 +2% |
| 2005 | -- | $733,564 +2% |
| 2004 | -- | $719,181 +1.9% |
| 2003 | -- | $706,000 +47.3% |
| 2002 | -- | $479,400 +2% |
| 2001 | $8,163 +6.4% | $470,000 +6.9% |
| 2000 | $7,675 | $439,668 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 92688
Nearby schools
GreatSchools rating
- 9/10Arroyo Vista Elementary SchoolGrades: K-5Distance: 0.1 mi
- 10/10Arroyo Vista Middle SchoolGrades: 6-8Distance: 0.1 mi
- 9/10Tesoro High SchoolGrades: 9-12Distance: 3 mi
Schools provided by the listing agent
- Elementary: Arroyo Vista
- Middle: Arrowview
- High: Tesoro
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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