RARE OPPORTUNITY FOR FLEXIBLE OWNER FINANCING! Seller is willing to work directly with qualified buyers to offer flexible financing options that could make purchasing this exceptional waterfront property easier and more appealing than traditional financing. This unique opportunity may provide buyers with significant advantages, depending on the negotiated terms. Don't miss the chance to explore a financing arrangement tailored to your buyers needs! Waterfront living at its best on a private cul-de-sac! This beautiful home is a true waterfront retreat, complete with TWO private docks and a boat ramp—amazing for boating, fishing, kayaking and enjoying life on the water right from your backyard. Expansive double rear decks overlook the water and create an incredible setting for entertaining, relaxing and taking in the views. New roof was just installed September, 2026! Inside, the light-filled, open layout offers comfortable everyday living with a beautifully appointed kitchen featuring granite countertops, upgraded stainless steel appliances and sandstone flooring. The spacious primary suite is its own private retreat with a dedicated office and an extra-large walk-in closet the size of a bedroom. A first-floor suite provides excellent flexibility for guests, extended family or multigenerational living or the potential for a separate rental space to generate some extra income! Private, peaceful and designed to take full advantage of its waterfront setting, this property offers the perfect combination of everyday comfort and classic Sandbridge coastal back bay living!
For sale
Price increase: $55K (11/5)
$1,250,000
304 Ruddy Cres, Virginia Beach, VA 23456
4beds
3,227sqft
Single Family Residence
Built in 1992
-- sqft lot
$1,225,600 Zestimate®
$387/sqft
$-- HOA
What's special
Boat rampPrivate cul-de-sacLight-filled open layoutSandstone flooringGranite countertopsTwo private docksUpgraded stainless steel appliances
- 61 days
- 718
- 26
Zillow last checked:
Listing updated:
Listed by:
Christopher Dennis,
Sandbridge Coastal Real Estate 757-427-8888
Source: REIN Inc.,MLS#: 10653075
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: 1st Floor BR, 1st Floor Primary BR, Breakfast Area, PBR with Bath, Office/Study, Utility Room
Primary bedroom
- Level: First
Heating
- Heat Pump, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: 220 V Elec, Dishwasher, Disposal, Microwave, Electric Range, Refrigerator, Electric Water Heater
- Laundry: Dryer Hookup, Washer Hookup
Features
- Walk-In Closet(s), Ceiling Fan(s), In-Law Floorplan, Pantry
- Flooring: Carpet, Ceramic Tile, Wood
- Number of fireplaces: 1
- Fireplace features: Propane
Interior area
- Total interior livable area: 3,227 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car, Multi Car, Driveway, On Street, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Multi/Split,Three Or More
- Stories: 3
- Patio & porch: Deck, Porch
- Exterior features: Inground Sprinkler, Balcony
- Pool features: None
- Has spa: Yes
- Spa features: Bath
- Fencing: Partial,Fenced
- Has view: Yes
- View description: Bay, Marsh
- Has water view: Yes
- Water view: Bay,Marsh
- Waterfront features: Bay, Canal Front, Navigable Water
Lot
- Features: Cul-De-Sac, Wooded
Details
- Parcel number: 24332453940000
- Zoning: R15
- Special conditions: Owner Agent
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemp
- Property subtype: Single Family Residence
Materials
- Shingle Siding
- Foundation: Pile
- Roof: Composition
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: City/County
- Water: City/County
Community & HOA
Community
- Subdivision: Sandbridge Shores
HOA
- Has HOA: No
Location
- Region: Virginia Beach
Financial & listing details
- Price per square foot: $387/sqft
- Tax assessed value: $1,057,400
- Annual tax amount: $10,362
- Date on market: 9/11/2026
Estimated market value
$1,225,600
$1.16M - $1.29M
$4,042/mo
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,257 +1.2% | $1,057,400 +3.3% |
| 2024 | $10,139 +9.8% | $1,024,100 +9.8% |
| 2023 | $9,238 +21.5% | $933,100 +21.5% |
| 2022 | $7,600 +0.4% | $767,700 +4.4% |
| 2021 | $7,573 -0.4% | $735,200 +4.2% |
| 2020 | $7,601 +14.1% | $705,400 +12.6% |
| 2019 | $6,659 +6% | $626,700 |
| 2018 | $6,283 -6.8% | $626,700 -1.3% |
| 2017 | $6,744 +2% | $634,700 +0.8% |
| 2016 | $6,612 +4.9% | $629,700 +4.9% |
| 2015 | $6,301 | $600,100 +4.6% |
| 2014 | $6,301 | $573,600 +5.4% |
| 2013 | -- | $544,100 |
| 2012 | -- | $544,100 -12.5% |
| 2011 | -- | $621,800 -15% |
| 2010 | -- | $731,200 -14.6% |
| 2007 | -- | $856,573 +4.3% |
| 2006 | -- | $821,589 +43.3% |
| 2005 | -- | $573,498 +36.2% |
| 2004 | -- | $421,081 +16.9% |
| 2003 | -- | $360,126 +16.6% |
| 2002 | -- | $308,731 +31.3% |
| 2001 | -- | $235,079 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Sandbridge
Nearby schools
Schools provided by the listing agent
- Elementary: Red Mill Elementary
- Middle: Princess Anne Middle
- High: Kellam
Source: REIN Inc.. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



