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For sale
  • Price cut: $10K (11/11)
    $3,690,000

    306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

    5beds
    4,571sqft
    : 
    $22,790/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    9,013 Square Feet Lot
    $3,481,100 Zestimate®
    $807/sqft
    $-- HOA

    What's special

    Saltwater poolPrivate elevatorHigh ceilingsRooftop terraceSmart home technologyBreathtaking panoramic water viewsHeated spa
    Virtually Staged. **A FRESH NEW LOOK. AN EXCEPTIONAL WATERFRONT LIFESTYLE. NOW OFFERED AT $3,690,000.** Discover the stunning transformation of 306 Harbor Drive, a custom-built luxury waterfront estate in Indian Rocks Beach, Florida, now beautifully refreshed with a newly painted interior featuring a sophisticated palette of soft whites and warm creams. Light, bright, and move-in ready, this remarkable residence offers a fresh coastal aesthetic while preserving the craftsmanship, generous living spaces, and extraordinary boating amenities that make it truly special. Situated directly on the deep-water Intracoastal Waterway with direct Gulf access, this 4,571-square-foot home features 5 bedrooms, 4 bathrooms, a private dock with a 25,000 lb boat lift, jet ski lifts, a saltwater pool, heated spa, private elevator, rooftop terrace, and breathtaking panoramic water views. Designed and originally built by its builder-owner, the residence was thoughtfully created to maximize waterfront living, entertaining, and the beauty of its surroundings. Expansive living and dining areas are filled with natural light, while the newly refreshed interiors provide a beautiful, neutral backdrop for any decorating style. The chef's kitchen features custom wood cabinetry, granite countertops, a spacious island, walk-in pantry, and butler's pantry, opening to inviting gathering spaces overlooking the water. The extraordinary 27-by-37-foot primary suite offers a private waterfront balcony, fireplace, generous closets, and spa-inspired bathroom, creating a peaceful retreat above the Intracoastal. Multiple levels of indoor and outdoor living provide room to entertain, relax, and embrace the Florida coastal lifestyle. The lower-level entertainment space opens to a private waterfront oasis complete with a saltwater pool, heated spa, expansive patio, and dock. The home's desirable eastern rear exposure welcomes beautiful morning sunshine while providing welcome afternoon shade during Florida's warmer months. Above it all, the rooftop terrace delivers sweeping Intracoastal views and an unforgettable setting for waterfront sunsets. Additional highlights include a 5-car garage, an optional climate-controlled fitness space, smart home technology, high ceilings, and NO HOA. **BOATERS WILL APPRECIATE THE DEEP WATER, DIRECT GULF ACCESS, AND 25,000 LB BOAT LIFT**, offering the freedom to enjoy fishing, cruising, and spontaneous days on the water just steps from home. An assumable flood insurance policy of approximately $1,800 annually adds another valuable advantage, subject to carrier approval. **SHORT-TERM RENTALS ARE PERMITTED**, presenting an exciting opportunity for buyers seeking a luxury primary residence, second home, or income-producing vacation rental in one of Tampa Bay's most desirable beach communities, subject to applicable licensing and regulations. Just a short walk from the sugar-sand beaches of the Gulf of Mexico, local restaurants, Brown Park, and neighborhood recreation, this exceptional property combines the charm of Indian Rocks Beach with convenient access to Clearwater Beach, Downtown St. Petersburg, and Tampa International Airport. Wake up to dolphins playing in the Intracoastal, spend your afternoons exploring the Gulf, and end your evenings surrounded by shimmering water views. *NEW LOOK. SAME EXTRAORDINARY WATERFRONT LOCATION.* Schedule your private showing today and experience the transformation firsthand. Full video walkthrough available upon request.
    295 days
    627
    34

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly Ackley 727-515-6504,

    KELLER WILLIAMS REALTY PORTFOLIO COLLECTION 727-489-0800

    Source: Stellar MLS,MLS#: TB8467679MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Breakfast Room Separate, Dining Room, Utility Room
      Primary bedroom
      • Features: Bar, Ceiling Fan(s), En Suite Bathroom, Dual Closets
      • Level: Third
      • Area: 999 Square Feet
      • Dimensions: 27x37
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Third
      • Area: 238 Square Feet
      • Dimensions: 17x14
      Bedroom 3
      • Features: Built-in Closet
      • Level: Third
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Bedroom 4
      • Features: Built-in Closet
      • Level: Second
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Bedroom 5
      • Features: Built-in Closet
      • Level: Second
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Primary bathroom
      • Features: Built-In Shower Bench, Dual Sinks, En Suite Bathroom, Granite Counters, Makeup/Vanity Space, Multiple Shower Heads, Rain Shower Head, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Window/Skylight in Bath
      • Level: Third
      • Area: 252 Square Feet
      • Dimensions: 18x14
      Dinette
      • Level: Second
      • Area: 117 Square Feet
      • Dimensions: 9x13
      Dining room
      • Level: Second
      • Area: 221 Square Feet
      • Dimensions: 17x13
      Kitchen
      • Features: Breakfast Bar, Pantry, Built-in Features, Granite Counters
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 15x17
      Laundry
      • Level: Third
      • Area: 70 Square Feet
      • Dimensions: 10x7
      Living room
      • Level: Second
      • Area: 324 Square Feet
      • Dimensions: 18x18
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Bar Fridge, Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
      • Laundry: Inside
      Features
      • Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Skylight(s), Window Treatments, Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: Living Room, Master Bedroom, Wood Burning
      Interior area
      • Total structure area: 7,104
      • Total interior livable area: 4,571 sqft

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage - Attached
      • Attached garage spaces: 5
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Deck, Rear Porch
      • Exterior features: Balcony, Irrigation System, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Chlorine Free, Gunite, Heated, In Ground, Salt Water
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Park/Greenbelt, Water, Gulf/Ocean - Partial, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Gulf/Ocean - Partial,Intracoastal Waterway
      • Waterfront features: Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Lift, Seawall
      • Body of water: INTRACOASTAL AND GULF
      Lot
      • Size: 9,013 Square Feet
      • Dimensions: 75 x 120
      Details
      • Parcel number: 063015421200000030
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Completed
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Irrigation-Reclaimed Water, Park, Playground, Tennis Court(s)
      • Security: Security System
      • Pet fee: $0 monthly
      • Subdivision: INDIAN BEACH RE-REVISED 5TH ADD
      HOA
      • Has HOA: No
      • Amenities included: Basketball Court
      Location
      • Region: Indian Rocks Beach

      Financial & listing details

      • Price per square foot: $807/sqft
      • Tax assessed value: $3,214,800
      • Annual tax amount: $24,526
      • Date on market: 1/22/2026
      • Cumulative days on market: 483 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $3,481,100

        $3.31M - $3.66M

        Not available

        Price history

        DateEventPrice
        11/11/2026Price change$3,690,000-0.3%$807/sqft
        Source: Stellar MLS #TB8467679 Report a problem
        8/15/2026Price change$3,700,000-2.6%$809/sqft
        Source: Stellar MLS #TB8467679 Report a problem
        7/17/2026Price change$3,800,000-2.6%$831/sqft
        Source: Stellar MLS #TB8467679 Report a problem
        1/22/2026Listed for sale$3,900,000$853/sqft
        Source: Stellar MLS #TB8467679 Report a problem
        1/22/2026Listing removed$3,900,000$853/sqft
        Source: Stellar MLS #TB8407156 Report a problem
        7/18/2025Listed for sale$3,900,000+144.8%$853/sqft
        Source: Stellar MLS #TB8407156 Report a problem
        10/24/2014Sold$1,593,100-3.4%$349/sqft
        Source: Stellar MLS #U7710260 Report a problem
        9/17/2014Listed for sale$1,650,000+20.2%$361/sqft
        Source: Beach & Bay Realty, LLC #U7710260 Report a problem
        7/31/2012Sold$1,373,000-8.3%$300/sqft
        Source: Stellar MLS #U7541532 Report a problem
        6/13/2012Price change$1,498,000-0.8%$328/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        5/30/2012Price change$1,510,000-5.6%$330/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        4/27/2012Price change$1,599,000-5.9%$350/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        3/14/2012Listed for sale$1,699,000-2.9%$372/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        8/25/2011Listing removed$1,750,000$383/sqft
        Source: Beach & Bay Realty Inc #U7502769 Report a problem
        12/31/2010Price change$1,750,000-7.9%$383/sqft
        Source: Beach & Bay Realty Inc #7477059 Report a problem
        8/20/2010Listed for sale$1,900,000-17.4%$416/sqft
        Source: Beach & Bay Realty Inc #7477059 Report a problem
        9/26/2009Listed for sale$2,300,000+329.9%$503/sqft
        Source: Beach & Bay Realty Inc #7430190 Report a problem
        7/21/2003Sold$535,000+18.2%$117/sqft
        Source: Public Record Report a problem
        1/23/2003Sold$452,500$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$25,897 +5.6%$1,649,936 +2.9%
        2024$24,526 +0.9%$1,603,436 +3%
        2023$24,302 +6%$1,556,734 +3%
        2022$22,926 -2.4%$1,511,392 +3%
        2021$23,478 -0.2%$1,467,371 +1.4%
        2020$23,523 +1.3%$1,447,111 +2.3%
        2019$23,224 $1,414,576 +1.9%
        2018$23,224 +1.4%$1,388,200 +2.1%
        2017$22,901 +0.4%$1,359,647 +2.3%
        2016$22,812 -2.5%$1,328,491 +3.4%
        2015$23,403 +28%$1,284,491 +24.1%
        2014$18,285 +0.2%$1,034,734 +1.5%
        2013$18,241 +15.3%$1,019,442 +14.8%
        2012$15,823 $887,967 -4.4%
        2011-- $929,091 -7.9%
        2010-- $1,008,990 -12.3%
        2009-- $1,150,750 +0.1%
        2008$19,780 $1,149,600 -5.1%
        2007-- $1,210,773 +5%
        2005-- $1,152,600 +153%
        2004$9,013 +21.3%$455,500 +22.9%
        2003$7,432 +25.7%$370,700 -28.7%
        2002$5,912 +2.1%$519,800 +11.9%
        2001$5,792 +4.9%$464,400 +39%
        2000$5,524 $334,000
        Find assessor info on the county website

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        Climate risks

        Neighborhood: 33785

        Getting around

        26 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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