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For sale
    • Price cut: $100K (7/17)
    $3,800,000

    306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

    5beds
    4,571sqft
    : 
    $26,145/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    9,013 Square Feet Lot
    $3,464,900 Zestimate®
    $831/sqft
    $-- HOA

    What's special

    Direct gulf accessIntracoastal waterwayCustom-built waterfront pool homeLarge islandSaltwater poolGranite countertopsHigh ceilings
    Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.
    202 days
    |
    837
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly Ackley 727-515-6504,

    KELLER WILLIAMS REALTY PORTFOLIO COLLECTION 727-489-0800

    Source: Stellar MLS,MLS#: TB8467679MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Breakfast Room Separate, Dining Room, Utility Room
      Primary bedroom
      • Features: Bar, Ceiling Fan(s), En Suite Bathroom, Dual Closets
      • Level: Third
      • Area: 999 Square Feet
      • Dimensions: 27x37
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Third
      • Area: 238 Square Feet
      • Dimensions: 17x14
      Bedroom 3
      • Features: Built-in Closet
      • Level: Third
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Bedroom 4
      • Features: Built-in Closet
      • Level: Second
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Bedroom 5
      • Features: Built-in Closet
      • Level: Second
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Primary bathroom
      • Features: Built-In Shower Bench, Dual Sinks, En Suite Bathroom, Granite Counters, Makeup/Vanity Space, Multiple Shower Heads, Rain Shower Head, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Window/Skylight in Bath
      • Level: Third
      • Area: 252 Square Feet
      • Dimensions: 18x14
      Dinette
      • Level: Second
      • Area: 117 Square Feet
      • Dimensions: 9x13
      Dining room
      • Level: Second
      • Area: 221 Square Feet
      • Dimensions: 17x13
      Kitchen
      • Features: Breakfast Bar, Pantry, Built-in Features, Granite Counters
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 15x17
      Laundry
      • Level: Third
      • Area: 70 Square Feet
      • Dimensions: 10x7
      Living room
      • Level: Second
      • Area: 324 Square Feet
      • Dimensions: 18x18
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Bar Fridge, Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
      • Laundry: Inside
      Features
      • Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Skylight(s), Window Treatments, Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: Living Room, Master Bedroom, Wood Burning
      Interior area
      • Total structure area: 7,104
      • Total interior livable area: 4,571 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage - Attached
      • Attached garage spaces: 5
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Deck, Rear Porch
      • Exterior features: Balcony, Irrigation System, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Chlorine Free, Gunite, Heated, In Ground, Salt Water
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Park/Greenbelt, Water, Gulf/Ocean - Partial, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Gulf/Ocean - Partial,Intracoastal Waterway
      • Waterfront features: Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Lift, Seawall
      • Body of water: INTRACOASTAL AND GULF
      Lot
      • Size: 9,013 Square Feet
      • Dimensions: 75 x 120
      Details
      • Parcel number: 063015421200000030
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Completed
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Irrigation-Reclaimed Water, Park, Playground, Tennis Court(s)
      • Security: Security System
      • Pet fee: $0 monthly
      • Subdivision: INDIAN BEACH RE-REVISED 5TH ADD
      HOA
      • Has HOA: No
      • Amenities included: Basketball Court
      Location
      • Region: Indian Rocks Beach

      Financial & listing details

      • Price per square foot: $831/sqft
      • Tax assessed value: $3,214,800
      • Annual tax amount: $24,526
      • Date on market: 1/22/2026
      • Cumulative days on market: 366 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $3,464,900

        $3.29M - $3.64M

        $7,896/mo

        Price history

        DateEventPrice
        7/17/2026Price change$3,800,000-2.6%$831/sqft
        Source: Stellar MLS #TB8467679 Report a problem
        1/22/2026Listed for sale$3,900,000$853/sqft
        Source: Stellar MLS #TB8467679 Report a problem
        1/22/2026Listing removed$3,900,000$853/sqft
        Source: Stellar MLS #TB8407156 Report a problem
        7/18/2025Listed for sale$3,900,000+144.8%$853/sqft
        Source: Stellar MLS #TB8407156 Report a problem
        10/24/2014Sold$1,593,100-3.4%$349/sqft
        Source: Stellar MLS #U7710260 Report a problem
        9/17/2014Listed for sale$1,650,000+20.2%$361/sqft
        Source: Beach & Bay Realty, LLC #U7710260 Report a problem
        7/31/2012Sold$1,373,000-8.3%$300/sqft
        Source: Stellar MLS #U7541532 Report a problem
        6/13/2012Price change$1,498,000-0.8%$328/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        5/30/2012Price change$1,510,000-5.6%$330/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        4/27/2012Price change$1,599,000-5.9%$350/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        3/14/2012Listed for sale$1,699,000-2.9%$372/sqft
        Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem
        8/25/2011Listing removed$1,750,000$383/sqft
        Source: Beach & Bay Realty Inc #U7502769 Report a problem
        12/31/2010Price change$1,750,000-7.9%$383/sqft
        Source: Beach & Bay Realty Inc #7477059 Report a problem
        8/20/2010Price change$1,900,000-17.4%$416/sqft
        Source: Beach & Bay Realty Inc #7477059 Report a problem
        9/26/2009Listed for sale$2,300,000+329.9%$503/sqft
        Source: Beach & Bay Realty Inc #7430190 Report a problem
        7/21/2003Sold$535,000+18.2%$117/sqft
        Source: Public Record Report a problem
        1/23/2003Sold$452,500$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$25,897 +5.6%$1,649,936 +2.9%
        2024$24,526 +0.9%$1,603,436 +3%
        2023$24,302 +6%$1,556,734 +3%
        2022$22,926 -2.4%$1,511,392 +3%
        2021$23,478 -0.2%$1,467,371 +1.4%
        2020$23,523 +1.3%$1,447,111 +2.3%
        2019$23,224 $1,414,576 +1.9%
        2018$23,224 +1.4%$1,388,200 +2.1%
        2017$22,901 +0.4%$1,359,647 +2.3%
        2016$22,812 -2.5%$1,328,491 +3.4%
        2015$23,403 +28%$1,284,491 +24.1%
        2014$18,285 +0.2%$1,034,734 +1.5%
        2013$18,241 +15.3%$1,019,442 +14.8%
        2012$15,823 $887,967 -4.4%
        2011-- $929,091 -7.9%
        2010-- $1,008,990 -12.3%
        2009-- $1,150,750 +0.1%
        2008$19,780 $1,149,600 -5.1%
        2007-- $1,210,773 +5%
        2005-- $1,152,600 +153%
        2004$9,013 +21.3%$455,500 +22.9%
        2003$7,432 +25.7%$370,700 -28.7%
        2002$5,912 +2.1%$519,800 +11.9%
        2001$5,792 +4.9%$464,400 +39%
        2000$5,524 $334,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33785

        Getting around

        26 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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