Virtually Staged. **A FRESH NEW LOOK. AN EXCEPTIONAL WATERFRONT LIFESTYLE. NOW OFFERED AT $3,690,000.** Discover the stunning transformation of 306 Harbor Drive, a custom-built luxury waterfront estate in Indian Rocks Beach, Florida, now beautifully refreshed with a newly painted interior featuring a sophisticated palette of soft whites and warm creams. Light, bright, and move-in ready, this remarkable residence offers a fresh coastal aesthetic while preserving the craftsmanship, generous living spaces, and extraordinary boating amenities that make it truly special. Situated directly on the deep-water Intracoastal Waterway with direct Gulf access, this 4,571-square-foot home features 5 bedrooms, 4 bathrooms, a private dock with a 25,000 lb boat lift, jet ski lifts, a saltwater pool, heated spa, private elevator, rooftop terrace, and breathtaking panoramic water views. Designed and originally built by its builder-owner, the residence was thoughtfully created to maximize waterfront living, entertaining, and the beauty of its surroundings. Expansive living and dining areas are filled with natural light, while the newly refreshed interiors provide a beautiful, neutral backdrop for any decorating style. The chef's kitchen features custom wood cabinetry, granite countertops, a spacious island, walk-in pantry, and butler's pantry, opening to inviting gathering spaces overlooking the water. The extraordinary 27-by-37-foot primary suite offers a private waterfront balcony, fireplace, generous closets, and spa-inspired bathroom, creating a peaceful retreat above the Intracoastal. Multiple levels of indoor and outdoor living provide room to entertain, relax, and embrace the Florida coastal lifestyle. The lower-level entertainment space opens to a private waterfront oasis complete with a saltwater pool, heated spa, expansive patio, and dock. The home's desirable eastern rear exposure welcomes beautiful morning sunshine while providing welcome afternoon shade during Florida's warmer months. Above it all, the rooftop terrace delivers sweeping Intracoastal views and an unforgettable setting for waterfront sunsets. Additional highlights include a 5-car garage, an optional climate-controlled fitness space, smart home technology, high ceilings, and NO HOA. **BOATERS WILL APPRECIATE THE DEEP WATER, DIRECT GULF ACCESS, AND 25,000 LB BOAT LIFT**, offering the freedom to enjoy fishing, cruising, and spontaneous days on the water just steps from home. An assumable flood insurance policy of approximately $1,800 annually adds another valuable advantage, subject to carrier approval. **SHORT-TERM RENTALS ARE PERMITTED**, presenting an exciting opportunity for buyers seeking a luxury primary residence, second home, or income-producing vacation rental in one of Tampa Bay's most desirable beach communities, subject to applicable licensing and regulations. Just a short walk from the sugar-sand beaches of the Gulf of Mexico, local restaurants, Brown Park, and neighborhood recreation, this exceptional property combines the charm of Indian Rocks Beach with convenient access to Clearwater Beach, Downtown St. Petersburg, and Tampa International Airport. Wake up to dolphins playing in the Intracoastal, spend your afternoons exploring the Gulf, and end your evenings surrounded by shimmering water views. *NEW LOOK. SAME EXTRAORDINARY WATERFRONT LOCATION.* Schedule your private showing today and experience the transformation firsthand. Full video walkthrough available upon request.
For sale
Price cut: $10K (11/11)
$3,690,000
306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785
5beds
4,571sqft
Single Family Residence
Built in 2004
9,013 Square Feet Lot
$3,481,100 Zestimate®
$807/sqft
$-- HOA
What's special
Saltwater poolPrivate elevatorHigh ceilingsRooftop terraceSmart home technologyBreathtaking panoramic water viewsHeated spa
- 295 days
- 627
- 34
Zillow last checked:
Listing updated:
Listed by:
Kelly Ackley 727-515-6504,
KELLER WILLIAMS REALTY PORTFOLIO COLLECTION 727-489-0800
Source: Stellar MLS,MLS#: TB8467679
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Breakfast Room Separate, Dining Room, Utility Room
Primary bedroom
- Features: Bar, Ceiling Fan(s), En Suite Bathroom, Dual Closets
- Level: Third
- Area: 999 Square Feet
- Dimensions: 27x37
Bedroom 2
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: Third
- Area: 238 Square Feet
- Dimensions: 17x14
Bedroom 3
- Features: Built-in Closet
- Level: Third
- Area: 210 Square Feet
- Dimensions: 15x14
Bedroom 4
- Features: Built-in Closet
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 5
- Features: Built-in Closet
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Primary bathroom
- Features: Built-In Shower Bench, Dual Sinks, En Suite Bathroom, Granite Counters, Makeup/Vanity Space, Multiple Shower Heads, Rain Shower Head, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Window/Skylight in Bath
- Level: Third
- Area: 252 Square Feet
- Dimensions: 18x14
Dinette
- Level: Second
- Area: 117 Square Feet
- Dimensions: 9x13
Dining room
- Level: Second
- Area: 221 Square Feet
- Dimensions: 17x13
Kitchen
- Features: Breakfast Bar, Pantry, Built-in Features, Granite Counters
- Level: Second
- Area: 255 Square Feet
- Dimensions: 15x17
Laundry
- Level: Third
- Area: 70 Square Feet
- Dimensions: 10x7
Living room
- Level: Second
- Area: 324 Square Feet
- Dimensions: 18x18
Heating
- Central, Electric
Cooling
- Central Air, Ductless
Appliances
- Included: Bar Fridge, Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
- Laundry: Inside
Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Doors: Sliding Doors
- Windows: Skylight(s), Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Living Room, Master Bedroom, Wood Burning
Interior area
- Total structure area: 7,104
- Total interior livable area: 4,571 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Garage - Attached
- Attached garage spaces: 5
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Rear Porch
- Exterior features: Balcony, Irrigation System, Private Mailbox, Rain Gutters
- Has private pool: Yes
- Pool features: Chlorine Free, Gunite, Heated, In Ground, Salt Water
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Park/Greenbelt, Water, Gulf/Ocean - Partial, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Partial,Intracoastal Waterway
- Waterfront features: Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Lift, Seawall
- Body of water: INTRACOASTAL AND GULF
Lot
- Size: 9,013 Square Feet
- Dimensions: 75 x 120
Details
- Parcel number: 063015421200000030
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Tile
Condition
- Completed
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Irrigation-Reclaimed Water, Park, Playground, Tennis Court(s)
- Security: Security System
- Pet fee: $0 monthly
- Subdivision: INDIAN BEACH RE-REVISED 5TH ADD
HOA
- Has HOA: No
- Amenities included: Basketball Court
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $807/sqft
- Tax assessed value: $3,214,800
- Annual tax amount: $24,526
- Date on market: 1/22/2026
- Cumulative days on market: 483 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$3,481,100
$3.31M - $3.66M
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 11/11/2026 | Price change | $3,690,000-0.3%$807/sqft |
Source: | ||
| 8/15/2026 | Price change | $3,700,000-2.6%$809/sqft |
Source: | ||
| 7/17/2026 | Price change | $3,800,000-2.6%$831/sqft |
Source: | ||
| 1/22/2026 | Listed for sale | $3,900,000$853/sqft |
Source: | ||
| 1/22/2026 | Listing removed | $3,900,000$853/sqft |
Source: | ||
| 7/18/2025 | Listed for sale | $3,900,000+144.8%$853/sqft |
Source: | ||
| 10/24/2014 | Sold | $1,593,100-3.4%$349/sqft |
Source: Stellar MLS #U7710260 Report a problem | ||
| 9/17/2014 | Listed for sale | $1,650,000+20.2%$361/sqft |
Source: Beach & Bay Realty, LLC #U7710260 Report a problem | ||
| 7/31/2012 | Sold | $1,373,000-8.3%$300/sqft |
Source: Stellar MLS #U7541532 Report a problem | ||
| 6/13/2012 | Price change | $1,498,000-0.8%$328/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 5/30/2012 | Price change | $1,510,000-5.6%$330/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 4/27/2012 | Price change | $1,599,000-5.9%$350/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 3/14/2012 | Listed for sale | $1,699,000-2.9%$372/sqft |
Source: Coldwell Banker Residential Real Estate - Belleair #U7541532 Report a problem | ||
| 8/25/2011 | Listing removed | $1,750,000$383/sqft |
Source: Beach & Bay Realty Inc #U7502769 Report a problem | ||
| 12/31/2010 | Price change | $1,750,000-7.9%$383/sqft |
Source: Beach & Bay Realty Inc #7477059 Report a problem | ||
| 8/20/2010 | Listed for sale | $1,900,000-17.4%$416/sqft |
Source: Beach & Bay Realty Inc #7477059 Report a problem | ||
| 9/26/2009 | Listed for sale | $2,300,000+329.9%$503/sqft |
Source: Beach & Bay Realty Inc #7430190 Report a problem | ||
| 7/21/2003 | Sold | $535,000+18.2%$117/sqft |
Source: Public Record Report a problem | ||
| 1/23/2003 | Sold | $452,500$99/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $25,897 +5.6% | $1,649,936 +2.9% |
| 2024 | $24,526 +0.9% | $1,603,436 +3% |
| 2023 | $24,302 +6% | $1,556,734 +3% |
| 2022 | $22,926 -2.4% | $1,511,392 +3% |
| 2021 | $23,478 -0.2% | $1,467,371 +1.4% |
| 2020 | $23,523 +1.3% | $1,447,111 +2.3% |
| 2019 | $23,224 | $1,414,576 +1.9% |
| 2018 | $23,224 +1.4% | $1,388,200 +2.1% |
| 2017 | $22,901 +0.4% | $1,359,647 +2.3% |
| 2016 | $22,812 -2.5% | $1,328,491 +3.4% |
| 2015 | $23,403 +28% | $1,284,491 +24.1% |
| 2014 | $18,285 +0.2% | $1,034,734 +1.5% |
| 2013 | $18,241 +15.3% | $1,019,442 +14.8% |
| 2012 | $15,823 | $887,967 -4.4% |
| 2011 | -- | $929,091 -7.9% |
| 2010 | -- | $1,008,990 -12.3% |
| 2009 | -- | $1,150,750 +0.1% |
| 2008 | $19,780 | $1,149,600 -5.1% |
| 2007 | -- | $1,210,773 +5% |
| 2005 | -- | $1,152,600 +153% |
| 2004 | $9,013 +21.3% | $455,500 +22.9% |
| 2003 | $7,432 +25.7% | $370,700 -28.7% |
| 2002 | $5,912 +2.1% | $519,800 +11.9% |
| 2001 | $5,792 +4.9% | $464,400 +39% |
| 2000 | $5,524 | $334,000 |
Find assessor info on the county website
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