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For sale by owner
  • $399,000

    320 Madison Cir, Panama City Beach, FL 32407

    3beds
    1,810sqft
    : 
    $2,692/mo
    Get pre-qualified
    SingleFamily
    Built in 2007
    4,007 Square Feet Lot
    $-- Zestimate®
    $220/sqft
    $130/mo HOA

    What's special

    Granite countertopsLarge closets throughoutOpen inviting floor planHigh-end cabinetrySpacious well-appointed kitchenNew stainless steel appliancesGenerous walk-in primary closet
    FOR SALE By Owner – Panama City Beach, FL Welcome to an exceptional opportunity in Panama City Beach—in the highly desirable Harrison’s Walk community. This offering is for the home located at 320 Madison Circle that delivers space, privacy, and unbeatable convenience. There is an extra lot at 318 Madison Circle that connects to the home lot that is also available for $59,000.00 The beautifully maintained Florida home at 320 Madison Circle offers over 1,800 square feet, 3 bedrooms, and 2.5 bathrooms, with the community pool just steps from your front door. With no homes directly behind you—only serene green space—this property provides a rare sense of privacy while being less than ½ mile to the beach. Enjoy quick access to shopping, dining, and daily essentials, with Lowe’s, Publix, restaurants, and area schools right around the corner. Pier Park is under five miles away, making this one of the most convenient addresses in all of PCB. Cruise your golf cart to the pier for fishing or use nearby public beach access with ease. Inside, pride of ownership shines throughout. The open, inviting floor plan flows seamlessly from the main living area into a spacious, well-appointed kitchen featuring high-end cabinetry, granite countertops, new stainless steel appliances, and abundant storage and prep space. Additional highlights include large closets throughout, excellent storage, an open kitchen layout, and a generous walk-in primary closet. Recent Upgrades & Features     •    New hardwood flooring in all bedrooms (2025)     •    Gas tankless hot water heater—endless hot water     •    Expansive back deck perfect for entertaining and grilling     •    New stainless steel appliances (gas range, refrigerator, dishwasher, microwave) installed in 2024 Important Showing Information The home is turn key and furnished! Please call or text for additional details or to arrange a private showing. Opportunities like this home, prime location, privacy, and walkability to amenities—are rare in Panama City Beach. Don’t miss it.
    What the owner loves about this home
    Modern style, coastal living, convenient location, large yard, community pool.
    29 days
    |
    1,385
    |
    106
    |
    Listed by:

    Property Owner (850) 640-8334

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Electric
      Cooling
      • Central, Other
      Appliances
      • Included: Dishwasher, Microwave, Range / Oven, Refrigerator
      Features
      • Flooring: Tile, Hardwood
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,810 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off-street
      Features
      • Exterior features: Other, Cement / Concrete
      Lot
      • Size: 4,007 Square Feet
      Details
      • Parcel number: 34034005111

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 2007

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $130 monthly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $425,017
      • Annual tax amount: $5,263
      • Date on market: 7/3/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,413/mo

        Price history

        DateEventPrice
        7/3/2026Listed for sale$399,000-7%$220/sqft
        Source: Owner Report a problem
        5/24/2026Listing removed--
        Source: Owner Report a problem
        2/2/2026Price change$429,000-12.3%$237/sqft
        Source: Owner Report a problem
        1/21/2026Listed for sale$489,000+88.1%$270/sqft
        Source: Owner Report a problem
        7/31/2008Sold$260,000$144/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,263 +48%$425,017 +62.3%
        2023$3,555 +14.1%$261,800 +13.7%
        2022$3,115 $230,234
        2021-- --
        2020$2,564 +3.1%$204,258 +10%
        2019$2,488 $185,689 +10%
        2018$2,488 +9.4%$168,808 +10%
        2017$2,274 +15.2%$153,462 -0.9%
        2016$1,974 -3.2%$154,898 +2.2%
        2015$2,040 $151,560 -1.8%
        2014$2,040 $154,350 -3.7%
        2013-- $160,353 -3.4%
        2012-- $166,038 -9.7%
        2011-- $183,860 -13.8%
        2010-- $213,392 +0.6%
        2009-- $212,116 -27.4%
        2008-- $292,358
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32407

        Getting around

        40 / 100
        Car-Dependent
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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