FOR SALE By Owner – Panama City Beach, FL
Welcome to an exceptional opportunity in Panama City Beach—in the highly desirable Harrison’s Walk community. This offering is for the home located at 320 Madison Circle that delivers space, privacy, and unbeatable convenience. There is an extra lot at 318 Madison Circle that connects to the home lot that is also available for $59,000.00
The beautifully maintained Florida home at 320 Madison Circle offers over 1,800 square feet, 3 bedrooms, and 2.5 bathrooms, with the community pool just steps from your front door. With no homes directly behind you—only serene green space—this property provides a rare sense of privacy while being less than ½ mile to the beach. Enjoy quick access to shopping, dining, and daily essentials, with Lowe’s, Publix, restaurants, and area schools right around the corner. Pier Park is under five miles away, making this one of the most convenient addresses in all of PCB. Cruise your golf cart to the pier for fishing or use nearby public beach access with ease.
Inside, pride of ownership shines throughout. The open, inviting floor plan flows seamlessly from the main living area into a spacious, well-appointed kitchen featuring high-end cabinetry, granite countertops, new stainless steel appliances, and abundant storage and prep space. Additional highlights include large closets throughout, excellent storage, an open kitchen layout, and a generous walk-in primary closet.
Recent Upgrades & Features
• New hardwood flooring in all bedrooms (2025)
• Gas tankless hot water heater—endless hot water
• Expansive back deck perfect for entertaining and grilling
• New stainless steel appliances (gas range, refrigerator, dishwasher, microwave) installed in 2024
Important Showing Information
The home is turn key and furnished!
Please call or text for additional details or to arrange a private showing.
Opportunities like this home, prime location, privacy, and walkability to amenities—are rare in Panama City Beach. Don’t miss it.
What the owner loves about this home
Modern style, coastal living, convenient location, large yard, community pool.
29 days
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1,378
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106
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Listed by:
Property Owner(850) 640-8334
This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Heating
Forced air, Electric
Cooling
Central, Other
Appliances
Included: Dishwasher, Microwave, Range / Oven, Refrigerator
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.