Skip main navigation
Under contract-show
  • Price cut: $5K (6/11)
    $484,900

    3209 Stump Lake Dr, Monroe, NC 28110

    3beds
    1,821sqft
    : 
    $3,021/mo
    Get pre-qualified
    Single Family Residence
    Built in 2002
    1.18 Acres Lot
    $473,200 Zestimate®
    $266/sqft
    $-- HOA

    What's special

    Serene pond viewsSpacious deckBeautifully wooded front lotQuiet cul-de-sac
    Welcome to 3209 Stump Lake Drive! Tucked away on a quiet cul-de-sac in a charming one-street neighborhood, this 3-bedroom, 2.5-bath home offers the perfect blend of privacy, space, and convenience. Situated on approximately 1.18 acres with a beautifully wooded front lot, the setting feels peaceful and secluded while still being just minutes from everything. Inside, you’ll find a versatile flex space ideal for a home office, playroom, or additional living area. The home is thoughtfully designed for both everyday living and entertaining, with a welcoming layout that flows seamlessly to the outdoor spaces. Step out onto the spacious deck and take in the serene pond views, an ideal spot for morning coffee or unwinding at the end of the day. With no HOA restrictions, you’ll enjoy the freedom to truly make this property your own. Conveniently located near the Monroe Bypass, commuting is a breeze while still enjoying the quiet, tucked-away feel of this hidden gem. If you’re looking for space, flexibility and a property with room to grow, this one is worth a closer look. Reach out today with questions or to schedule your private showing.
    106 days
    |
    108
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Grey melissa@melsellsclt.com,

    Premier South

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4350800MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Flex space
      • Level: Upper
      Great room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Heating
      • Central, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Filtration System, Microwave, Refrigerator, Water Softener
      • Laundry: In Kitchen, Laundry Closet
      Features
      • Attic Other, Soaking Tub, Pantry
      • Flooring: Carpet, Laminate
      • Has basement: No
      • Attic: Other
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,821
      • Total interior livable area: 1,821 sqft
      • Finished area above ground: 1,821
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Fire Pit
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 1.18 Acres
      • Features: Cul-De-Sac, Views
      Details
      • Parcel number: 09177036
      • Zoning: AF8
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well, Other - See Remarks

      Community & HOA

      Community
      • Subdivision: Ridge View
      Location
      • Region: Monroe

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $422,500
      • Annual tax amount: $1,843
      • Date on market: 4/10/2026
      • Cumulative days on market: 107 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $473,200

        $450,000 - $497,000

        $2,262/mo

        Price history

        DateEventPrice
        6/11/2026Price change$484,900-1%$266/sqft
        Source: Canopy MLS as distributed by MLS GRID #4350800 Report a problem
        5/11/2026Price change$489,900-2%$269/sqft
        Source: Canopy MLS as distributed by MLS GRID #4350800 Report a problem
        4/10/2026Listed for sale$499,900+11.3%$275/sqft
        Source: Canopy MLS as distributed by MLS GRID #4350800 Report a problem
        7/2/2024Sold$449,000-2.4%$247/sqft
        Source: Canopy MLS as distributed by MLS GRID #4118999 Report a problem
        3/14/2024Listed for sale$459,900-1.1%$253/sqft
        Source: Canopy MLS as distributed by MLS GRID #4118999 Report a problem
        3/7/2024Listing removed$464,900$255/sqft
        Source: Canopy MLS as distributed by MLS GRID #4071592 Report a problem
        2/13/2024Price change$464,900-2.1%$255/sqft
        Source: Canopy MLS as distributed by MLS GRID #4071592 Report a problem
        1/29/2024Price change$474,900-2.1%$261/sqft
        Source: Canopy MLS as distributed by MLS GRID #4071592 Report a problem
        11/2/2023Price change$485,000-2.8%$266/sqft
        Source: Canopy MLS as distributed by MLS GRID #4071592 Report a problem
        10/4/2023Price change$499,000-3.1%$274/sqft
        Source: Canopy MLS as distributed by MLS GRID #4071592 Report a problem
        9/22/2023Listed for sale$515,000+106%$283/sqft
        Source: Canopy MLS as distributed by MLS GRID #4071592 Report a problem
        11/16/2018Sold$250,000+37.7%$137/sqft
        Source: Public Record Report a problem
        12/13/2002Sold$181,500+764.3%$100/sqft
        Source: Public Record Report a problem
        7/25/2002Sold$21,000$12/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,843 +18.2%$422,500 +77.7%
        2024$1,559 +1%$237,700
        2023$1,544 $237,700
        2022$1,544 0%$237,700
        2021$1,544 +3.3%$237,700 +23.4%
        2020$1,495 -0.9%$192,600
        2019$1,508 $192,600 0%
        2018$1,508 $192,610 +0%
        2017$1,508 -4.3%$192,600 0%
        2016$1,576 $192,610
        2015$1,576 +24.4%$192,610 +6.2%
        2014$1,268 $181,350
        2013-- $181,350
        2012-- $181,350
        2011-- $181,350
        2010-- $181,350
        2009$1,250 $181,350
        2008$1,250 +7.3%$181,350 +14.4%
        2007$1,164 +11%$158,590
        2006$1,049 $158,590
        2005-- $158,590
        2004-- $158,590 +5.5%
        2003-- $150,380 +478.4%
        2002-- $26,000
        2001-- $26,000
        2000-- $26,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28110

        Getting around

        0 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Unionville
        • Middle: Piedmont
        • High: Piedmont

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes