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For sale by owner
  • $605,000

    324 N Topsail Dr, Surf City, NC 28445

    2beds
    1baths
    1,100sqft
    : 
    $3,554/mo
    Get pre-qualified
    SingleFamily
    Built in 1958
    3,659 Square Feet Lot
    $-- Zestimate®
    $550/sqft
    $-- HOA

    What's special

    Inviting cottage-style exteriorFilled with natural lightWelcoming porchesUpdated lightingFresh neutral paintAmple workspaceSpacious lot
    Coastal Cottage in the Heart of Surf City The Best of Both Worlds – Residential Charm with Commercial Potential Welcome to your perfect coastal retreat in the heart of Surf City, where opportunity and lifestyle come together. Whether you're searching for a charming beach cottage, a vacation getaway, an investment property, or a unique commercial space, this versatile property offers endless possibilities. Park the car and leave it behind—everything you love about island living is just a short stroll away. Enjoy easy access to local restaurants, boutique shopping, coffee shops, nightlife, entertainment, and, of course, the pristine sandy beaches of Surf City. This highly desirable location places you in the center of it all while maintaining the relaxed charm that makes coastal living so special. From the moment you arrive, you'll appreciate the inviting cottage-style exterior, welcoming porches, durable metal roof, and low-maintenance landscaping designed for carefree coastal living. The spacious lot offers room to relax, entertain, or create an inviting outdoor space for clients and guests if utilized commercially. Inside, the property has been thoughtfully renovated with luxury, comfort, and durability in mind. The bright, open-concept floor plan is filled with natural light and showcases beautiful luxury vinyl plank flooring throughout, creating a stylish and low-maintenance environment. Fresh neutral paint, updated lighting, and oversized windows enhance the airy coastal feel while providing a versatile backdrop for residential or business use. The spacious main living areas flow effortlessly together, offering flexibility for a variety of layouts and uses. The updated kitchen features modern cabinetry, stainless steel appliances, ample workspace, and functional design, while the beautifully renovated bathrooms showcase contemporary fixtures and timeless finishes. Multiple rooms provide flexibility for bedrooms, office space, meeting rooms, retail displays, or creative workspaces. Every detail has been carefully considered to create a property that is as practical as it is beautiful. With quality craftsmanship, modern upgrades, exceptional visibility, and an unbeatable location, this Surf City cottage presents a rare opportunity to own a property that can serve as a personal retreat, income-producing investment, or commercial venture. Walk to the beach. Walk to dinner. Walk to coffee. Walk to entertainment. Work, live, invest, or escape—all from one incredible Surf City location. This is coastal living at its finest.
    65 days
    |
    526
    |
    8
    |
    Listed by:

    Property Owner (910) 330-1147

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      Heating
      • Other
      Cooling
      • Central
      Interior area
      • Total interior livable area: 1,100 sqft

      Property

      Features
      • Exterior features: Other
      Lot
      • Size: 3,659 Square Feet
      Details
      • Parcel number: 42450013230000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Conventional
      Materials
      • Metal
      • Foundation: Piers
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 1958

      Community & HOA

      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $550/sqft
      • Tax assessed value: $581,042
      • Annual tax amount: $1,753
      • Date on market: 6/3/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,659/mo

        Price history

        DateEventPrice
        6/3/2026Listed for sale$605,000+28.2%$550/sqft
        Source: Owner Report a problem
        6/1/2026Listing removed$3,000$3/sqft
        Source: Zillow Rentals Report a problem
        5/14/2026Price change$3,000-9.1%$3/sqft
        Source: Zillow Rentals Report a problem
        5/11/2026Listed for rent$3,300$3/sqft
        Source: Zillow Rentals Report a problem
        8/12/2025Sold$471,900-5.6%$429/sqft
        Source: Hive MLS #100510995 Report a problem
        7/24/2025Contingent$500,000$455/sqft
        Source: Hive MLS #100510995 Report a problem
        7/21/2025Listed for sale$500,000$455/sqft
        Source: Hive MLS #100510995 Report a problem
        6/2/2025Pending sale$500,000$455/sqft
        Source: Hive MLS #100510995 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,753 $581,042 +175.1%
        2024$1,753 $211,185
        2023$1,753 +12.5%$211,185
        2022$1,557 $211,185
        2021$1,557 $211,185
        2020-- $211,185
        2019$1,557 $211,185 +57.2%
        2018$1,557 +49.1%$134,320
        2017$1,044 +1.3%$134,320
        2016$1,031 $134,320
        2015$1,031 $134,320
        2014$1,031 $134,320
        2013$1,031 +31.3%$134,320
        2012$785 $134,320
        2011-- $134,320 +20.6%
        2010-- $111,382
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28445

        Getting around

        18 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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