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  • Price cut: $9.8K (7/14)
    $429,900

    3520 W Lake Dr, Sears, MI 49679

    3beds
    2,565sqft
    : 
    $2,946/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    0.48 Acres Lot
    $416,600 Zestimate®
    $168/sqft
    $21/mo HOA

    What's special

    Cozy fireplaceCustom-built barQuartz countertopsStunning new kitchenStainless steel appliancesCustom cabinetryRecessed lighting
    Experience refined waterfront living on the peaceful shores of Lake Malloy, where thoughtful design, modern efficiency, and breathtaking views come together in perfect harmony. Completely remodeled from top to bottom, this exceptional walkout ranch offers over 130 feet of pristine frontage and a rare gently sloping yard that leads seamlessly to the water's edge. Every inch of this home has been thoughtfully reimagined, creating a truly move-in-ready experience. The stunning new kitchen features quartz countertops, stainless steel appliances, custom cabinetry, and a bright open layout that flows effortlessly into the living area. Skylights fill the home with natural light, while a cozy fireplace creates the perfect gathering space for family and friends. The main-floor primary suite offers a private retreat complete with a beautifully updated bath and walk-in shower. New flooring, fixtures, paint, bathrooms, and finishes throughout reflect a level of care and design that is immediately apparent upon entering. Beyond its beauty, this home delivers something increasingly difficult to find--exceptional energy efficiency and remarkably affordable ownership costs. With a new HVAC system, central air, updated mechanicals, reverse osmosis system, newer well, and extensive improvements throughout, utility expenses average less than $200 per month, allowing you to enjoy lakefront living without the burden of excessive operating costs. The walkout lower level is designed for entertaining and relaxation, featuring recessed lighting, a custom-built bar, and direct access to extensive decking and patio spaces overlooking the lake. Whether hosting summer gatherings, enjoying morning coffee, or taking in spectacular sunsets, every space has been designed to embrace the waterfront lifestyle. Outside, the expansive yard offers a rare combination of usable lakefront space and easy water access. Known for its excellent fishing, peaceful atmosphere, and ideal pontoon boating, Lake Malloy remains one of Northern Michigan's hidden treasures. For buyers seeking a fully updated ranch home, low-maintenance ownership, outstanding energy efficiency, and an exceptional lakefront setting, this property represents a rare opportunity to have it all. Completely remodeled. Energy efficient. Move-in ready. Lakefront living redefined.
    86 days
    |
    356
    |
    8
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tricia Wirth 231-629-0352,

    Results Real Estate LLC 231-629-0352

    Source: MichRIC,MLS#: 26018644MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Laundry: Laundry Room, Main Level
      Features
      • Basement: Daylight,Full,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,283
      • Total interior livable area: 2,565 sqft
      • Finished area below ground: 1,080

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Garage spaces: 2
      Features
      • Stories: 1
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: Lake Maloy
      Lot
      • Size: 0.48 Acres
      • Features: Recreational
      Details
      • Parcel number: 1101601115

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $250 annually
      Location
      • Region: Sears

      Financial & listing details

      • Price per square foot: $168/sqft
      • Tax assessed value: $104,477
      • Annual tax amount: $3,098
      • Date on market: 4/29/2026
      • Listing terms: Cash,FHA,VA Loan,MSHDA,Conventional

        Estimated market value

        $416,600

        $396,000 - $437,000

        $2,350/mo

        Price history

        DateEventPrice
        7/14/2026Price change$429,900-2.2%$168/sqft
        Source: MichRIC #26018644 Report a problem
        4/29/2026Listed for sale$439,730-4.4%$171/sqft
        Source: MichRIC #26018644 Report a problem
        10/8/2025Listing removed$460,000$179/sqft
        Source: MichRIC #25033592 Report a problem
        9/2/2025Price change$460,000-2.1%$179/sqft
        Source: MichRIC #25033592 Report a problem
        8/11/2025Price change$469,900-5.1%$183/sqft
        Source: MichRIC #25033592 Report a problem
        7/10/2025Listed for sale$494,900$193/sqft
        Source: MichRIC #25033592 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,753 +5.9%$116,400 +0.2%
        2024$2,599 -0.7%$116,200 +23%
        2023$2,617 -34.2%$94,500 +5.6%
        2022$3,978 $89,500 +21.6%
        2021-- $73,600 -2.9%
        2020-- $75,800 +11%
        2019-- $68,300 +33.4%
        2018-- $51,200 -10.8%
        2017-- $57,400 +37%
        2016-- $41,900 +1.5%
        2015-- $41,300 -3.1%
        2014-- $42,600
        2013-- --
        2012-- $46,500 -4.5%
        2011-- $48,700 -11.3%
        2010-- $54,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49679

        Getting around

        0 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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