Experience refined waterfront living on the peaceful shores of Lake Malloy, where thoughtful design, modern efficiency, and breathtaking views come together in perfect harmony. Completely remodeled from top to bottom, this exceptional walkout ranch offers over 130 feet of pristine frontage and a rare gently sloping yard that leads seamlessly to the water's edge.
Every inch of this home has been thoughtfully reimagined, creating a truly move-in-ready experience. The stunning new kitchen features quartz countertops, stainless steel appliances, custom cabinetry, and a bright open layout that flows effortlessly into the living area. Skylights fill the home with natural light, while a cozy fireplace creates the perfect gathering space for family and friends.
The main-floor primary suite offers a private retreat complete with a beautifully updated bath and walk-in shower. New flooring, fixtures, paint, bathrooms, and finishes throughout reflect a level of care and design that is immediately apparent upon entering.
Beyond its beauty, this home delivers something increasingly difficult to find--exceptional energy efficiency and remarkably affordable ownership costs. With a new HVAC system, central air, updated mechanicals, reverse osmosis system, newer well, and extensive improvements throughout, utility expenses average less than $200 per month, allowing you to enjoy lakefront living without the burden of excessive operating costs.
The walkout lower level is designed for entertaining and relaxation, featuring recessed lighting, a custom-built bar, and direct access to extensive decking and patio spaces overlooking the lake. Whether hosting summer gatherings, enjoying morning coffee, or taking in spectacular sunsets, every space has been designed to embrace the waterfront lifestyle.
Outside, the expansive yard offers a rare combination of usable lakefront space and easy water access. Known for its excellent fishing, peaceful atmosphere, and ideal pontoon boating, Lake Malloy remains one of Northern Michigan's hidden treasures.
For buyers seeking a fully updated ranch home, low-maintenance ownership, outstanding energy efficiency, and an exceptional lakefront setting, this property represents a rare opportunity to have it all.
Completely remodeled. Energy efficient. Move-in ready. Lakefront living redefined.
Active
Price cut: $9.9K (9/2)
$420,000
3520 W Lake Dr, Sears, MI 49679
3beds
2,565sqft
Single Family Residence
Built in 2000
0.48 Acres Lot
$412,500 Zestimate®
$164/sqft
$21/mo HOA
What's special
Cozy fireplaceCustom-built barQuartz countertopsStunning new kitchenStainless steel appliancesCustom cabinetryRecessed lighting
- 132 days
- 275
- 21
Zillow last checked:
Listing updated:
Listed by:
Tricia Wirth 231-629-0352,
Results Real Estate LLC 231-629-0352
Source: MichRIC,MLS#: 26018644
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Ceiling Fan(s)
- Flooring: Tile, Wood
- Windows: Skylight(s)
- Basement: Daylight,Full,Walk-Out Access
- Number of fireplaces: 1
Interior area
- Total structure area: 1,283
- Total interior livable area: 2,565 sqft
- Finished area below ground: 1,080
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Garage spaces: 2
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Body of water: Lake Maloy
Lot
- Size: 0.48 Acres
- Features: Recreational
Details
- Parcel number: 1101601115
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $250 annually
Location
- Region: Sears
Financial & listing details
- Price per square foot: $164/sqft
- Tax assessed value: $104,477
- Annual tax amount: $3,098
- Date on market: 4/29/2026
- Listing terms: Cash,FHA,VA Loan,MSHDA,Conventional
Estimated market value
$412,500
$392,000 - $433,000
$2,376/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Price change | $420,000-2.3%$164/sqft |
Source: | ||
| 7/14/2026 | Price change | $429,900-2.2%$168/sqft |
Source: | ||
| 4/29/2026 | Listed for sale | $439,730-4.4%$171/sqft |
Source: | ||
| 10/8/2025 | Listing removed | $460,000$179/sqft |
Source: | ||
| 9/2/2025 | Price change | $460,000-2.1%$179/sqft |
Source: | ||
| 8/11/2025 | Price change | $469,900-5.1%$183/sqft |
Source: | ||
| 7/10/2025 | Listed for sale | $494,900$193/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,753 +5.9% | $116,400 +0.2% |
| 2024 | $2,599 -0.7% | $116,200 +23% |
| 2023 | $2,617 -34.2% | $94,500 +5.6% |
| 2022 | $3,978 | $89,500 +21.6% |
| 2021 | -- | $73,600 -2.9% |
| 2020 | -- | $75,800 +11% |
| 2019 | -- | $68,300 +33.4% |
| 2018 | -- | $51,200 -10.8% |
| 2017 | -- | $57,400 +37% |
| 2016 | -- | $41,900 +1.5% |
| 2015 | -- | $41,300 -3.1% |
| 2014 | -- | $42,600 |
| 2013 | -- | -- |
| 2012 | -- | $46,500 -4.5% |
| 2011 | -- | $48,700 -11.3% |
| 2010 | -- | $54,900 |
Find assessor info on the county website
Monthly payment
Est. payment








