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For sale
  • Price cut: $10K (7/20)
    $599,900

    3600 Willow Lake Cir, Chattanooga, TN 37419

    4beds
    2,505sqft
    : 
    $3,773/mo
    Get pre-qualified
    Single Family Residence
    Built in 2011
    8,908 Square Feet Lot
    $586,500 Zestimate®
    $239/sqft
    $29/mo HOA

    What's special

    Gorgeous mountain viewsStunning mountain viewsBreathtaking mountain vistasInviting front porchDramatic landscape lightingMain level laundry roomFresh interior paint
    Welcome to this exceptional home with gorgeous mountain views in the highly sought-after Elder Cove subdivision of Lookout Valley--a charming, community known for its scenic beauty and peaceful atmosphere. Conveniently located just minutes from downtown Chattanooga, major interstates, Hixson, Chattanooga Christian School, and the new Chattanooga Lookouts/Erlanger Stadium, this location offers both serenity and accessibility. Elder Cove offers a unique blend of natural beauty and neighborhood charm, featuring street lamps, sidewalks throughout the community, and a picturesque pond complete with a cascading waterfall and graceful weeping willows. Enjoy your morning coffee on the inviting front porch overlooking breathtaking mountain vistas or in the sunroom surrounded by the tranquility of a wooded backyard frequently visited by deer and other wildlife. Adding to the appeal, the community greenspace directly across the street helps preserve the stunning views and open feel. This meticulously maintained home with main level living along with bonus room/4th bedroom and partial daylight basement offers an open floorplan that has been thoughtfully improved and upgraded throughout by the current owners. Split bedroom design features hardwood floors in the foyer and a great room with a floor-to-ceiling stone fireplace. The great room is completely open to the eat-in kitchen, which includes a breakfast bar, stainless steel appliances, and a pantry. Formal dining room or sitting area. Spacious main level primary bedroom, primary bath with double vanity, tile shower, jetted tub, and walk-in closet. Main level laundry room. Upper level offers a 4th bedroom with a potential walk-in closet or a bonus room with an office/specialty room. The partially unfinished walkout daylight basement presents tremendous potential for additional living space. It has already been framed, wired, sheet rocked, and plumbed, in some of the rooms, for a future full bathroom and kitchenette. A dedicated mini-split system provides both heating and cooling, making the space immediately usable as a home gym, workshop, craft room, recreation area, etc. and easily convertible into a guest suite or potential mother-in-law suite. Outside, professional landscaping showcases beautiful stonework, automated irrigation, and dramatic landscape lighting that enhances the property day and night. Outdoor living is equally impressive. The private patio area features a permanent built-in fire pit, creating the perfect setting for entertaining throughout the year. The garage offers abundant storage space. Gutter guards were installed along with the new roof less than two years ago, along with fresh interior paint, new carpet padding, and carpeting throughout the home. With stunning mountain views, a sunroom, walkout basement, fire pit, extensive upgrades, and endless possibilities for future expansion, this home truly offers something for everyone. Opportunities like this in Elder Cove are rare--schedule your private showing today. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. The number of bedrooms listed above complies with local appraisal standards only.
    45 days
    |
    1,268
    |
    52
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Paula McDaniel 423-355-0311,

    Real Estate Partners Chattanooga LLC 423-362-8333

    Source: Greater Chattanooga Realtors,MLS#: 1537122

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 257.5
      • Dimensions: 14.25 x 18.08
      Bedroom
      • Level: First
      • Area: 121.8
      • Dimensions: 11.33 x 10.75
      Bedroom
      • Level: First
      • Area: 123.5
      • Dimensions: 11.33 x 10.9
      Bedroom
      • Description: or Bonus Room
      • Level: Second
      • Area: 392.98
      • Dimensions: 13.75 x 28.58
      Bathroom
      • Level: First
      Dining room
      • Level: First
      • Area: 78.21
      • Dimensions: 10.67 x 7.33
      Great room
      • Level: First
      • Area: 253.65
      • Dimensions: 15.08 x 16.83
      Kitchen
      • Level: First
      • Area: 181.31
      • Dimensions: 9.67 x 18.75
      Laundry
      • Level: First
      • Area: 53.69
      • Dimensions: 6.08 x 8.83
      Office
      • Description: Or Potential Closet for Bedroom
      • Level: Second
      • Area: 166.86
      • Dimensions: 13.17 x 12.67
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Multi Units
      Appliances
      • Included: Disposal, Dishwasher, Electric Range, Microwave, Oven, Stainless Steel Appliance(s), Warming Drawer, Water Heater
      • Laundry: Laundry Room, Main Level
      Features
      • Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, Separate Dining Room, Stubbed, Split Bedrooms, Whirlpool Tub
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Window Treatments
      • Basement: Crawl Space,Partial,Unfinished
      • Has fireplace: Yes
      • Fireplace features: Gas Log, Great Room
      Interior area
      • Total structure area: 2,505
      • Total interior livable area: 2,505 sqft
      • Finished area above ground: 2,505

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Driveway, Garage Door Opener, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Front Porch, Glass Enclosed, Patio, Porch, Screened, Porch - Screened, Porch - Covered
      • Exterior features: Fire Pit, Lighting, Rain Gutters, Storage
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Mountain(s), Trees/Woods
      Lot
      • Size: 8,908 Square Feet
      • Dimensions: 75 x 119.42
      • Features: Back Yard, Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Sprinklers In Front, Sprinklers In Rear, Views, Wooded
      Details
      • Additional structures: None
      • Parcel number: 144k A 003.17
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2011

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Propane, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Fishing, Street Lights, Sidewalks, Pond
      • Security: Smoke Detector(s)
      • Subdivision: Elder Cove
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds
      • HOA fee: $350 annually
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $239/sqft
      • Tax assessed value: $521,700
      • Annual tax amount: $4,494
      • Date on market: 6/19/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $586,500

        $557,000 - $616,000

        $2,406/mo

        Price history

        DateEventPrice
        7/20/2026Price change$599,900-1.6%$239/sqft
        Source: Greater Chattanooga Realtors #1537122 Report a problem
        6/26/2026Price change$609,900-2.4%$243/sqft
        Source: Greater Chattanooga Realtors #1537122 Report a problem
        6/19/2026Listed for sale$625,000+25%$250/sqft
        Source: Greater Chattanooga Realtors #1537122 Report a problem
        10/28/2024Sold$500,000+76.1%$200/sqft
        Source: Public Record Report a problem
        11/2/2015Sold$284,000+27.4%$113/sqft
        Source: Public Record Report a problem
        3/14/2011Sold$223,000+346%$89/sqft
        Source: Public Record Report a problem
        10/22/2010Sold$50,000$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,977 +0.4%$130,425 +48.3%
        2024$1,968 $87,975
        2023$1,968 $87,975
        2022$1,968 $87,975
        2021$1,968 -2.2%$87,975 +20.8%
        2020$2,013 $72,800
        2019$2,013 $72,800
        2018$2,013 -47%$72,800
        2017$3,797 +8.1%$72,800
        2016$3,511 --
        2015$3,511 +19.2%$55,800
        2014$2,947 +2.6%--
        2013$2,873 $55,800 -1.5%
        2012$2,873 $56,625
        2011$2,873 $56,625
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37419

        Getting around

        8 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lookout Valley Elementary
        • Middle: Lookout Valley Middle
        • High: Lookout Valley High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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