For sale

Price cut: $10.1K (9/14)

$169,900

3609 Terrace Ct, Luzerne, MI 48636

1beds

804sqft

$1,267/mo

Get pre-qualified

Single Family Residence

Built in ----

0.38 Acres Lot

$165,900 Zestimate^®

$211/sqft

$-- HOA

What's special

Electric wood stove insert

WATERFRONT CABIN! Fully furnished turnkey waterfront cabin located directly on the banks of West Branch Big Creek. This property features 1 main-floor bedroom, 1 full bathroom, and a spacious loft area for additional sleeping space (cabin can sleep 6 people). Recent improvements include updated plumbing, new vinyl flooring on first floor, and cosmetic updates throughout the home. The main living space features an electric wood stove insert that can easily be converted back to a traditional wood-burning stove. Outside, a spacious deck directly overlooks the water just steps away, allowing you to hear the creek babbling year-round. The lot includes an outdoor storage shed for gear and tools and sits just minutes from Garland and Forest Dunes golf courses and thousands of acres of state land for hunting, hiking, and trail riding. Ideal as a private weekend getaway, sports enthusiast's camp, or short-term rental investment. Schedule your tour today!

57 days
654
64

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1

Heating

Electric, Forced Air, Propane

Appliances

Included: Water Heater, Range/Oven, Refrigerator, Microwave
Laundry: None

Features

Ceiling Fan(s), Vaulted Ceiling(s)
Doors: Doorwall
Windows: Egress Windows, Blinds, Curtain Rods, Drapes
Basement: None
Has fireplace: Yes
Fireplace features: Insert

Interior area

Total structure area: 804
Total interior livable area: 804 sqft
Finished area above ground: 804

Property

Features

Patio & porch: Deck
On waterfront: Yes
Waterfront features: Creek

Lot

Size: 0.38 Acres
Dimensions: 145 x 95 x 9 x 31 x 99 x 48 x 58
Features: Landscaped, Natural

Details

Additional structures: Shed(s)
Parcel number: 00141001900

Construction

Type & style

Home type: SingleFamily
Architectural style: Chalet
Property subtype: Single Family Residence

Materials

Foundation: Pillar/Post/Pier

Utilities & green energy

Sewer: Septic Tank

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Big Creek Terrace

Location

Region: Luzerne

Financial & listing details

Price per square foot: $211/sqft
Tax assessed value: $127,400
Annual tax amount: $1,291
Date on market: 8/14/2026
Listing terms: Cash,Conventional Mortgage
Ownership: Owner
Road surface type: Gravel, Unmaintained

Estimated market value

$165,900

$158,000 - $174,000

$962/mo

Price history

Date	Event	Price
9/14/2026	Price change	$169,900-5.6%$211/sqft
Source: WWMLS #201842202 Report a problem
8/14/2026	Listed for sale	$180,000+367.5%$224/sqft
Source: WWMLS #201842202 Report a problem
10/27/2018	Sold	$38,500-22.2%$48/sqft
Source: Agent Provided Report a problem
9/3/2018	Price change	$49,500-6.4%$62/sqft
Source: Real Living Kee Realty-Troy #218059256 Report a problem
8/4/2018	Price change	$52,900-11.8%$66/sqft
Source: Real Living Kee Realty-Troy #218059256 Report a problem
6/29/2018	Price change	$59,999-24.9%$75/sqft
Source: Real Living Kee Realty-Troy #218059256 Report a problem
11/27/2017	Listed for sale	$79,900$99/sqft
Source: Real Estate One Mio #311364 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$1,291 +2.5%	$63,700 -5.3%
2025	$1,260 +5.4%	$67,300 +30.2%
2024	$1,195 +3.7%	$51,700 +31.9%
2023	$1,153 +3.5%	$39,200 +18.8%
2022	$1,114 +1.4%	$33,000 +4.4%
2021	$1,099	$31,600 +1.3%
2020	$1,099 +3.4%	$31,200 +22.4%
2019	$1,063 +115.5%	$25,500 -3.4%
2017	$493 +1.4%	$26,400 -12.9%
2016	$486 +6.3%	$30,300 -4.7%
2014	$457	$31,800 -15%
2011	--	$37,400