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For sale
    • $499,000

    362 Emerald Cove St, Panama City Beach, FL 32407

    4beds
    2,812sqft
    : 
    $3,188/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    5,662 Square Feet Lot
    $479,300 Zestimate®
    $177/sqft
    $50/mo HOA

    What's special

    Stylish light fixturesCustom primary bedroom closetScreened porchKitchen backsplash
    Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless entry, an Echo Dot Device and QOLSYS IQ touch panel. The Emerald Cove community hosts sidewalks, streetlights, a dog park and is approved for short term rentals. HOA fees are one of the lowest in the area. Located a few minutes from the Navy Base, parks, shopping and restaurants. A few minutes from the Hathaway bridge makes this property very accessible to Panama City. With an acceptable offer, Seller will paint the whole interior with choice of one color. Don't miss your opportunity to see this home with lots of upgrades, plenty of room for entertaining and family time.
    47 days
    |
    282
    |
    12
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    Zillow last checked:

    Listing updated:

    Listed by:

    Patricia Bernstein 850-814-9122,

    Coldwell Banker Realty

    Source: CPAR,MLS#: 792367MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Bedroom, Kitchen, Living Room, Primary Bedroom, Screened Porch
      Primary bedroom
      • Description: Approximate
      • Level: First
      • Dimensions: 19 x 13
      Bedroom
      • Description: Approximate
      • Level: Second
      • Dimensions: 13 x 13
      Bonus room
      • Description: Approximate
      • Level: First
      • Dimensions: 23.5 x 18
      Kitchen
      • Description: Approximate
      • Level: First
      • Dimensions: 11.75 x 13
      Living room
      • Description: Living room/dining room
      • Level: First
      • Dimensions: 37.75 x 13
      Screened porch
      • Description: Back porch
      • Level: First
      • Dimensions: 9 x 18
      Heating
      • Central, Electric, ENERGY STAR Qualified Equipment
      Cooling
      • Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
      Appliances
      • Included: ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
      Features
      • Double Vanity, Interior Steps, Main Level Primary, Smart Home, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,812
      • Total interior livable area: 2,812 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, Paved
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Porch, Screened
      • Exterior features: Porch, Rain Gutters
      • Fencing: Fenced,Partial,Privacy
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 50.0 ft x 117.0 ft
      • Features: Sprinkler System
      Details
      • Parcel number: 27541500080
      • Zoning description: County
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, Underground Utilities
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Prewired, Smoke Detector(s)
      • Subdivision: Emerald Cove Villas
      HOA
      • Has HOA: Yes
      • Services included: Association Management, Maintenance Grounds
      • HOA fee: $600 annually
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $177/sqft
      • Tax assessed value: $478,428
      • Annual tax amount: $5,589
      • Date on market: 7/8/2026
      • Cumulative days on market: 48 days
      • Electric utility on property: Yes

        Estimated market value

        $479,300

        $455,000 - $503,000

        $3,211/mo

        Price history

        DateEventPrice
        7/8/2026Listed for sale$499,000+32.5%$177/sqft
        Source: CPAR #792367 Report a problem
        4/9/2021Sold$376,464$134/sqft
        Source: CPAR #705939 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,589 +3.3%$431,124 +10%
        2023$5,412 +30.1%$391,931 +10%
        2022$4,161 $356,301
        2021-- --
        2020$544 +137%$44,700 +140%
        2019$229 $18,623
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32407

        Getting around

        21 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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