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For sale
    • Listed by: Keller Williams Property Team
    Price cut: $35K (6/8)
    $865,000

    3646 Harbor Dr, Merced, CA 95340

    4beds
    2,779sqft
    : 
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    Single Family Residence
    Built in 1979
    1 Acres Lot
    $830,300 Zestimate®
    $311/sqft
    $-- HOA

    What's special

    New poolRv and boat parkingCozy wood-burning fireplaceChicken coopQuiet cul-de-sacRare lot sizeCovered gazebo
    Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.
    100 days
    |
    1,080
    |
    50
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Patricia Vazquez Rangel DRE #02137072 209-761-4034,

    Keller Williams Property Team

    Source: CRMLS,MLS#: MC26062819MLS LogoOriginating MLS: California Regional MLS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 4
      Rooms
      • Room types: Kitchen, Primary Bathroom, Primary Bedroom
      Bathroom
      • Features: Separate Shower, Tub Shower
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher
      • Laundry: Inside
      Features
      • Ceiling Fan(s)
      • Flooring: Carpet
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,779 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Front
      • Has private pool: Yes
      • Pool features: In Ground, Private
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 1 Acres
      • Features: Back Yard, Front Yard, Lawn, Landscaped
      Details
      • Parcel number: 060600022000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Street Lights, Suburban, Sidewalks
      Location
      • Region: Merced

      Financial & listing details

      • Price per square foot: $311/sqft
      • Date on market: 3/23/2026
      • Cumulative days on market: 100 days
      • Listing terms: Cash,Conventional,FHA,Submit

        Estimated market value

        $830,300

        $789,000 - $872,000

        $2,728/mo

        Price history

        DateEventPrice
        6/8/2026Price change$865,000-3.9%$311/sqft
        Source: CRMLS #MC26062819 Report a problem
        5/13/2026Price change$899,999-4.3%$324/sqft
        Source: CRMLS #MC26062819 Report a problem
        3/24/2026Listed for sale$940,000$338/sqft
        Source: CRMLS #MC26062819 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 95340

        Getting around

        1 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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