Under contract

Price cut: $10K (5/28)

$420,000

3686 S Jackson Hwy, Horse Cave, KY 42749

3beds

2,816sqft

$2,689/mo

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Single Family Residence

Built in 1993

11.35 Acres Lot

$393,700 Zestimate^®

$149/sqft

$-- HOA

What's special

Walk out basementAmple acreagePrivate retreatHandicapped accessibilityFenced backyard

Welcome to 3686 S Jackson Highway. This is a exceptional opportunity to own a 3 bed, 3 bath ranch style home with a walk out basement nestled on 11.35 acres of peaceful countryside in the hart county school district. This home offers a open floor plan designed for comfort and versatility. The walk out basement provides additional living space ideal for entertaining, extended family or future farm potential. Thoughtfully designed with handicapped accessibility, this property ensures easy living without compromising style or space. Step outside and experience your own private retreat 11.35 acres of open land with a fenced backyard, perfect for pets, outdoor living, or simply enjoying quiet beauty of country life. With ample acreage, the possibilities are endless. Build, farm or expand. A rare find offering acreage, functionality, and freedom. Schedule your private showing today.

68 days

400

10

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 2

Rooms

Room types: Den, Office

Primary bedroom

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Lower

Bathroom

Features: Tub, Walk-In Closet(s)

Dining room

Level: Main

Kitchen

Features: Bar
Level: Main

Living room

Level: Main

Basement

Area: 1088

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Refrigerator, Washer, Electric Water Heater
Laundry: Closet, Laundry Closet, Laundry Room

Features

Ceiling Fan(s), Formal Dining Room
Flooring: Laminate
Basement: Walk-Out Access
Number of fireplaces: 1
Fireplace features: 1

Interior area

Total structure area: 2,816
Total interior livable area: 2,816 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Basement, Garage Door Opener, Garage Faces Side
Attached garage spaces: 2
Has uncovered spaces: Yes

Accessibility

Accessibility features: 1st Floor Bathroom, Handicap Accessible, Seat in Shower, Walk in Shower, Customized Wheelchair Accessible

Features

Patio & porch: Deck
Has spa: Yes
Spa features: Bath
Fencing: Fenced
Body of water: None

Lot

Size: 11.35 Acres
Features: County, Farm

Details

Parcel number: 076000003900

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1993

Utilities & green energy

Sewer: Septic Tank
Water: County
Utilities for property: Electricity Available, Garbage-Private, Street Lights

Community & HOA

Community

Subdivision: N/A

HOA

Amenities included: None

Location

Region: Horse Cave

Financial & listing details

Price per square foot: $149/sqft
Tax assessed value: $199,000
Annual tax amount: $1,866
Price range: $420K - $420K
Date on market: 5/26/2026
Listing agreement: Exclusive Right To Sell

Estimated market value

$393,700

$374,000 - $413,000

$2,522/mo

Price history

Date	Event	Price
7/16/2026	Pending sale	$420,000$149/sqft
Source: South Central Kentucky AOR #SC48173 Report a problem
5/28/2026	Price change	$420,000-2.3%$149/sqft
Source: South Central Kentucky AOR #SC48173 Report a problem
5/5/2026	Listed for sale	$430,000+36.5%$153/sqft
Source: South Central Kentucky AOR #SC48074 Report a problem
12/3/2025	Listing removed	$315,000$112/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1704418 Report a problem
12/1/2025	Listed for sale	$315,000+6200%$112/sqft
Source: RASK #RA20256829 Report a problem
10/1/1992	Sold	$5,000$2/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,866 -3.2%	$199,000
2023	$1,927 +62.1%	$199,000 +65.8%
2022	$1,189 -3.5%	$120,000
2021	$1,233 -0.3%	$120,000
2020	$1,236 +8.6%	$120,000 +9.1%
2019	$1,138 +1.1%	$110,000
2018	$1,126 +0.6%	$110,000
2017	$1,120 +20.9%	$110,000
2016	$926	$110,000
2015	$926	$110,000
2014	--	$110,000
2012	--	$110,000
2011	$926	$110,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 42749

Getting around

0 / 100

Car-Dependent

17 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Memorial Elementary School
Grades: PK-8Distance: 5 mi
7/10
Hart County High School
Grades: 9-12Distance: 5 mi

Schools provided by the listing agent

Elementary: Memorial
Middle: Memorial
High: Hart County

Source: South Central Kentucky AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.