For sale

Price cut: $199.9K (7/8)

$1,200,000

3701 Rivertrace Ln, Knoxville, TN 37920

3beds

2,348sqft

$7,180/mo

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Single Family Residence

Built in 1978

1.55 Acres Lot

$-- Zestimate^®

$511/sqft

$17/mo HOA

What's special

A rare opportunity to own exceptional waterfront on Ft. Loudon Lake. Set on 1.5 acres with over 250 feet of level shoreline, this property offers a hard-to-find combination of space, setting, and location between Knoxville and Maryville. Tucked away at the end of a quiet cul-de-sac, the well-maintained one-level home is perfectly positioned to take in beautiful, wide water views. The lot itself is truly special--level, usable, and ideal for enjoying lake life to the fullest. Whether you're searching for a peaceful full-time residence, a weekend escape, or envisioning a future custom build, this property offers flexibility without compromise. Opportunities like this don't come along often.

88 days

1,575

103

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating

Central, Forced Air, Natural Gas

Cooling

Central Air, Attic Fan

Appliances

Included: Dishwasher, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer

Features

Pantry, Eat-in Kitchen
Flooring: Carpet, Hardwood, Tile
Windows: Insulated Windows
Basement: Crawl Space
Number of fireplaces: 2
Fireplace features: Stone, Masonry, Gas Log

Interior area

Total structure area: 2,348
Total interior livable area: 2,348 sqft

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Property

Parking

Total spaces: 2
Parking features: On Street, Garage Door Opener, Attached
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Exterior features: Prof Landscaped, Dock
Has view: Yes
View description: Country Setting
Has water view: Yes
Waterfront features: River, Waterfront
Frontage type: Lakefront

Lot

Size: 1.55 Acres
Dimensions: 55 x 404 x 316 x Irr
Features: Cul-De-Sac, Level

Details

Additional structures: Storage
Parcel number: 003O A 01200 000

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary,Traditional
Property subtype: Single Family Residence

Materials

Stone, Wood Siding, Frame

Condition

Year built: 1978

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Rivertrace

HOA

Has HOA: Yes
HOA fee: $200 annually

Location

Region: Knoxville

Financial & listing details

Price per square foot: $511/sqft
Tax assessed value: $701,100
Annual tax amount: $2,787
Date on market: 5/15/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/8/2026	Price change	$1,200,000-14.3%$511/sqft
Source: East Tennessee Realtors #1340349 Report a problem
6/11/2026	Price change	$1,399,900-6.7%$596/sqft
Source: East Tennessee Realtors #1340349 Report a problem
5/15/2026	Listed for sale	$1,500,000+650.4%$639/sqft
Source: East Tennessee Realtors #1340349 Report a problem
5/14/1993	Sold	$199,900$85/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,787	$175,275
2024	$2,787	$175,275
2023	$2,787 -6.9%	$175,275 +44.6%
2022	$2,993	$121,175
2021	$2,993	$121,175
2020	$2,993	$121,175
2019	$2,993 +41%	$121,175 +41%
2018	$2,122 +2%	$85,925
2017	$2,080	$85,925
2016	$2,080 +12.6%	$85,925
2015	$1,847	$85,925
2014	--	$85,925 -6%
2013	$1,966	$91,450
2012	$1,966 0%	$91,450
2011	$1,966 +5.4%	$91,450
2010	$1,866	$91,450 +1.4%
2009	--	$90,157 +12.4%
2008	$1,789	$80,243
2007	$1,789 +2.3%	$80,243
2006	$1,749 -10.3%	$80,243
2005	$1,950 +27.9%	$80,243 +13.1%
2004	$1,525	$70,923
2002	$1,525	$70,923
2001	--	$70,923 -75%
2000	--	$283,692

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37920

Getting around

3 / 100

Car-Dependent

0 / 100

No Nearby Transit

26 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Alcoa Elementary School
Grades: PK-2Distance: 5.7 mi
8/10
Alcoa Middle School
Grades: 6-8Distance: 5.8 mi
8/10
Alcoa High School
Grades: 9-12Distance: 6 mi

Schools provided by the listing agent

Elementary: Rockford
Middle: Eagleton
High: Eagleton

Source: East Tennessee Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.