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For sale
    • Price cut: $5K (8/24)
    $260,000

    3712 BAY COURT, ST CLOUD, FL 34769

    2beds
    1,136sqft
    : 
    $2,022/mo
    Get pre-qualified
    Villa
    Built in 1984
    1,437 Square Feet Lot
    $255,700 Zestimate®
    $229/sqft
    $310/mo HOA

    What's special

    Move-in readyPrivate front patioTile flooring throughoutThoughtfully maintainedStainless steel appliances
    Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.
    22 days
    489
    21

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Christian Rosa 407-334-0717,

    PREFERRED REAL ESTATE BROKERS 407-440-4900,

    Paola Rosa, PA 321-287-8802,

    PREFERRED REAL ESTATE BROKERS

    Source: Stellar MLS,MLS#: S5154904MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Balcony porch lanai
      • Features: Storage Closet
      • Level: First
      • Area: 220 Square Feet
      • Dimensions: 10x22
      Dining room
      • Level: First
      • Area: 72 Square Feet
      • Dimensions: 12x6
      Great room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 12x16
      Kitchen
      • Features: Built-In Shelving
      • Level: First
      • Area: 119 Square Feet
      • Dimensions: 7x17
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
      • Laundry: In Kitchen
      Features
      • Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor
      • Flooring: Carpet, Ceramic Tile
      • Windows: Window Treatments
      • Has fireplace: No
      • Common walls with other units/homes: Corner Unit,End Unit
      Interior area
      • Total structure area: 1,418
      • Total interior livable area: 1,136 sqft
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Balcony, Private Mailbox, Storage
      Lot
      • Size: 1,437 Square Feet
      • Features: Sidewalk
      Details
      • Parcel number: 0926300610000A0190
      • Zoning: SPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Villa
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Connected

      Community & HOA

      Community
      • Features: Pool
      • Pet fee: $0 monthly
      • Subdivision: PINE LAKE VILLAS
      HOA
      • Has HOA: Yes
      • Services included: Community Pool, Maintenance Structure, Maintenance Grounds, Trash
      • HOA fee: $310 monthly
      • HOA name: Barbara Freeman
      • HOA phone: 407-892-3764
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $229/sqft
      • Tax assessed value: $186,300
      • Annual tax amount: $2,567
      • Date on market: 8/3/2026
      • Cumulative days on market: 28 days
      • Listing terms: Cash
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $255,700

        $243,000 - $268,000

        $1,763/mo

        Price history

        DateEventPrice
        8/24/2026Price change$260,000-1.9%$229/sqft
        Source: Stellar MLS #S5154904 Report a problem
        8/9/2026Listed for sale$265,000+14.2%$233/sqft
        Source: Stellar MLS #S5154904 Report a problem
        5/26/2022Sold$232,000+3.1%$204/sqft
        Source: Public Record Report a problem
        4/12/2022Pending sale$225,000$198/sqft
        Source: Stellar MLS #S5065406 Report a problem
        4/9/2022Listed for sale$225,000+177.8%$198/sqft
        Source: Stellar MLS #S5065406 Report a problem
        7/30/2014Sold$81,000-9.9%$71/sqft
        Source: Public Record Report a problem
        6/20/2014Price change$89,900-14.3%$79/sqft
        Source: Coldwell Banker Ackley Realty #S4726009 Report a problem
        5/30/2014Price change$104,900-8.7%$92/sqft
        Source: Coldwell Banker Ackley Realty #S4726009 Report a problem
        4/18/2014Listed for sale$114,900+60.7%$101/sqft
        Source: COLDWELL BANKER ACKLEY REALTY #S4726009 Report a problem
        5/25/2000Sold$71,500+19.2%$63/sqft
        Source: Public Record Report a problem
        8/6/1996Sold$60,000$53/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,567 -2.9%$186,300 -2.2%
        2024$2,644 +1.6%$190,400 +2%
        2023$2,602 +398.1%$186,600 +37%
        2022$522 -0.8%$136,200 +19.3%
        2021$526 +0%$114,200 +25.8%
        2020$526 +0%$90,800 +24.9%
        2019$526 $72,700 +27.1%
        2018$526 +0.2%$57,209 +2.1%
        2017$525 -0.7%$56,033 +2.1%
        2016$529 +0.5%$54,881 +0.7%
        2015$526 -49.3%$54,500 +5.6%
        2014$1,039 $51,600 +3.2%
        2013-- $50,000 -1%
        2012-- $50,500 -5.4%
        2011-- $53,400 -9.3%
        2010-- $58,900 -28.9%
        2009-- $82,800 -6.4%
        2008-- $88,430 -0.1%
        2006-- $88,500 +25.9%
        2005-- $70,300 +13.1%
        2004-- $62,160
        2003-- $62,160
        2002$750 $62,160
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34769

        Getting around

        61 / 100
        Somewhat Walkable
        77 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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