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For sale
    • Price cut: $6K (7/24)
    $329,000

    3102 GARDEN COURT, ST CLOUD, FL 34769

    3beds
    1,260sqft
    : 
    $2,189/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    8,059 Square Feet Lot
    $-- Zestimate®
    $261/sqft
    $-- HOA

    What's special

    Granite countertopsSpacious lotEn-suite bathExtended covered lanaiOpen concept livingAdorable curb appealSpacious primary suite
    Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of mind and flexibility to truly make it your own. The interior delivers OPEN CONCEPT living with tile throughout the main living areas and a SPLIT- BEDROOM PLAN. The kitchen shines with granite countertops, STAINLESS STEEL APPLIANCES, a breakfast bar with pendant lighting, under cabinet lighting and an over sink window for great natural light! The spacious PRIMARY SUITE includes a WALK-IN CLOSET and en-suite bath, while bedrooms two and three share a full bath on the other side of the home. Situated on a premium CORNER LOT enjoy adorable CURB APPEAL, an EXTENDED COVERED LANAI and FULLY FENCED backyard providing privacy and the perfect space for relaxing or entertaining. Call today to schedule a tour and fall in love with your new HOME SWEET HOME!
    100 days
    358
    20

    Zillow last checked:

    Listing updated:

    Listed by:

    Calvin Bolden 407-437-5224,

    LPT REALTY, LLC 877-366-2213,

    Rondra Bolden 407-334-1557,

    LPT REALTY, LLC

    Source: Stellar MLS,MLS#: O6411880MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      Kitchen
      • Features: Breakfast Bar, Granite Counters
      • Level: First
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Range, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
      • Flooring: Laminate, Tile
      • Doors: French Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,758
      • Total interior livable area: 1,260 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Details: Garage Dimensions: 20x24
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Rain Gutters, Sidewalk
      Lot
      • Size: 8,059 Square Feet
      Details
      • Parcel number: 032630002700010160
      • Zoning: SR2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: THE GARDENS
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $261/sqft
      • Tax assessed value: $302,100
      • Annual tax amount: $4,654
      • Date on market: 5/29/2026
      • Cumulative days on market: 98 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/24/2026Price change$329,000-1.8%$261/sqft
        Source: Stellar MLS #O6411880 Report a problem
        7/1/2026Price change$335,000-1.5%$266/sqft
        Source: Stellar MLS #O6411880 Report a problem
        5/29/2026Listed for sale$340,000-4.2%$270/sqft
        Source: Stellar MLS #O6411880 Report a problem
        5/20/2026Listing removed--
        Source: Owner Report a problem
        5/20/2026Price change$355,000-6.6%$282/sqft
        Source: Owner Report a problem
        4/15/2026Price change$379,900-1.3%$302/sqft
        Source: Owner Report a problem
        4/2/2026Listed for sale$384,999+28.3%$306/sqft
        Source: Owner Report a problem
        10/18/2022Sold$300,000-6%$238/sqft
        Source: Public Record Report a problem
        3/11/2022Sold$319,000+6.3%$253/sqft
        Source: Public Record Report a problem
        2/18/2022Pending sale$300,000$238/sqft
        Source: Stellar MLS #O6003018 Report a problem
        2/15/2022Listed for sale$300,000$238/sqft
        Source: Stellar MLS #O6003018 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,640 +0.1%$302,100
        2024$4,637 -0.6%$302,100 +16.8%
        2023$4,663 +404.2%$258,700 +32.6%
        2022$925 +2.6%$195,100 +17.7%
        2021$902 +1.6%$165,700 +7.5%
        2020$887 +2.6%$154,100 +8.8%
        2019$864 $141,600 +64.1%
        2018$864 +2.4%$86,286 +3.5%
        2017$844 +4.4%$83,336 +2.1%
        2016$809 +3.1%$81,622 +0.7%
        2015$785 -0.4%$81,055 +0.8%
        2014$788 $80,412 +1.5%
        2013-- $79,224 +1.7%
        2012-- $77,900 -3.6%
        2011-- $80,800 -12.9%
        2010-- $92,800 -26.2%
        2009-- $125,800 -25.3%
        2008-- $168,300 -4.5%
        2007-- $176,300 +18.2%
        2006-- $149,200 +39.6%
        2005-- $106,900 +31.5%
        2004-- $81,300
        2003-- $81,300 +12.5%
        2002$955 +2.2%$72,296 +1.6%
        2001$934 +2.9%$71,157 +3%
        2000$908 $69,084
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 34769

        Getting around

        44 / 100
        Car-Dependent
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lakeview Elem (K 5)
        • Middle: St. Cloud Middle (6-8)
        • High: St. Cloud High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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