Set on a spectacular point of land where the South River meets the Chesapeake Bay, this extraordinary waterfront estate captures some of the most breathtaking views in Annapolis. With coveted southern exposure, the property is immersed in sunlight from dawn to dusk, creating an ever-changing backdrop of sparkling water, passing sailboats, and panoramic Chesapeake vistas. Completely reimagined in 2017 by renowned architect Cathy Purple Cherry, this residence was rebuilt and renovated to an exceptional standard, blending timeless coastal architecture with modern luxury and uncompromising construction quality. Spray-foam insulated walls and roof, steel reinforcement, double plywood construction, four-zone HVAC with humidifiers, gas backup heat, tankless propane water heaters, water treatment systems, generator backup, Sonos audio, and Lutron lighting create a home that is as efficient and functional as it is beautiful. Designed for both grand-scale entertaining and comfortable everyday living, the interior offers over-the-top craftsmanship and thoughtful details throughout. Maple hardwood flooring flows through elegant yet inviting spaces including a dramatic waterfront living room with a custom wet bar, an informal gathering room with built-in bookshelves, a private office with custom cabinetry, wet bar, balcony, and commanding views stretching down the Chesapeake Bay, and a state-of-the-art theater room complete with its own wet bar, refrigerator, and ice maker. The chef’s kitchen is a masterpiece featuring double Wolf ovens, Wolf cooktop, Sub-Zero refrigerator, three dishwashers, wine cooler, ice maker, built-in microwave, instant hot water, walk-in pantry with custom built-ins, and a sun-filled breakfast nook overlooking the water. The luxurious primary suite serves as a private waterfront retreat, highlighted by a stunning spa bath finished with Italian water-cut marble. Three additional bedrooms feature ensuite baths, while a full bath on the main level conveniently serves the pool and outdoor entertaining areas. Outdoor living rivals the finest resorts. Expansive Ipe decking surrounds a heated PebbleTec pool and spa, complemented by an outdoor kitchen, fire pit, integrated sound system, and extensive landscape lighting. The private pier is equipped with water, electric, approximately 4 feet of MLW, a 12,000-pound boat lift, an 8,500-pound boat lift, and a 1,500-pound personal watercraft lift, providing immediate access to the Chesapeake Bay and beyond. Offering 4 bedrooms, 5 full baths, 1 half bath, a dedicated office, and a deep four-car garage, this is a rare opportunity to own one of Annapolis’ premier waterfront properties in a setting where extraordinary architecture, unmatched craftsmanship, and world-class outdoor living come together on the shores of the Chesapeake.
For sale
$6,995,000
3728 Ramsgate Dr, Annapolis, MD 21403
4beds
5,771sqft
Single Family Residence
Built in 1987
0.51 Acres Lot
$6,828,500 Zestimate®
$1,212/sqft
$50/mo HOA
What's special
Extraordinary waterfront estateWorld-class outdoor livingDedicated officeIntegrated sound systemInstant hot waterModern luxuryExtensive landscape lighting
- 7 days |
- 1,933 |
- 110 |
Zillow last checked:
Listing updated:
Listed by:
Brad Kappel 410-279-9476,
TTR Sotheby's International Realty (410) 280-5600,
Listing Team: Brad Kappel Team, Co-Listing Team: Brad Kappel Team,Co-Listing Agent: Joseph Bray 410-936-8904,
TTR Sotheby's International Realty
Source: Bright MLS,MLS#: MDAA2148092
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Basement
- Area: 2446
Heating
- Heat Pump, Electric, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Cooktop, Dishwasher, Disposal, Exhaust Fan, Humidifier, Ice Maker, Instant Hot Water, Double Oven, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Washer/Dryer Stacked, Tankless Water Heater, Dryer, Water Treat System, Water Heater
- Laundry: Main Level, Upper Level, Washer In Unit
Features
- Air Filter System, Attic, Bar, Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Butlers Pantry, Ceiling Fan(s), Combination Kitchen/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sound System, Store/Office, Upgraded Countertops, Walk-In Closet(s), Other
- Flooring: Hardwood, Tile/Brick, Other, Carpet, Wood
- Windows: Window Treatments
- Basement: Garage Access,Interior Entry,Partially Finished,Sump Pump,Windows,Other,Side Entrance
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Other, Gas/Propane
Interior area
- Total structure area: 7,647
- Total interior livable area: 5,771 sqft
- Finished area above ground: 5,201
- Finished area below ground: 570
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: Garage Faces Front, Garage Door Opener, Basement, Oversized, Other, Attached, Driveway
- Attached garage spaces: 4
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Patio, Porch
- Exterior features: Awning(s), Barbecue, Bump-outs, Extensive Hardscape, Lighting, Flood Lights, Rain Gutters, Lawn Sprinkler, Stone Retaining Walls, Other, Balcony
- Has private pool: Yes
- Pool features: Black Bottom, In Ground, Other, Private
- Has spa: Yes
- Spa features: Bath, Private, Hot Tub
- Has view: Yes
- View description: Water, River, Bay, Scenic Vista, Creek/Stream, Other
- Has water view: Yes
- Water view: Water,River,Bay,Creek/Stream
- Waterfront features: Private Dock Site, Rip-Rap, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Waterski/Wakeboard, Swimming Allowed
- Body of water: South River
- Frontage length: Water Frontage Ft: 130
Lot
- Size: 0.51 Acres
- Features: Bulkheaded, Cul-De-Sac, Landscaped, Premium, Fishing Available, Rip-Rapped, Other, Stream/Creek, Poolside, Front Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020290901414983
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Other
- Foundation: Other
Condition
- Excellent
- New construction: No
- Year built: 1987
- Major remodel year: 2017
Details
- Builder model: South River Waterfront
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Fiber Optic
Community & HOA
Community
- Security: Fire Sprinkler System
- Subdivision: Watergate
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Basketball Court, Boat Dock/Slip, Boat Ramp, Common Grounds, Picnic Area, Other
- Services included: Common Area Maintenance, Pier/Dock Maintenance, Other
- HOA fee: $600 annually
- HOA name: WATERGATE IMPROVEMENT ASSOCIATION
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $1,212/sqft
- Tax assessed value: $2,643,900
- Annual tax amount: $25,451
- Date on market: 6/17/2026
- Listing agreement: Exclusive Agency
- Inclusions: See Inclusions / Exclusions Disclosure
- Ownership: Fee Simple
Estimated market value
$6,828,500
$6.49M - $7.17M
$6,357/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2026 | Listed for sale | $6,995,000+273.1%$1,212/sqft |
Source:  Bright MLS #MDAA2148092 Report a problem | ||
| 2/1/2016 | Sold | $1,875,000-5.8%$325/sqft |
Source: Public Record Report a problem | ||
| 11/11/2013 | Listing removed | $1,990,000$345/sqft |
Source: Long & Foster Real Estate #AA8120563 Report a problem | ||
| 6/29/2013 | Listed for sale | $1,990,000$345/sqft |
Source: Long & Foster Real Estate #AA8120563 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $17,961 -16% | $2,298,000 +17.7% |
| 2024 | $21,376 +21.9% | $1,952,100 +21.5% |
| 2023 | $17,540 +4.7% | $1,606,200 +0.2% |
| 2022 | $16,746 +0.2% | $1,602,533 +0.2% |
| 2021 | $16,708 +0.1% | $1,598,867 +0.2% |
| 2020 | $16,686 +5.7% | $1,595,200 |
| 2019 | $15,787 +9.6% | $1,595,200 +12.3% |
| 2018 | $14,404 +6% | $1,420,467 +6.6% |
| 2017 | $13,588 | $1,333,100 +1% |
| 2016 | -- | $1,320,267 +1% |
| 2015 | -- | $1,307,433 +1% |
| 2014 | -- | $1,294,600 |
| 2013 | -- | $1,294,600 |
| 2012 | -- | $1,294,600 -19.1% |
| 2011 | -- | $1,600,500 |
| 2010 | -- | $1,600,500 |
| 2009 | -- | $1,600,500 -11% |
| 2008 | -- | $1,799,110 +15.8% |
| 2007 | -- | $1,553,120 +18.8% |
| 2006 | -- | $1,307,130 +23.2% |
| 2005 | -- | $1,061,140 +17.4% |
| 2004 | -- | $903,936 +21.1% |
| 2003 | -- | $746,733 +26.7% |
| 2002 | -- | $589,530 +0.1% |
| 2001 | -- | $589,156 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 3.5 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 6.3 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 3728 Ramsgate Dr
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