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For sale
    • Price cut: $47K (8/13)
    $708,000

    3809 Island Drive, North Topsail Beach, NC 28460

    4beds
    2,043sqft
    : 
    $4,140/mo
    Get pre-qualified
    Townhouse
    Built in 2005
    918 Square Feet Lot
    $694,100 Zestimate®
    $347/sqft
    $34/mo HOA

    What's special

    This stunning beach-home has all the ''MUST-HAVES'' for a successful vacation-rental, second-home or primary-residence!! SECOND-ROW, Panoramic OCEAN and SOUND VIEWS, BEACH-ACCESS across the street, DAY DOCK/KAYAK LAUNCH, FURNISHED and TURN-KEY, REVERSE-FLOORPLAN, 4th-bedroom w/ full bath on the third floor (aka the Crow's Nest), loads of parking, WET WEATHER ENTRY, hurricane shutters, 17X14 GAME-ROOM, and amazing-views from 4-COVERED DECKS! Perfectly located, 6-miles to SURF CITY bridge, and 2-miles to NORTH TOPSAIL BEACH bridge!! NOT in a COBRA flood zone, allowing for lower insurance rates! Truly a must see in person! Schedule a tour today!
    219 days
    576
    42

    Zillow last checked:

    Listing updated:

    Listed by:

    Summy Rucker 910-622-0339,

    Summy Rucker Real Estate LLC

    Source: Hive MLS,MLS#: 100550278MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Living Room, Other, Utility Room
      Primary bedroom
      • Level: First
      • Dimensions: 15 x 15
      Bedroom 2
      • Level: First
      • Dimensions: 12 x 8
      Bedroom 3
      • Level: First
      • Dimensions: 10 x 9
      Bedroom 4
      • Level: Third
      • Dimensions: 17 x 15
      Kitchen
      • Level: Second
      • Dimensions: 16 x 11
      Living room
      • Level: Second
      • Dimensions: 17 x 15
      Other
      • Description: FOYER
      • Level: Ground
      • Dimensions: 17 x 7
      Utility room
      • Description: GAME ROOM (NOT IN TOTAL SQ FT)
      • Level: Ground
      • Dimensions: 17 x 14
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Electric Range
      Features
      • Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Kitchen Island, Furnished, Pantry, Reverse Floor Plan, Walk-in Shower, Gas Log, Walk-In Closet(s)
      • Flooring: LVT/LVP, Wood
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      • Furnished: Yes
      • Common walls with other units/homes: End Unit
      Interior area
      • Total structure area: 2,043
      • Total interior livable area: 2,043 sqft

      Property

      Parking
      • Parking features: Covered, Gravel, On Site
      Features
      • Levels: Three Or More
      • Patio & porch: Covered, Deck
      • Exterior features: Shutters - Functional, Outdoor Shower, Gas Log, End Unit
      • Fencing: None
      • Has view: Yes
      • View description: Marsh, Ocean, Sound, Water
      • Has water view: Yes
      • Water view: Marsh,Ocean,Sound,Water
      • Waterfront features: Second Row, Water Access Comm
      • Frontage type: See Remarks
      Lot
      • Size: 918 Square Feet
      • Dimensions: 18 x 51
      • Features: Second Row, Water Access Comm
      Details
      • Parcel number: 815a3
      • Zoning: R-5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Sea Oaks
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Boat Dock, Maintenance Common Areas
      • HOA fee: $405 annually
      • HOA name: Sea Oaks HOA
      • HOA phone: 914-629-8910
      Location
      • Region: North Topsail Beach

      Financial & listing details

      • Price per square foot: $347/sqft
      • Tax assessed value: $329,621
      • Annual tax amount: $3,577
      • Date on market: 1/21/2026
      • Cumulative days on market: 219 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $694,100

        $659,000 - $729,000

        $2,801/mo

        Price history

        DateEventPrice
        8/13/2026Price change$708,000-6.2%$347/sqft
        Source: Hive MLS #100550278 Report a problem
        4/16/2026Price change$755,000-2.6%$370/sqft
        Source: Hive MLS #100550278 Report a problem
        1/21/2026Listed for sale$775,000+19.2%$379/sqft
        Source: Hive MLS #100550278 Report a problem
        10/26/2025Listing removed$2,600$1/sqft
        Source: Zillow Rentals Report a problem
        10/5/2025Listed for rent$2,600$1/sqft
        Source: Zillow Rentals Report a problem
        1/13/2023Sold$650,000-7%$318/sqft
        Source: Hive MLS #100348264 Report a problem
        12/15/2022Pending sale$699,000$342/sqft
        Source: Hive MLS #100348264 Report a problem
        12/1/2022Listed for sale$699,000$342/sqft
        Source: Hive MLS #100348264 Report a problem
        10/11/2022Pending sale$699,000$342/sqft
        Source: Hive MLS #100348264 Report a problem
        10/4/2022Price change$699,000-1.5%$342/sqft
        Source: Hive MLS #100348264 Report a problem
        9/8/2022Listed for sale$710,000+56%$348/sqft
        Source: Hive MLS #100348264 Report a problem
        10/15/2020Sold$455,000-3%$223/sqft
        Source: Hive MLS #100206577 Report a problem
        9/11/2020Pending sale$469,000$230/sqft
        Source: Treasure Realty II #100206577 Report a problem
        6/29/2020Price change$469,000+4.5%$230/sqft
        Source: Treasure Realty II #100206577 Report a problem
        2/28/2020Listed for sale$449,000+6.9%$220/sqft
        Source: Treasure Realty II #100206577 Report a problem
        1/22/2007Sold$420,000$206/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,576 $329,621
        2024$3,576 $329,621
        2023$3,576 0%$329,621
        2022$3,576 +7.3%$329,621 +15.2%
        2021$3,334 +4.5%$286,180
        2020$3,191 $286,180
        2019$3,191 +6.3%$286,180
        2018$3,001 -0.2%$286,180 +1.7%
        2017$3,005 $281,360
        2016$3,005 $281,360
        2015$3,005 $281,360
        2014$3,005 -8.3%$281,360 -17.6%
        2013$3,279 +17.1%$341,400
        2012$2,801 $341,400
        2011$2,801 -4.7%$341,400
        2010$2,940 -4.4%$341,400 -15.3%
        2009$3,076 +15.2%$402,882
        2008$2,671 -4.1%$402,882
        2007$2,786 +29.4%$402,882 +25.2%
        2006$2,152 $321,877
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28460

        Getting around

        4 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dixon
        • Middle: Dixon
        • High: Dixon

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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