For sale

$795,000

105 A Bay Drive, Surf City, NC 28445

3beds

1,838sqft

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Townhouse

Built in 2003

6,970 Square Feet Lot

$765,100 Zestimate^®

$433/sqft

$-- HOA

What's special

Welcome to 105A Bay Dr in Surf City, a fully furnished 3-bedroom, 3-bath coastal retreat offering deeded beach access, beautiful sound views from the screened porch with the reverse floorplan, and a prime location close to Surf City restaurants, shopping, and local attractions. Set waterfront off the road for added privacy and serenity, this well-maintained home has never been rented yet offers excellent rental potential for those seeking an investment property or second home. A shared dock adds to the coastal lifestyle and provides the perfect place to launch paddleboards or kayaks and enjoy time on the water. The new fortified roof provides peace of mind, and a secure storage area adds convenience for beach gear and coastal essentials. Whether you are looking for a primary residence, vacation getaway, or income-producing property, this home delivers comfort, versatility, and classic island charm. Come take a look and you may never leave!

50 days

253

19

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Rooms

Room types: Living Room, Dining Room, Laundry, Bedroom 1, Bedroom 2

Heating

Electric, Heat Pump

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range
Laundry: In Hall

Features

Entrance Foyer, Furnished, Pantry, Blinds/Shades
Flooring: LVT/LVP, Carpet, Tile
Windows: Storm Window(s)
Basement: None
Attic: Access Only
Furnished: Yes

Interior area

Total structure area: 1,838
Total interior livable area: 1,838 sqft

Property

Parking

Parking features: On Site, Paved, Parking Pad, Underhouse

Features

Levels: Two
Patio & porch: Open, Covered, Porch, Screened
Exterior features: Outdoor Shower, Gas Log, See Remarks
Pool features: None
Fencing: None
Has view: Yes
View description: ICW, Marsh, Sound, Water
Has water view: Yes
Water view: Marsh,Sound,Water
Waterfront features: Pier, Deeded Water Rights, Sound Side, Marsh Front, Sound Front
Frontage type: Marsh Front,Sound Front

Lot

Size: 6,970 Square Feet
Features: Open Lot, Deeded Water Rights, Pier, Sound Side

Details

Additional structures: Shower
Parcel number: 42452380720000
Zoning: C2
Special conditions: Standard

Construction

Type & style

Home type: Townhouse
Property subtype: Townhouse

Materials

Vinyl Siding, Wood Frame
Foundation: Other, Pilings
Roof: Shingle,See Remarks,Composition

Condition

New construction: No
Year built: 2003

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Waters Bay

HOA

Has HOA: No
Amenities included: None

Location

Region: Holly Ridge

Financial & listing details

Price per square foot: $433/sqft
Date on market: 5/21/2026
Cumulative days on market: 50 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional
Road surface type: Paved

Estimated market value

$765,100

$727,000 - $803,000

$2,653/mo

Price history

Date	Event	Price
5/21/2026	Listed for sale	$795,000+261.4%$433/sqft
Source: Hive MLS #100575850 Report a problem
2/29/2016	Sold	$220,000$120/sqft
Source: Hive MLS #40207186 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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