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New construction
    • $722,900

    3840 SADDLE HILL TRAIL, FRUITLAND PARK, FL 34731

    4beds
    2,642sqft
    : 
    $4,871/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    0.61 Acres Lot
    $-- Zestimate®
    $274/sqft
    $125/mo HOA

    What's special

    Under Construction. Introducing the Albany at Saddle Hill by Terrata Homes – Fruitland Park Welcome to the Albany, a thoughtfully designed four-bedroom, two-bath home located in the brand-new Saddle Hill community in Fruitland Park. From the moment you step inside, the home welcomes you with a sense of balance and openness. A central foyer creates the ideal entry point, guiding you into a spacious family room that anchors the entire home. The open-concept layout seamlessly connects the kitchen, dining, and family room, creating a comfortable and inviting space for both everyday living and entertaining. The kitchen overlooks the family room and features a large center island, quartz countertops, bright white cabinetry, stainless steel appliances, a modern tile backsplash, and matte black hardware. The adjacent dining room offers a cozy yet open setting for family dinners and celebrations. Sliding glass doors lead to the expansive covered outdoor kitchen, extending your living space outdoors and creating the perfect setting for relaxing evenings or entertaining guests. A welcoming covered front porch adds even more charm and curb appeal. The private owner’s suite is tucked into the back corner of the home, offering a quiet retreat away from the main living areas. Generously sized and filled with natural light, the bedroom provides a peaceful place to unwind. The spa-inspired bathroom features a soaking tub, walk-in shower, dual vanities, and a spacious walk-in closet designed for both comfort and convenience. Secondary bedrooms are located along separate hallways, creating natural separation between living and resting spaces. Additional features include luxury vinyl plank flooring throughout the main living areas, upgraded lighting and plumbing fixtures, refined trim details, blinds throughout the home, a separate laundry room, and a two-car garage. Every detail has been thoughtfully selected to deliver a polished, move-in-ready home with no upgrades required. Saddle Hill is nestled among the quiet, tree-lined landscapes of Fruitland Park, offering a peaceful setting while still being close to everything you need. Just minutes away, enjoy the scenic shores of Lake Griffin, beautiful golf courses, charming local cafés, boutiques, restaurants, farmers markets, art walks, and live music events. Here, small-town charm meets thoughtfully elevated living. Book an appointment and experience this beautiful new community for yourself.
    7 days
    |
    25
    |
    2
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Gayle Van Wagenen 904-449-3938,

    LGI REALTY- FLORIDA, LLC 904-449-3938

    Source: Stellar MLS,MLS#: TB8535507MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Dining Room, Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 16x20
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Bedroom 4
      • Features: No Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Primary bathroom
      • Features: Dual Sinks, Walk-In Closet(s)
      • Level: First
      • Area: 182 Square Feet
      • Dimensions: 14x13
      Bathroom 2
      • Level: First
      • Area: 77 Square Feet
      • Dimensions: 7x11
      Dining room
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Kitchen
      • Level: First
      • Area: 266 Square Feet
      • Dimensions: 14x19
      Living room
      • Level: First
      • Area: 414 Square Feet
      • Dimensions: 18x23
      Utility room
      • Level: First
      • Area: 42 Square Feet
      • Dimensions: 6x7
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl
      • Doors: Outdoor Kitchen, Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,419
      • Total interior livable area: 2,642 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Patio, Porch, Rear Porch
      • Exterior features: Irrigation System, Lighting, Outdoor Kitchen, Sidewalk
      Lot
      • Size: 0.61 Acres
      • Features: Cul-De-Sac, Oversized Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Outdoor Kitchen
      • Parcel number: 341824040000001400
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Under Construction
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder model: Albany
      • Builder name: LGI HOMES

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Street Lights, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Community Mailbox, Sidewalks
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: SADDLE HILL SUB
      HOA
      • Has HOA: Yes
      • HOA fee: $125 monthly
      • HOA name: Melrose Management
      Location
      • Region: Fruitland Park

      Financial & listing details

      • Price per square foot: $274/sqft
      • Tax assessed value: $45,000
      • Annual tax amount: $605
      • Date on market: 8/3/2026
      • Cumulative days on market: 8 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/3/2026Listed for sale$722,900$274/sqft
        Source: Stellar MLS #TB8535507 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$605 +4.3%$44,910 +10%
        2024$580 +5.9%$40,830 +10%
        2023$547 +17.1%$37,120 +10%
        2022$468 +15750.5%$33,750 +15671%
        2021$3 -6.3%$214
        2020$3 -2.2%$214
        2019$3 +1.9%$214
        2018$3 $214
        2017$3 -0.3%$214 -6.6%
        2016$3 -8.4%$229
        2015$3 -4.4%$229
        2014$4 $229
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34731

        Getting around

        1 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Fruitland Park Elem
        • Middle: Carver Middle
        • High: Leesburg High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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