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New construction
    • $399,000

    3903 Indian Springs Rd, Panama City, FL 32404

    3beds
    2,119sqft
    : 
    $2,776/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    5,662 Square Feet Lot
    $396,900 Zestimate®
    $188/sqft
    $132/mo HOA

    What's special

    Attached garageAbundant natural lightInviting covered front porchBright open concept layoutAmple cabinetry
    Open House - September 26th & 27th 1pm-3pm Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining. The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor. Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office. Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.
    4 days
    133
    19

    Zillow last checked:

    Listing updated:

    Listed by:

    Allie Swinney 850-250-8966,

    Horsley Real Estate Group

    Source: CPAR,MLS#: 795570MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 16 x 14
      Bedroom
      • Level: Second
      • Dimensions: 9 x 12
      Bedroom
      • Level: Second
      • Dimensions: 9 x 12
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Double Vanity, Main Level Primary, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,119
      • Total interior livable area: 2,119 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: In Ground, Community
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 50 x 117
      • Features: Paved
      Details
      • Parcel number: 11476120530

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Brick, HardiPlank Type
      Condition
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Features: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Community Pool, Short Term Rental Allowed
      • Subdivision: Riverside Phase III
      HOA
      • Has HOA: Yes
      • Amenities included: Dock, Gazebo
      • Services included: Fitness Facility, Fishing Rights, Legal/Accounting, Playground, Pool(s), Recreation Facilities
      • HOA fee: $132 monthly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $188/sqft
      • Tax assessed value: $59,600
      • Annual tax amount: $737
      • Date on market: 9/18/2026
      • Cumulative days on market: 4 days

        Estimated market value

        $396,900

        $377,000 - $417,000

        Not available

        Price history

        DateEventPrice
        9/18/2026Listed for sale$399,000+981.3%$188/sqft
        Source: CPAR #795570 Report a problem
        11/22/2024Sold$36,900-5.4%$17/sqft
        Source: CPAR #756761 Report a problem
        11/13/2024Pending sale$39,000$18/sqft
        Source: CPAR #756761 Report a problem
        11/8/2024Listed for sale$39,000-11.4%$18/sqft
        Source: CPAR #756761 Report a problem
        10/3/2024Listing removed$44,000$21/sqft
        Source: CPAR #756761 Report a problem
        9/27/2024Price change$44,000-11.8%$21/sqft
        Source: CPAR #756761 Report a problem
        5/7/2024Listed for sale$49,900-15.4%$24/sqft
        Source: CPAR #756761 Report a problem
        6/26/2023Listing removed$59,000$28/sqft
        Source: CPAR #728383 Report a problem
        6/26/2023Price change$59,000-9.2%$28/sqft
        Source: CPAR #728383 Report a problem
        2/20/2023Price change$65,000-13.3%$31/sqft
        Source: CPAR #728383 Report a problem
        1/2/2023Listed for sale$75,000$35/sqft
        Source: CPAR #728383 Report a problem
        12/22/2022Listing removed--
        Source: CPAR #728383 Report a problem
        6/21/2022Listed for sale$75,000+78.6%$35/sqft
        Source: CPAR #728383 Report a problem
        1/17/2022Listing removed--
        Source: CPAR #707163 Report a problem
        12/13/2021Listed for sale$42,000$20/sqft
        Source: CPAR #707163 Report a problem
        12/6/2021Listing removed--
        Source: CPAR #707163 Report a problem
        8/5/2021Listed for sale$42,000+5%$20/sqft
        Source: CPAR #707163 Report a problem
        7/27/2021Listing removed--
        Source: CPAR #707163 Report a problem
        1/29/2021Listed for sale$40,000+33.3%$19/sqft
        Source: CPAR #707163 Report a problem
        7/2/2020Listing removed$30,000$14/sqft
        Source: Keller Williams Success Realty #692569 Report a problem
        5/5/2020Listed for sale$30,000$14/sqft
        Source: Keller Williams Success Realty #692569 Report a problem
        3/19/2020Listing removed$30,000$14/sqft
        Source: Keller Williams Success Realty #692569 Report a problem
        1/9/2020Listed for sale$30,000-24.1%$14/sqft
        Source: Keller Williams Success Realty #692569 Report a problem
        4/16/2019Listing removed$39,500$19/sqft
        Source: Keller Williams Success Realty #668154 Report a problem
        8/6/2018Price change$39,500-12.2%$19/sqft
        Source: Keller Williams Success Realty #668154 Report a problem
        2/15/2018Listed for sale$45,000-26.2%$21/sqft
        Source: Keller Williams Success Realty #668154 Report a problem
        8/25/2004Sold$61,000$29/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$737 +3.3%$59,600 +5.5%
        2024$714 +8.3%$56,507 +10%
        2023$659 +22.3%$51,370 +10%
        2022$539 $46,700
        2021-- --
        2020$521 +11.4%$42,900 +10%
        2019$468 $39,000 +1.6%
        2018$468 +0.2%$38,372 +6.6%
        2017$467 +4.7%$36,001 +5.9%
        2016$446 +8.6%$34,000 +9.1%
        2015$411 $31,175 +8.6%
        2014$411 $28,710
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Cedar Grove

        Getting around

        9 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Merritt Brown
        • High: Mosley

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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