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For sale
  • Price cut: $20K (9/16)
    $565,000

    3909 Gilman Ave, Saint Matthews, KY 40207

    4beds
    2,559sqft
    : 
    $3,964/mo
    Get pre-qualified
    Single Family Residence
    Built in 1938
    8,276 Square Feet Lot
    $543,800 Zestimate®
    $221/sqft
    $-- HOA

    What's special

    Finished basementTimeless characterConvenient first-floor laundryCarrara marble flooringGas rangeOpen light-filled floor planOriginal hardwood floors
    A rare find in the heart of St. Matthews! This beautifully renovated 4-bedroom home offers the space and modern conveniences buyers want—including a FIRST-FLOOR PRIMARY SUITE, finished basement, oversized 2-car garage, fenced backyard, and an exceptional St. Matthews location. Inside, an open, light-filled floor plan is complemented by original hardwood floors and timeless character. The kitchen offers generous cabinet and counter space, a gas range, large windows, and convenient first-floor laundry. The spacious first-floor primary suite creates a private retreat with a walk-in closet and en-suite bath featuring a double vanity, Carrara marble flooring, and oversized walk-in shower... Upstairs are three additional bedrooms—including an exceptionally large bedroom with a walk-in closet— Upstairs are three additional bedrooms—including an exceptionally large bedroom with a walk-in closet—plus a full bath, providing plenty of flexibility for family, guests, or home-office space. The finished basement provides additional living space, natural light, abundant storage, and a second laundry area. Outside, enjoy a fenced backyard and expansive deck—perfect for entertaining, relaxing evenings, and enjoying the outdoors. An oversized 2-car garage provides valuable room for vehicles, storage, hobbies, and more. Conveniently located near the restaurants, shopping, grocery stores, and everyday amenities that make St. Matthews so desirable, this move-in-ready home delivers a combination that's difficult to find: character, updates, space, a first-floor primary suite, a large garage, and a fantastic location.
    31 days
    563
    43

    Zillow last checked:

    Listing updated:

    Listed by:

    Carol Weber 502-821-1513,

    Louisville Realty Group

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1729222MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Half bathroom
      • Level: First
      Full bathroom
      • Level: Second
      Dining area
      • Level: First
      Family room
      • Level: Basement
      Great room
      • Level: First
      Kitchen
      • Level: First
      Other
      • Level: First
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Walkout Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,965
      • Total interior livable area: 2,559 sqft
      • Finished area above ground: 1,965
      • Finished area below ground: 594

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Fencing: Wood
      Lot
      • Size: 8,276 Square Feet
      • Features: Sidewalk, Level
      Details
      • Parcel number: 0

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame, Brick
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1938

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: Saint Matthews
      HOA
      • Has HOA: No
      Location
      • Region: Saint Matthews

      Financial & listing details

      • Price per square foot: $221/sqft
      • Tax assessed value: $487,890
      • Annual tax amount: $4,941
      • Date on market: 9/16/2026
      • Electric utility on property: Yes

        Estimated market value

        $543,800

        $517,000 - $571,000

        $2,994/mo

        Price history

        DateEventPrice
        9/16/2026Price change$565,000-3.4%$221/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1729222 Report a problem
        9/8/2026Price change$585,000-2.5%$229/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1726593 Report a problem
        8/26/2026Price change$599,900-4%$234/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1726593 Report a problem
        8/24/2026Price change$625,000-1.6%$244/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1726593 Report a problem
        8/18/2026Listed for sale$635,000+60%$248/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1726593 Report a problem
        11/4/2019Sold$396,900-0.5%$155/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1545066 Report a problem
        10/10/2019Pending sale$398,900$156/sqft
        Source: RE/MAX Properties East #1545066 Report a problem
        10/8/2019Price change$398,900-8.3%$156/sqft
        Source: RE/MAX Properties East #1545066 Report a problem
        9/21/2019Price change$434,900-0.9%$170/sqft
        Source: RE/MAX Properties East #1539972 Report a problem
        9/4/2019Price change$438,900-1.3%$172/sqft
        Source: RE/MAX Properties East #1539972 Report a problem
        8/22/2019Price change$444,900-0.9%$174/sqft
        Source: RE/MAX Properties East #1539972 Report a problem
        8/9/2019Listed for sale$449,000+156.6%$175/sqft
        Source: RE/MAX Properties East #1539972 Report a problem
        1/25/2016Sold$175,000$68/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,941 +0.4%$487,890
        2024$4,923 +12.2%$487,890 +13.9%
        2023$4,386 -11.1%$428,430
        2022$4,936 -7.2%$428,430
        2021$5,317 +15.8%$428,430 +7.9%
        2020$4,592 $396,900 +126.8%
        2019$4,592 +134.2%$175,000
        2018$1,961 $175,000
        2017$1,961 +60.5%$175,000 +43.2%
        2013$1,222 $122,190
        2011$1,222 $122,190
        2010$1,222 $122,190
        2009$1,222 $122,190
        2007-- $122,190 +7.1%
        2006-- $114,040
        2005-- $114,040
        2004-- $114,040
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Saint Matthews

        Getting around

        75 / 100
        Very Walkable
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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