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  • $849,900

    3975 Plantation Dr, Morganton, NC 28655

    3beds
    4,586sqft
    : 
    $5,441/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    1.45 Acres Lot
    $816,700 Zestimate®
    $185/sqft
    $152/mo HOA

    What's special

    Fully finished basementNatural light pours inGourmet kitchenFlex roomSpacious walk-in showerMain level primary suiteSpa-inspired bath
    Experience Southern Luxury living set within the golf course community of Silver Creek Plantation. The main living area is anchored by a striking stone fireplace, creating an inviting gathering space where natural light pours in and every detail feels intentional. The gourmet kitchen features stainless steel appliances, a gas range, granite countertops, and a spacious walk-in pantry—perfect for preparing memorable meals or entertaining with ease. Retreat to the main level primary suite with two generous walk-in closets and spa-inspired bath complete with a Jacuzzi tub, dual vanities, and a spacious walk-in shower. Two spacious additional bedrooms on the main floor with generous closets that include built-in shelving. The fully finished basement includes a billiards/game room, full bath, flex room, office and kitchen providing a flexible living area that offers comfort and versatility for guests, work, or leisure. A beautifully landscaped second driveway enhances the home by providing additional parking and leads to a lovely walking path that offers a convenient private entrance to the lower level. Set on a picturesque 1.45-acre lot framed by the natural beauty of the foothills. This home enjoys all the amenities of Silver Creek Plantation, including a golf course, club house, pool, tennis courts, and nighttime security.
    130 days
    |
    277
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Tedder amy.tedder@exprealty.com,

    EXP Realty LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4354735MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Features: Garden Tub, Walk-In Closet(s), Whirlpool
      • Level: Main
      Bathroom full
      • Features: See Remarks
      • Level: Main
      Bathroom full
      • Level: Basement
      Other
      • Level: Basement
      Other
      • Level: Basement
      Other
      • Features: Built-in Features
      • Level: Basement
      Dining area
      • Level: Main
      Dining area
      • Level: Basement
      Family room
      • Level: Basement
      Kitchen
      • Features: Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Computer Niche, Open Floorplan, Walk-In Pantry
      • Level: Main
      Laundry
      • Features: Built-in Features, Reception Area
      • Level: Main
      Library
      • Level: Main
      Living room
      • Features: Built-in Features, Cathedral Ceiling(s), Open Floorplan, Reception Area
      • Level: Main
      Office
      • Level: Basement
      Utility room
      • Features: Built-in Features, Central Vacuum, Storage
      • Level: Basement
      Heating
      • Heat Pump, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Exhaust Fan, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Washer/Dryer
      • Laundry: Electric Dryer Hookup, In Hall, Mud Room, Laundry Closet, Main Level, Multiple Locations, Sink, Washer Hookup
      Features
      • Breakfast Bar, Built-in Features, Soaking Tub, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry, Whirlpool
      • Flooring: Carpet, Tile, Wood
      • Doors: Insulated Door(s)
      • Windows: Insulated Windows
      • Basement: Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 2,434
      • Total interior livable area: 4,586 sqft
      • Finished area above ground: 2,434
      • Finished area below ground: 2,152

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Parking Space(s), Other - See Remarks, Garage on Main Level
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      • Details: Primary driveway in front of the home. Secondary driveway with additional parking and a nice pathway to the basement entrance.
      Accessibility
      • Accessibility features: Bath Raised Toilet
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch, Patio, Side Porch
      • Exterior features: In-Ground Irrigation, Rainwater Catchment
      • Pool features: Community
      • Fencing: Invisible
      Lot
      • Size: 1.45 Acres
      • Features: Level, Private, Rolling Slope, Wooded
      Living quarters
      • Secondary features: Exterior Connected,Interior Connected,Separate Kitchen Facilities
      Details
      • Parcel number: 42524
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Fiber Cement, Stone, Wood
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Underground Utilities

      Community & HOA

      Community
      • Features: Clubhouse, Gated, Golf, Pond, Putting Green, Street Lights, Tennis Court(s), Walking Trails
      • Security: Radon Mitigation System, Security Service, Security System, Smoke Detector(s)
      • Subdivision: Silver Creek Plantation
      HOA
      • Has HOA: Yes
      • HOA fee: $455 quarterly
      • HOA name: Catawba Valley Property Management, LLC
      • HOA phone: 828-439-8834
      • Second HOA name: Cathleen Adkins
      Location
      • Region: Morganton
      • Elevation: 1000 Feet

      Financial & listing details

      • Price per square foot: $185/sqft
      • Tax assessed value: $617,792
      • Annual tax amount: $4,108
      • Date on market: 3/16/2026
      • Cumulative days on market: 130 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $816,700

        $776,000 - $858,000

        $3,189/mo

        Price history

        DateEventPrice
        3/16/2026Listed for sale$849,900+23.2%$185/sqft
        Source: Canopy MLS as distributed by MLS GRID #4354735 Report a problem
        7/5/2023Sold$690,000-4.8%$150/sqft
        Source: Canopy MLS as distributed by MLS GRID #4018718 Report a problem
        6/16/2023Pending sale$725,000$158/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4018718 Report a problem
        4/20/2023Listed for sale$725,000+4431.3%$158/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4018718 Report a problem
        5/29/2019Sold$16,000-96.5%$3/sqft
        Source: Public Record Report a problem
        9/6/2018Sold$459,000-2.3%$100/sqft
        Source: Canopy MLS as distributed by MLS GRID #19233 Report a problem
        7/2/2018Listed for sale$469,900+13.2%$102/sqft
        Source: ERA Mountain View Properties #31495 Report a problem
        3/7/2008Sold$415,000$90/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,108 -0.7%$617,792
        2024$4,135 +6.5%$617,792 +6.6%
        2023$3,882 +8.9%$579,308 +33.9%
        2022$3,564 +0.2%$432,562
        2021$3,558 +0.1%$432,562
        2020$3,554 +192.1%$432,562
        2019$1,217 -61.9%--
        2018$3,197 +1.8%$389,885
        2017$3,140 $389,885
        2016$3,140 0%$389,885
        2015$3,141 $389,885
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28655

        Getting around

        2 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: W.A. Young
        • Middle: Table Rock
        • High: Freedom

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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