VA ASSUMABLE 3.25% LOAN!!!
Perched on a bluff in Mission Hills overlooking Old Town, this rare top floor unit at The Terraces offers exceptional privacy. One of only two units in the complex with NO SHARED WALLS, this truly feels like a retreat with stunning panoramic views of the bay, airport, downtown, and Point Loma. Sun-filled interior with an open layout, wood floors, wood burning fireplace, and a recently remodeled kitchen featuring modern cabinetry, updated counters, and stainless appliances. Enjoy the views from the living room, dining area, kitchen, and private balcony.The community features a newly redone pool, peaceful hillside setting, and easy access to I-5, Old Town dining, and transit. Additional perks include a in-unit laundry, A/C, 2 assigned parking spots, and a dedicated large storage unit in the garage and a fitness center in complex! A rare combination of privacy, views, amenities, upgrades, and location!
For sale
Listed by: LPT Realty, Inc • Benjamin Biggs • Contact: 619-987-8294
Price cut: $19.1K (8/1)
$619,888
3995 Hortensia St APT G8, San Diego, CA 92110
2beds
780sqft
:
Get pre-qualified$4,659/mo
Condominium
Built in 1987
-- sqft lot
$618,400 Zestimate®
$795/sqft
$570/mo HOA
What's special
- 53 days |
- 3,413 |
- 218 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Benjamin Biggs DRE #02016327 619-987-8294,
LPT Realty, Inc,
Grayson Stewart DRE #02151540 619-798-1999,
LPT Realty, Inc
Source: CRMLS,MLS#: SW26133609
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Retreat
Primary bedroom
- Features: Multiple Primary Suites
Cooling
- Wall/Window Unit(s)
Appliances
- Laundry: Laundry Closet
Features
- Balcony, Elevator, Quartz Counters, Tandem, Multiple Primary Suites
- Has fireplace: Yes
- Fireplace features: Living Room, Wood Burning
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 780 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: 3
- Pool features: Community, In Ground, Association
- Has view: Yes
- View description: City Lights, Coastline, Harbor, Ocean, Panoramic, Water
- Has water view: Yes
- Water view: Coastline,Harbor,Ocean,Water
Lot
- Size: 10,741 Square Feet
Details
- Parcel number: 4435206308
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Street Lights, Sidewalks, Urban, Pool
- Subdivision: Old Town
HOA
- Has HOA: Yes
- Amenities included: Fitness Center, Maintenance Grounds, Hot Water, Insurance, Pool, Spa/Hot Tub, Trash, Water
- Services included: Sewer
- HOA fee: $570 monthly
- HOA name: The Terraces at Mission Hills
- HOA phone: 619-497-1190
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $795/sqft
- Tax assessed value: $501,978
- Annual tax amount: $6,226
- Date on market: 6/18/2026
- Cumulative days on market: 53 days
- Listing terms: Cash,Conventional,VA Loan
Estimated market value
$618,400
$587,000 - $649,000
$3,243/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/1/2026 | Price change | $619,888-3%$795/sqft |
Source:  CRMLS #SW26133609 Report a problem | ||
| 7/16/2026 | Price change | $639,000-1.5%$819/sqft |
Source: CRMLS #SW26133609 Report a problem | ||
| 6/19/2026 | Listed for sale | $649,000+44.2%$832/sqft |
Source: CRMLS #SW26133609 Report a problem | ||
| 4/5/2019 | Sold | $450,000+0.2%$577/sqft |
Source:  Glendale AOR ZDD #190010839 Report a problem | ||
| 3/12/2019 | Price change | $449,000-12%$576/sqft |
Source: Ascent Real Estate, Inc. #190010839 Report a problem | ||
| 2/27/2019 | Listed for sale | $510,000+36%$654/sqft |
Source: Ascent Real Estate, Inc. #190010839 Report a problem | ||
| 3/30/2016 | Sold | $375,000+22.5%$481/sqft |
Source: Public Record Report a problem | ||
| 11/6/2002 | Sold | $306,000+22.4%$392/sqft |
Source: Public Record Report a problem | ||
| 6/12/2001 | Sold | $250,000$321/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,226 +3.9% | $501,978 +2% |
| 2024 | $5,990 +2.3% | $492,136 +2% |
| 2023 | $5,856 +2.8% | $482,487 +2% |
| 2022 | $5,699 +0.7% | $473,028 +2% |
| 2021 | $5,658 +1.2% | $463,753 +1% |
| 2020 | $5,589 +16% | $458,999 +15.3% |
| 2019 | $4,816 +6.3% | $397,950 +2% |
| 2018 | $4,531 +2.5% | $390,148 +2% |
| 2017 | $4,422 +12.3% | $382,499 +12.5% |
| 2016 | $3,938 +6.3% | $340,000 +6.3% |
| 2015 | $3,704 +5.6% | $320,000 +6% |
| 2014 | $3,507 | $302,000 |
| 2013 | -- | $302,000 +7.5% |
| 2012 | -- | $281,000 |
| 2011 | -- | $281,000 |
| 2010 | -- | $281,000 -18.3% |
| 2009 | -- | $344,150 +2% |
| 2008 | -- | $337,403 +2% |
| 2007 | -- | $330,788 +2% |
| 2006 | -- | $324,303 +2% |
| 2005 | -- | $317,945 +2% |
| 2004 | -- | $311,712 +1.9% |
| 2003 | -- | $306,000 +20% |
| 2002 | -- | $255,000 +150.2% |
| 2001 | -- | $101,937 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Mission Hills
Nearby schools
GreatSchools rating
- 7/10Grant K-8Grades: K-8Distance: 0.9 mi
- 9/10Point Loma High SchoolGrades: 9-12Distance: 2.1 mi
- 6/10Correia Middle SchoolGrades: 7-8Distance: 2.4 mi
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A local agent can set up tours, give advice and negotiate with sellers.
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