Foreclosure

$169,500

400 Spruce St, Cherokee, IA 51012

4beds

3baths

2,373sqft

Single Family Residence, Residential

Built in 1905

0.27 Acres Lot

$161,100 Zestimate^®

$71/sqft

$-- HOA

What's special

Open floor plan

Welcome to 400 E Spruce Street, Cherokee, Iowa, 51012! This spacious 4-bedroom, 3-bath home offers over 2,500 square feet of updated living space. The open floor plan includes an updated kitchen with stainless steel appliances and a cozy living room with an electric fireplace. The main level also features a full bath, while an additional bathroom with a shower is located in the finished basement. A primary bedroom is paired with easy access to these well-placed baths. Outside, a 2-stall garage completes this fantastic home. Schedule your private tour today! Listing agent is related to the seller. Seller is a licensed realtor. Seller will pay for a one year home warranty at closing.

49 days

401

19

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 1

Rooms

Room types: Living Room, Dining, Kitchen, Laundry, 3/4 Bath, Master, Bedroom, Living

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Water Softener: None
Laundry: Main Level

Features

Basement: Finished
Number of fireplaces: 1
Fireplace features: Electric

Interior area

Total structure area: 2,373
Total interior livable area: 2,373 sqft
Finished area above ground: 2,013
Finished area below ground: 360

Property

Parking

Total spaces: 2
Parking features: Attached, Concrete
Attached garage spaces: 2

Features

Levels: Two
Stories: 2

Lot

Size: 0.27 Acres

Details

Parcel number: 0726155023
Special conditions: Real Estate Owned

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Roof: Shingle

Condition

New construction: No
Year built: 1905

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Location

Region: Cherokee

Financial & listing details

Price per square foot: $71/sqft
Tax assessed value: $148,360
Annual tax amount: $1,920
Price range: $169.5K - $169.5K
Date on market: 6/25/2026
Inclusions: fridge, stove, dishwasher

Foreclosure details

Estimated market value

$161,100

$153,000 - $169,000

$1,920/mo

Price history

Date	Event	Price
6/12/2024	Sold	$52,000-2.8%$22/sqft
Source: Public Record Report a problem
7/10/2011	Listing removed	$53,500$23/sqft
Source: Listhub #10870 Report a problem
7/2/2011	Listed for sale	$53,500+13.8%$23/sqft
Source: Listhub #10870 Report a problem
7/1/2011	Sold	$47,000$20/sqft
Source: Northwest Iowa Regional BOR #44015805 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,920 +8.4%	$148,360 +28.2%
2024	$1,772 +14.9%	$115,730
2023	$1,542 +3.6%	$115,730 +28.8%
2022	$1,488 -13.2%	$89,830
2021	$1,715 +11.9%	$89,830
2020	$1,532 +75.3%	$89,830
2019	$874	$89,830
2018	$874 +2.1%	$89,830 +70.5%
2017	$856 +0.7%	$52,678
2016	$850 +18.1%	$52,678 +17%
2015	$720 -3.5%	$45,024
2014	$746 +5.1%	$45,024
2013	$710 -44.7%	--
2012	$1,284 +13.6%	--
2011	$1,130	--
2010	$1,130 +2.7%	--
2009	$1,100 +9.1%	--
2008	$1,008 -2.3%	--
2007	$1,032	--

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51012

Getting around

49 / 100

Car-Dependent

40 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Roosevelt Elementary School
Grades: PK-4Distance: 0.5 mi
8/10
Cherokee Middle School
Grades: 5-8Distance: 0.5 mi
6/10
Washington High School
Grades: 9-12Distance: 0.6 mi

Schools provided by the listing agent

Elementary: Cherokee
Middle: Cherokee Middle
High: Cherokee

Source: Northwest Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.