Looking for a home with character, a great location, and a covered patio you’ll actually use? This 3-bedroom, 1-bath home in Waterloo has plenty to offer, with a comfortable layout, great curb appeal, and some important updates already taken care of.
The front yard landscaping is already in place, giving the home a welcoming first impression, and the steel siding was replaced in 2024. The roof was also replaced in 2023, so two of those big-ticket exterior items are already checked off the list.
Inside, you’ll find beautiful wood floors throughout the living room and bedrooms, with a good-sized kitchen that gives you plenty of room to cook, gather, and actually move around without bumping into everyone. The living room has enough space for a dining table if you’d rather keep the kitchen open, or you can create a dining area right in the kitchen. Basically, you’ve got options, and we like options.
All three bedrooms are on the main level, along with the full bathroom. Downstairs, the unfinished basement provides your laundry area along with plenty of room for storage, hobbies, or all the stuff you swear you’ll organize someday.
One of the best features might just be the covered side patio. It gives you a great spot to sit outside, enjoy your morning coffee, grill out, or relax when you want some fresh air without sitting directly in the sun.
And the location? You’re close to Route 3 and just a quick trip from downtown Waterloo, putting restaurants, shops, events, and everything else downtown has to offer right within easy reach.
If you’re looking for a home that’s easy to maintain, has great curb appeal, some key updates already completed, and a convenient Waterloo location, this one is worth a look!
Pending
Listed by: eXp Realty • Monica Schmidt • 618-567-9203
$200,000
403 S Moore St, Waterloo, IL 62298
3beds
1,104sqft
Single Family Residence
Built in 1955
2,944 Square Feet Lot
$-- Zestimate®
$181/sqft
$-- HOA
What's special
Front yard landscapingGreat curb appealComfortable layout
- 4 days
- 27
- 1
Zillow last checked:
Listing updated:
Listed by:
Monica Schmidt 618-567-9203,
eXp Realty
Source: MARIS,MLS#: 26062756
Originating MLS: Southwestern Illinois Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 99
- Dimensions: 11x9
Bathroom
- Level: Main
- Area: 48
- Dimensions: 8x6
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 165
- Dimensions: 15x11
Living room
- Features: Floor Covering: Wood
- Level: Main
- Area: 322
- Dimensions: 23x14
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Gas Oven, Gas Range, Refrigerator, Washer
- Laundry: In Basement
Features
- Dining/Living Room Combo
- Flooring: Hardwood
- Doors: Sliding Doors
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,104
- Total interior livable area: 1,104 sqft
- Finished area above ground: 1,104
- Finished area below ground: 0
Property
Parking
- Parking features: Off Street
Features
- Levels: One
- Patio & porch: Covered, Side Porch
- Fencing: None
Lot
- Size: 2,944 Square Feet
- Features: Back Yard
Details
- Parcel number: 0725334006000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Steel Siding
Condition
- Year built: 1955
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Mentels Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $181/sqft
- Tax assessed value: $169,320
- Annual tax amount: $3,444
- Date on market: 9/29/2026
- Cumulative days on market: 4 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/1/2026 | Pending sale | $177,500$161/sqft |
Source: | ||
| 9/29/2026 | Listed for sale | $177,500+14.5%$161/sqft |
Source: | ||
| 3/31/2023 | Sold | $155,000+4.8%$140/sqft |
Source: Public Record Report a problem | ||
| 7/15/2021 | Sold | $147,900+32.1%$134/sqft |
Source: | ||
| 10/7/2016 | Sold | $112,000-2.6%$101/sqft |
Source: | ||
| 8/29/2016 | Pending sale | $115,000$104/sqft |
Source: RE/MAX Preferred #16047468 Report a problem | ||
| 7/8/2016 | Price change | $115,000-10.2%$104/sqft |
Source: RE/MAX Preferred #16047468 Report a problem | ||
| 5/15/2016 | Listed for sale | $128,000+16.4%$116/sqft |
Source: Owner Report a problem | ||
| 12/11/2009 | Sold | $110,000+11.7%$100/sqft |
Source: Public Record Report a problem | ||
| 11/1/2006 | Sold | $98,500$89/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,444 +6.3% | $56,440 +8.9% |
| 2024 | $3,239 +28.6% | $51,820 +12.7% |
| 2023 | $2,518 +1.4% | $46,000 +2.3% |
| 2022 | $2,483 | $44,960 +16.8% |
| 2021 | -- | $38,490 +6.7% |
| 2020 | -- | $36,060 +1.2% |
| 2019 | -- | $35,630 +2.5% |
| 2018 | $1,949 | $34,750 -1.8% |
| 2017 | $1,949 | $35,375 +4.1% |
| 2016 | $1,949 -12.4% | $33,980 +1.4% |
| 2015 | $2,223 +8.7% | $33,510 +4.6% |
| 2014 | $2,045 | $32,030 -3.3% |
| 2012 | $2,045 | $33,140 +9.4% |
| 2011 | -- | $30,300 -1.5% |
| 2010 | -- | $30,760 +3.4% |
| 2009 | -- | $29,760 +3.3% |
| 2008 | -- | $28,800 +11.5% |
| 2007 | -- | $25,820 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 62298
Nearby schools
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




