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For sale
  • $395,000

    4039 Navigator Way, Kissimmee, FL 34746

    4beds
    2,123sqft
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    Single Family Residence
    Built in 2006
    0.26 Acres Lot
    $-- Zestimate®
    $186/sqft
    $325/mo HOA

    What's special

    Two poolsLarge islandTennis courtsQuartz countertopsSoaring ceilingsOversized conservation lotFilled with natural light
    SHORT SALE: PRICE IMPROVEMENT – NOW $395,000! Experience the ultimate Florida lifestyle in the award-winning, guard-gated BellaLago community. This 4-bedroom, 2.5-bathroom home sits on an oversized conservation lot, offering total privacy and serene nature views. INVEST IN EQUITY: This home is being offered as a Short Sale at an incredible value. While it needs a little TLC to reach its full potential, the most expensive updates are already done for you, including BRAND NEW CARPET installed throughout the ENTIRE HOUSE (less than 6 months old)! THE HOME: Featuring soaring ceilings and an open-concept living area, the home is filled with natural light. The chef’s kitchen boasts quartz countertops, a large island, and stainless steel appliances. The first-floor Owner’s Retreat provides a private sanctuary with a spa-inspired ensuite. THE COMMUNITY: Enjoy resort-style living with an on-site restaurant, two pools, fitness centers, tennis courts, and a private boat ramp to Lake Tohopekaliga. THE OPPORTUNITY: Perfect for a buyer with a vision who wants to secure a move-in ready home significantly below market value. Please note: This is a short sale subject to third-party lender approval. Sold strictly AS-IS. Schedule your showing today and grab this equity before it's gone!
    287 days
    |
    535
    |
    40
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Janice Tyler 407-729-2204,

    FLORIDA REALTY MARKETPLACE 863-877-1915

    Source: Stellar MLS,MLS#: P4936335MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Dining Room
      Primary bedroom
      • Description: Room3
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 228 Square Feet
      • Dimensions: 19x12
      Primary bathroom
      • Description: Room4
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Kitchen
      • Description: Room1
      • Features: Kitchen Island
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Living room
      • Description: Room2
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 16x18
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Range Hood, Refrigerator
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor
      • Flooring: Carpet, Tile
      • Windows: Blinds
      • Has fireplace: No
      Interior area
      • Total structure area: 2,789
      • Total interior livable area: 2,123 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System, Sidewalk
      Lot
      • Size: 0.26 Acres
      Details
      • Parcel number: 252628266700010480
      • Zoning: RESIDENTIAL
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Completed
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Gated Community - Guard, Pool, Restaurant, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: BELLA ISLE / ISLES OF BELLALAGO
      HOA
      • Has HOA: Yes
      • HOA fee: $325 monthly
      • HOA name: Desera Ramos
      • HOA phone: 407-848-1692
      Location
      • Region: Kissimmee

      Financial & listing details

      • Price per square foot: $186/sqft
      • Tax assessed value: $299,800
      • Annual tax amount: $5,015
      • Date on market: 9/22/2025
      • Cumulative days on market: 287 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/23/2026Price change$395,000-8.1%$186/sqft
        Source: Stellar MLS #P4936335 Report a problem
        11/25/2025Price change$430,000-2.3%$203/sqft
        Source: Stellar MLS #P4936335 Report a problem
        10/6/2025Price change$440,000-3.3%$207/sqft
        Source: Stellar MLS #P4936335 Report a problem
        9/22/2025Listed for sale$455,000$214/sqft
        Source: Stellar MLS #P4936335 Report a problem
        7/18/2022Sold$455,000-2.2%$214/sqft
        Source: Public Record Report a problem
        5/28/2022Pending sale$465,000$219/sqft
        Source: Stellar MLS #T3374523 Report a problem
        5/20/2022Listed for sale$465,000+75.5%$219/sqft
        Source: Stellar MLS #T3374523 Report a problem
        3/13/2019Sold$264,9000%$125/sqft
        Source: Public Record Report a problem
        1/18/2019Pending sale$264,990$125/sqft
        Source: Keller Williams At-The-Lakes #S5011099 Report a problem
        12/19/2018Listed for sale$264,990+39.5%$125/sqft
        Source: KELLER WILLIAMS AT THE LAKES #S5011099 Report a problem
        10/10/2018Sold$190,000-4%$89/sqft
        Source: Public Record Report a problem
        4/7/2018Pending sale$197,900$93/sqft
        Source: CENTURY 21 Carioti #O5550580 Report a problem
        2/27/2018Price change$197,900-3%$93/sqft
        Source: CENTURY 21 Carioti #O5550580 Report a problem
        1/8/2018Price change$204,000-3%$96/sqft
        Source: CENTURY 21 Carioti #O5550580 Report a problem
        12/5/2017Listed for sale$210,300+1.1%$99/sqft
        Source: CENTURY 21 Carioti #O5550580 Report a problem
        12/5/2015Listing removed$208,000$98/sqft
        Source: ONE WAY REALTY INC. #S4811167 Report a problem
        6/27/2015Price change$208,000+15.6%$98/sqft
        Source: ONE WAY REALTY INC. #S4811167 Report a problem
        4/4/2015Pending sale$180,000$85/sqft
        Source: ONE WAY REALTY INC. #S4811167 Report a problem
        2/25/2015Listed for sale$180,000-53%$85/sqft
        Source: JOSE ALVAREZ #S4811167 Report a problem
        12/20/2006Sold$383,300$181/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,436 +4.1%$299,800 +0.1%
        2024$5,224 -5.8%$299,500 +1.7%
        2023$5,547 +62.2%$294,500 +18.5%
        2022$3,420 +0.2%$248,500 +16.3%
        2021$3,415 +0.8%$213,600 +11.1%
        2020$3,389 -16.3%$192,300 +4.6%
        2019$4,048 $183,900 +8.8%
        2018$4,048 +18.1%$169,100 +5%
        2017$3,428 -5.7%$161,100 +9%
        2016$3,637 +7.6%$147,800 +2.2%
        2015$3,380 -5.5%$144,600 +3.6%
        2014$3,575 $139,600 +18.4%
        2013-- $117,900 +5.7%
        2012-- $111,500 -0.1%
        2011-- $111,600 -2.1%
        2010-- $114,000 -19.4%
        2009-- $141,500 -37.5%
        2008-- $226,500

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34746

        Getting around

        7 / 100
        Car-Dependent
        19 / 100
        Minimal Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Discovery Intermediate
        • High: Liberty High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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