SHORT SALE: PRICE IMPROVEMENT – NOW $395,000! Experience the ultimate Florida lifestyle in the award-winning, guard-gated BellaLago community. This 4-bedroom, 2.5-bathroom home sits on an oversized conservation lot, offering total privacy and serene nature views. INVEST IN EQUITY: This home is being offered as a Short Sale at an incredible value. While it needs a little TLC to reach its full potential, the most expensive updates are already done for you, including BRAND NEW CARPET installed throughout the ENTIRE HOUSE (less than 6 months old)! THE HOME: Featuring soaring ceilings and an open-concept living area, the home is filled with natural light. The chef’s kitchen boasts quartz countertops, a large island, and stainless steel appliances. The first-floor Owner’s Retreat provides a private sanctuary with a spa-inspired ensuite. THE COMMUNITY: Enjoy resort-style living with an on-site restaurant, two pools, fitness centers, tennis courts, and a private boat ramp to Lake Tohopekaliga. THE OPPORTUNITY: Perfect for a buyer with a vision who wants to secure a move-in ready home significantly below market value. Please note: This is a short sale subject to third-party lender approval. Sold strictly AS-IS. Schedule your showing today and grab this equity before it's gone!
For sale
$395,000
4039 Navigator Way, Kissimmee, FL 34746
4beds
2,123sqft
Single Family Residence
Built in 2006
0.26 Acres Lot
$-- Zestimate®
$186/sqft
$325/mo HOA
What's special
Two poolsLarge islandTennis courtsQuartz countertopsSoaring ceilingsOversized conservation lotFilled with natural light
- 287 days |
- 535 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Janice Tyler 407-729-2204,
FLORIDA REALTY MARKETPLACE 863-877-1915
Source: Stellar MLS,MLS#: P4936335
Originating MLS: Orlando Regional

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Dining Room
Primary bedroom
- Description: Room3
- Features: Walk-In Closet(s)
- Level: First
- Area: 228 Square Feet
- Dimensions: 19x12
Primary bathroom
- Description: Room4
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Kitchen
- Description: Room1
- Features: Kitchen Island
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Description: Room2
- Level: First
- Area: 288 Square Feet
- Dimensions: 16x18
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Range Hood, Refrigerator
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor
- Flooring: Carpet, Tile
- Windows: Blinds
- Has fireplace: No
Interior area
- Total structure area: 2,789
- Total interior livable area: 2,123 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System, Sidewalk
Lot
- Size: 0.26 Acres
Details
- Parcel number: 252628266700010480
- Zoning: RESIDENTIAL
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Tile
Condition
- Completed
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Clubhouse, Gated Community - Guard, Pool, Restaurant, Sidewalks
- Pet fee: $0 monthly
- Subdivision: BELLA ISLE / ISLES OF BELLALAGO
HOA
- Has HOA: Yes
- HOA fee: $325 monthly
- HOA name: Desera Ramos
- HOA phone: 407-848-1692
Location
- Region: Kissimmee
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $299,800
- Annual tax amount: $5,015
- Date on market: 9/22/2025
- Cumulative days on market: 287 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Price change | $395,000-8.1%$186/sqft |
Source: | ||
| 11/25/2025 | Price change | $430,000-2.3%$203/sqft |
Source: | ||
| 10/6/2025 | Price change | $440,000-3.3%$207/sqft |
Source: | ||
| 9/22/2025 | Listed for sale | $455,000$214/sqft |
Source: | ||
| 7/18/2022 | Sold | $455,000-2.2%$214/sqft |
Source: Public Record Report a problem | ||
| 5/28/2022 | Pending sale | $465,000$219/sqft |
Source: | ||
| 5/20/2022 | Listed for sale | $465,000+75.5%$219/sqft |
Source: | ||
| 3/13/2019 | Sold | $264,9000%$125/sqft |
Source: Public Record Report a problem | ||
| 1/18/2019 | Pending sale | $264,990$125/sqft |
Source: Keller Williams At-The-Lakes #S5011099 Report a problem | ||
| 12/19/2018 | Listed for sale | $264,990+39.5%$125/sqft |
Source: KELLER WILLIAMS AT THE LAKES #S5011099 Report a problem | ||
| 10/10/2018 | Sold | $190,000-4%$89/sqft |
Source: Public Record Report a problem | ||
| 4/7/2018 | Pending sale | $197,900$93/sqft |
Source: CENTURY 21 Carioti #O5550580 Report a problem | ||
| 2/27/2018 | Price change | $197,900-3%$93/sqft |
Source: CENTURY 21 Carioti #O5550580 Report a problem | ||
| 1/8/2018 | Price change | $204,000-3%$96/sqft |
Source: CENTURY 21 Carioti #O5550580 Report a problem | ||
| 12/5/2017 | Listed for sale | $210,300+1.1%$99/sqft |
Source: CENTURY 21 Carioti #O5550580 Report a problem | ||
| 12/5/2015 | Listing removed | $208,000$98/sqft |
Source: ONE WAY REALTY INC. #S4811167 Report a problem | ||
| 6/27/2015 | Price change | $208,000+15.6%$98/sqft |
Source: ONE WAY REALTY INC. #S4811167 Report a problem | ||
| 4/4/2015 | Pending sale | $180,000$85/sqft |
Source: ONE WAY REALTY INC. #S4811167 Report a problem | ||
| 2/25/2015 | Listed for sale | $180,000-53%$85/sqft |
Source: JOSE ALVAREZ #S4811167 Report a problem | ||
| 12/20/2006 | Sold | $383,300$181/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,436 +4.1% | $299,800 +0.1% |
| 2024 | $5,224 -5.8% | $299,500 +1.7% |
| 2023 | $5,547 +62.2% | $294,500 +18.5% |
| 2022 | $3,420 +0.2% | $248,500 +16.3% |
| 2021 | $3,415 +0.8% | $213,600 +11.1% |
| 2020 | $3,389 -16.3% | $192,300 +4.6% |
| 2019 | $4,048 | $183,900 +8.8% |
| 2018 | $4,048 +18.1% | $169,100 +5% |
| 2017 | $3,428 -5.7% | $161,100 +9% |
| 2016 | $3,637 +7.6% | $147,800 +2.2% |
| 2015 | $3,380 -5.5% | $144,600 +3.6% |
| 2014 | $3,575 | $139,600 +18.4% |
| 2013 | -- | $117,900 +5.7% |
| 2012 | -- | $111,500 -0.1% |
| 2011 | -- | $111,600 -2.1% |
| 2010 | -- | $114,000 -19.4% |
| 2009 | -- | $141,500 -37.5% |
| 2008 | -- | $226,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34746
Nearby schools
GreatSchools rating
- 5/10Bellalago AcademyGrades: PK-8Distance: 0.9 mi
- 3/10Liberty High SchoolGrades: PK,9-12Distance: 1.4 mi
Schools provided by the listing agent
- Middle: Discovery Intermediate
- High: Liberty High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Osceola County
- Kissimmee
- 34746
- 4039 Navigator Way








