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For sale
    • Price cut: $105K (10/28)
    $1,080,000

    404 HARBOR DRIVE S, INDIAN ROCKS BEACH, FL 33785

    3beds
    2,230sqft
    : 
    $6,475/mo
    Get pre-qualified
    Single Family Residence
    Built in 1972
    7,279 Square Feet Lot
    $-- Zestimate®
    $484/sqft
    $-- HOA

    What's special

    Stunning renovated kitchenQuartz countertopsDesirable open floor planStylish modern finishesBuilt-in drawer microwaveExceptional indoor-outdoor living
    Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!
    29 days
    666
    36

    Zillow last checked:

    Listing updated:

    Listed by:

    Lori Yaniscavitch 727-744-6666,

    COASTAL PROPERTIES GROUP INTERNATIONAL 727-493-1555

    Source: Stellar MLS,MLS#: TB8553795MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Exhaust Fan, Rain Shower Head, Stone Counters, Walk-In Closet(s)
      • Level: First
      • Area: 246 Square Feet
      • Dimensions: 15x16.4
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 154.8 Square Feet
      • Dimensions: 12x12.9
      Bathroom 1
      • Features: Built-In Shower Bench, Multiple Shower Heads, Rain Shower Head, Stone Counters
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 10x8
      Bathroom 2
      • Features: Dual Sinks, Multiple Shower Heads, Rain Shower Head, Stone Counters, Built-in Closet
      • Level: First
      • Area: 81 Square Feet
      • Dimensions: 9x9
      Kitchen
      • Features: Ceiling Fan(s), Kitchen Island, Pantry, Stone Counters
      • Level: First
      • Area: 287.5 Square Feet
      • Dimensions: 12.5x23
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 486 Square Feet
      • Dimensions: 18x27
      Utility room
      • Features: Stone Counters
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Touchless Faucet, Washer, Water Softener
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
      • Flooring: Marble, Porcelain Tile, Tile
      • Windows: Hurricane Shutters/Windows
      • Has fireplace: Yes
      • Fireplace features: Living Room, Masonry
      • Furnished: Yes
      Interior area
      • Total structure area: 2,703
      • Total interior livable area: 2,230 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 22x19
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Patio, Rear Porch, Side Porch
      • Exterior features: Garden, Rain Gutters
      • Fencing: Other,Vinyl,Wood
      • Has view: Yes
      • View description: Garden
      Lot
      • Size: 7,279 Square Feet
      • Features: Flood Insurance Required, City Lot, Landscaped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 063015424080000020
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Membrane,Metal
      Condition
      • Completed
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected
      Green energy
      • Energy efficient items: Appliances, Exposure/Shade
      • Indoor air quality: Moisture Control

      Community & HOA

      Community
      • Features: Dog Park, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Sidewalks, Tennis Court(s)
      • Security: Security Lights, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: INDIAN BEACH RE-REVISED 21ST ADD
      HOA
      • Has HOA: No
      Location
      • Region: Indian Rocks Beach

      Financial & listing details

      • Price per square foot: $484/sqft
      • Tax assessed value: $489,181
      • Annual tax amount: $5,234
      • Date on market: 10/16/2026
      • Cumulative days on market: 29 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/28/2026Price change$1,080,000-8.9%$484/sqft
        Source: Stellar MLS #TB8553795 Report a problem
        10/16/2026Listed for sale$1,185,000+221.8%$531/sqft
        Source: Stellar MLS #TB8553795 Report a problem
        8/1/2017Sold$368,200-3%$165/sqft
        Source: Public Record Report a problem
        6/16/2017Listed for sale$379,500$170/sqft
        Source: COASTAL PROPERTIES GROUP #U7822903 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,234 -11%$347,671 -12.6%
        2024$5,884 +1.1%$397,799 +3%
        2023$5,818 +5.9%$386,213 +3%
        2022$5,494 -2%$374,964 +3%
        2021$5,605 -0.1%$364,043 +1.4%
        2020$5,608 +1.4%$359,017 +2.3%
        2019$5,531 $350,945 +1.9%
        2018$5,531 +3%$344,401 +4.4%
        2017$5,372 +153.2%$329,878 +126%
        2016$2,122 -2%$145,968 +0.7%
        2015$2,165 +0.5%$144,953 +0.8%
        2014$2,154 +0.5%$143,803 +1.5%
        2013$2,143 +1.8%$141,678 +1.7%
        2012$2,104 $139,310 +3%
        2011-- $135,252 +1.5%
        2010-- $133,253 +2.7%
        2009-- $129,750 +0.1%
        2008$1,795 $129,620 +3%
        2007-- $125,845 -61.1%
        2005-- $323,300 +45%
        2004$1,949 +4.2%$223,000 +19.8%
        2003$1,870 +2.9%$186,100 +10.4%
        2002$1,818 +7.1%$168,500 +17.7%
        2001$1,698 +4.4%$143,100 +18.9%
        2000$1,627 $120,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33785

        Getting around

        21 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Anona Elementary-PN
        • Middle: Seminole Middle-PN
        • High: Largo High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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