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For sale
    • $1,285,000

    513 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

    2beds
    1,826sqft
    : 
    $8,950/mo
    Get pre-qualified
    Single Family Residence
    Built in 1971
    7,850 Square Feet Lot
    $-- Zestimate®
    $704/sqft
    $-- HOA

    What's special

    Private dockNewer appliancesUpdated larger baseboardsSpacious backyardBuilt-in bar areaWood-burning fireplaceCovered waterfront patio
    Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. With a short boat ride to the Gulf, a private dock, and the beach just a couple blocks away, every day feels like a getaway. This spacious 2 bedroom, 2 bath home offers a a desirable split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel. Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space. Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal. Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting. Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there’s Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better.
    12 days
    542
    24

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Sharon Deegan 727-410-7100,

    COLDWELL BANKER REALTY 727-581-9411

    Source: Stellar MLS,MLS#: TB8516837MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 188.02 Square Feet
      • Dimensions: 11.9x15.8
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 156.51 Square Feet
      • Dimensions: 11.1x14.1
      Family room
      • Level: First
      • Area: 257.4 Square Feet
      • Dimensions: 18x14.3
      Kitchen
      • Level: First
      • Area: 158.4 Square Feet
      • Dimensions: 16.5x9.6
      Living room
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 20x16
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Dry Bar, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters
      • Flooring: Luxury Vinyl, Slate, Tile
      • Windows: Skylight(s)
      • Has fireplace: Yes
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,535
      • Total interior livable area: 1,826 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Awning(s)
      • Has view: Yes
      • View description: Water, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Intracoastal Waterway
      • Waterfront features: Intracoastal Waterway, Intracoastal Waterway Access, Seawall
      Lot
      • Size: 7,850 Square Feet
      • Dimensions: 60 x 120
      • Features: Cul-De-Sac, Flood Insurance Required, FloodZone
      Details
      • Parcel number: 063015425520000010
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Concrete
      Condition
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: INDIAN BEACH RE-REVISED 29TH ADD
      HOA
      • Has HOA: No
      Location
      • Region: Indian Rocks Beach

      Financial & listing details

      • Price per square foot: $704/sqft
      • Tax assessed value: $981,307
      • Annual tax amount: $5,143
      • Date on market: 9/17/2026
      • Cumulative days on market: 12 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/17/2026Listed for sale$1,285,000+28.6%$704/sqft
        Source: Stellar MLS #TB8516837 Report a problem
        12/9/2009Listing removed$999,000$547/sqft
        Source: Coldwell Banker Residential #7367607 Report a problem
        10/22/2009Price change$999,000-33.4%$547/sqft
        Source: NRT Florida #7367607 Report a problem
        12/12/2008Price change$1,499,000-25.6%$821/sqft
        Source: NRT Florida #7367607 Report a problem
        9/18/2008Listed for sale$2,015,000$1,104/sqft
        Source: NRT Florida #7367607 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,144 +3.5%$341,995 +1%
        2024$4,969 +1.2%$338,666 +3%
        2023$4,911 +5.9%$328,802 +3%
        2022$4,639 -1.9%$319,225 +3%
        2021$4,729 0%$309,927 +1.4%
        2020$4,730 +1.4%$305,648 +2.3%
        2019$4,663 $298,776 +1.9%
        2018$4,663 +3.3%$293,205 +2.1%
        2017$4,512 +0.5%$287,174 +2.1%
        2016$4,489 -2.1%$281,267 +0.7%
        2015$4,586 +2%$279,312 +2.3%
        2014$4,496 +0.4%$273,130 +1.5%
        2013$4,480 +1.8%$269,094 +1.7%
        2012$4,400 $264,596 +3%
        2011-- $256,889 +1.5%
        2010-- $253,093 +2.7%
        2009-- $246,439 +0.1%
        2008$3,851 $246,193 +3%
        2007-- $239,022 -50.7%
        2005-- $484,600 +22.3%
        2004$3,963 +2.1%$396,400 +21.7%
        2003$3,882 +11.8%$325,800 +15.3%
        2002$3,471 +3.6%$282,500 +20.9%
        2001$3,351 +4%$233,700 +25.6%
        2000$3,223 $186,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33785

        Getting around

        4 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Anona Elementary-PN
        • Middle: Seminole Middle-PN
        • High: Largo High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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