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For sale by owner
  • $649,900

    406 Lafayette St, Valparaiso, IN 46383

    4beds
    4,370sqft
    : 
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    SingleFamily
    Built in 1890
    7,623 Square Feet Lot
    $-- Zestimate®
    $149/sqft
    $-- HOA

    What's special

    Quiet tree-lined streetCurb appealOriginal woodworkWelcoming front porchComfort and characterOversized windowsTall ceilings
    Tucked along a quiet, tree-lined street just steps from the heart of downtown, this enchanting 1890s home blends timeless character with everyday convenience. From the moment you arrive, its curb appeal draws you in—classic architectural details, a welcoming front porch, and mature landscaping that frames the home with warmth and charm. Inside, you’ll find a space that tells a story. Original woodwork, tall ceilings, and oversized windows fill the home with natural light while preserving its historic soul. Each room offers a sense of comfort and character, creating an atmosphere that feels both inviting and distinctive. Step outside and you’re moments away from everything—local coffee shops, restaurants, boutiques, and community events all within an easy walk. Whether it’s a morning stroll for coffee or an evening out downtown, the location makes everyday living feel effortlessly connected. This is more than a home—it’s a chance to own a piece of history, perfectly positioned to enjoy the energy and charm of downtown living.
    What the owner loves about this home
    New roof, windows, siding, HVAC, & Hot water heater. Remodeled Laundry room & Bathroom. Valparaiso School District (Benjamin Franklin/Valparaiso HS)
    9 days
    |
    751
    |
    25
    |
    Listed by:

    Property Owner (708) 261-6792

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Hardwood
      • Basement: Unfinished
      • Has fireplace: Yes
      • Fireplace features: masonry
      Interior area
      • Total interior livable area: 4,370 sqft

      Property

      Parking
      • Parking features: Garage - Detached
      Features
      • Has view: Yes
      • View description: City
      Lot
      • Size: 7,623 Square Feet
      Details
      • Parcel number: 640924160005000004

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Other
      Condition
      • New construction: No
      • Year built: 1890

      Community & HOA

      Location
      • Region: Valparaiso

      Financial & listing details

      • Price per square foot: $149/sqft
      • Tax assessed value: $434,100
      • Annual tax amount: $5,361
      • Date on market: 7/1/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,647/mo

        Price history

        DateEventPrice
        7/1/2026Listed for sale$649,900$149/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,361 +12.1%$434,100 -0.2%
        2024$4,780 +8%$434,800 +12.5%
        2023$4,425 +10.6%$386,400 +9.9%
        2022$3,999 +8.4%$351,700 +14.3%
        2021$3,688 +4.7%$307,600 +9.8%
        2020$3,524 +4.7%$280,100 +5.8%
        2019$3,367 +1.8%$264,800 +5%
        2018$3,307 $252,300 +1.6%
        2017$3,307 +15.5%$248,300 +6%
        2016$2,863 +6.3%$234,300 +16%
        2014$2,692 +40.4%$202,000 +6.1%
        2013$1,918 +5.2%$190,300 +4.3%
        2012$1,824 -20.1%$182,400 -20.1%
        2011$2,284 +1.3%$228,400 +1.3%
        2010$2,254 -6.2%$225,400 -6.9%
        2009$2,403 $242,200 +17.3%
        2006-- $206,400 +10.9%
        2005-- $186,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 46383

        Getting around

        86 / 100
        Very Walkable
        22 / 100
        Minimal Transit
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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