Homes in this price range and in this good of condition are incredible rare to find! Charming and well-maintained, this 2-bedroom, 1.5-bath home offers an ideal combination of comfort, convenience, and easy living just minutes from downtown Oakland. Recent interior updates add a fresh, inviting feel, while the home's practical layout makes excellent use of the space. The attached one-car garage provides everyday convenience and additional storage, while the welcoming front porch is the perfect spot to enjoy your morning coffee or unwind at the end of the day. Outside, you'll find a level, easy-to-maintain yard with plenty of room to enjoy the outdoors. Whether you're looking for your first home, a low-maintenance place to call your own, or a convenient home close to everything Oakland has to offer, 408 M Street is worth a look!
Under contract
$199,000
408 M St, Oakland, MD 21550
2beds
1,368sqft
Single Family Residence
Built in 1950
0.28 Acres Lot
$197,200 Zestimate®
$145/sqft
$-- HOA
What's special
Attached one-car garageRecent interior updatesLevel easy-to-maintain yardWelcoming front porchPractical layout
- 5 days
- 1,017
- 59
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Nick Fratz-Orr 301-616-0473,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2012754
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Radiator, Baseboard, Natural Gas
Cooling
- None
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
- Finished area above ground: 1,368
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Attached, Driveway, On Street
- Attached garage spaces: 1
- Uncovered spaces: 3
Accessibility
- Accessibility features: Doors - Swing In
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 0.28 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1216008796
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Mt Lake Park
HOA
- Has HOA: No
Location
- Region: Oakland
Financial & listing details
- Price per square foot: $145/sqft
- Tax assessed value: $132,867
- Annual tax amount: $1,839
- Date on market: 9/15/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,Other
- Ownership: Fee Simple
Estimated market value
$197,200
$187,000 - $207,000
$1,287/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2026 | Contingent | $199,000$145/sqft |
Source: | ||
| 9/15/2026 | Listed for sale | $199,000+50.8%$145/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 6/1/2020 | Sold | $132,000-3.6%$96/sqft |
Source: Public Record Report a problem | ||
| 1/18/2020 | Listed for sale | $137,000+82.7%$100/sqft |
Source: Owner Report a problem | ||
| 5/2/2018 | Listing removed | $75,000$55/sqft |
Source: Lake Homes Realty #1000109539 Report a problem | ||
| 5/3/2017 | Listed for sale | $75,000+7.1%$55/sqft |
Source: MRIS #GA9932119 Report a problem | ||
| 6/3/2005 | Sold | $70,000$51/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,929 +18.4% | $128,000 +17% |
| 2024 | $1,629 +19.4% | $109,433 +20.4% |
| 2023 | $1,365 +71% | $90,867 +25.7% |
| 2022 | $798 -24.9% | $72,300 +3.2% |
| 2021 | $1,063 +3.3% | $70,067 +3.3% |
| 2020 | $1,029 +3.4% | $67,833 +3.4% |
| 2019 | $995 +4.6% | $65,600 |
| 2018 | $951 -0.3% | $65,600 |
| 2017 | $954 | $65,600 -1.6% |
| 2016 | -- | $66,700 |
| 2015 | -- | $66,700 |
| 2014 | -- | $66,700 -5.4% |
| 2013 | -- | $70,500 |
| 2012 | -- | $70,500 |
| 2011 | -- | $70,500 -0.5% |
| 2010 | -- | $70,840 +11.6% |
| 2009 | -- | $63,496 +13.1% |
| 2008 | -- | $56,153 +15% |
| 2007 | -- | $48,810 +3.9% |
| 2006 | -- | $46,956 +4.1% |
| 2005 | -- | $45,103 +4.3% |
| 2004 | -- | $43,250 |
| 2003 | -- | $43,250 |
| 2002 | -- | $43,250 -0.5% |
| 2001 | -- | $43,460 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21550
Nearby schools
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




