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  • $400,000

    413 Colton St, Oakboro, NC 28129

    4beds
    2,727sqft
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    Single Family Residence
    Built in 2022
    0.34 Acres Lot
    $397,800 Zestimate®
    $147/sqft
    $27/mo HOA

    What's special

    Private deckChef-worthy kitchenSpa-like luxurySeparate walk-in showerOpen floor planGleaming granite countertopsStainless-steel appliances
    Imagine waking up in a home that just feels right...where the layout flows, the finishes impress with new floors, and every space has a purpose. This stunning 4-bedroom retreat delivers exactly that, blending modern style with the kind of everyday comfort that makes a house a home. At the center of it all sits a chef-worthy kitchen designed to inspire with gleaming granite countertops, a commanding island perfect for gathering, crisp white cabinetry, and stainless-steel appliances . The open floor plan connects seamlessly to a light-filled living room, which spills out onto a private deck...your new favorite spot for morning coffee, summer cookouts, or simply unwinding as the day winds down. Your primary suite is a true sanctuary. Think spa-like luxury: a dual-sink vanity, a soaking garden tub, a separate walk-in shower, and a walk-in closet with room for everything. Whether you're starting your day or ending it, this space was built for rest and restoration. Upstairs, flexibility reigns with a spacious bonus room/loft which adapts to whatever life demands. Whether that's a home office, playroom, or media den, alongside an additional bedroom and a full bath. A walk-in crawl space keeps storage organized and accessible, so nothing ever ends up crammed where it doesn't belong. This is the one that has it all: space, style, and a layout designed for real life. USDA 100% financing eligible — own this home with zero down.
    51 days
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    287
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    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Heather Hopkinson 704-562-2071,

    Heather Hopkinson & Associates

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4378808MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      • Area: 234 Square Feet
      • Dimensions: 18' 0" X 13' 0"
      Bedroom s
      • Level: Main
      • Area: 137.89 Square Feet
      • Dimensions: 11' 4" X 12' 2"
      Bedroom s
      • Level: Main
      • Area: 204.32 Square Feet
      • Dimensions: 15' 5" X 13' 3"
      Bedroom s
      • Level: Main
      • Area: 128.37 Square Feet
      • Dimensions: 11' 4" X 11' 4"
      Bonus room
      • Level: Upper
      • Area: 257.38 Square Feet
      • Dimensions: 17' 9" X 14' 6"
      Dining area
      • Level: Main
      • Area: 96.16 Square Feet
      • Dimensions: 11' 5" X 8' 5"
      Kitchen
      • Level: Main
      • Area: 158.97 Square Feet
      • Dimensions: 11' 5" X 13' 11"
      Living room
      • Level: Main
      • Area: 384.38 Square Feet
      • Dimensions: 18' 9" X 20' 6"
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker
      • Laundry: Laundry Room
      Features
      • Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Vinyl
      • Has basement: No
      • Fireplace features: Propane
      Interior area
      • Total structure area: 2,727
      • Total interior livable area: 2,727 sqft
      • Finished area above ground: 2,727
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck, Front Porch
      Lot
      • Size: 0.34 Acres
      Details
      • Parcel number: 650404611867
      • Zoning: R-15
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone Veneer, Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Subdivision: Ruby Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $324 annually
      • HOA name: Key Community mgmt
      • HOA phone: 704-321-1556
      Location
      • Region: Oakboro

      Financial & listing details

      • Price per square foot: $147/sqft
      • Tax assessed value: $387,360
      • Annual tax amount: $3,757
      • Date on market: 5/15/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $397,800

        $378,000 - $418,000

        $2,743/mo

        Price history

        DateEventPrice
        5/15/2026Listed for sale$400,000-7%$147/sqft
        Source: Canopy MLS as distributed by MLS GRID #4378808 Report a problem
        9/10/2024Listing removed$429,900-1.2%$158/sqft
        Source: Canopy MLS as distributed by MLS GRID #4172906 Report a problem
        8/16/2024Listed for sale$435,000+8.8%$160/sqft
        Source: Canopy MLS as distributed by MLS GRID #4172906 Report a problem
        7/8/2022Sold$400,000$147/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,757 +19.4%$387,360 +31.7%
        2024$3,146 +4.9%$294,064
        2023$2,999 +198.4%$294,064 +198.4%
        2022$1,005 +146.4%$98,545 +146.4%
        2021$408 +51.1%$40,000 +60%
        2020$270 $25,000
        2019$270 $25,000
        2018$270 $25,000
        2017$270 -38.1%$25,000 -37.5%
        2016$436 $40,000
        2015$436 $40,000
        2014$436 $40,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28129

        Getting around

        13 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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