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For sale by owner
  • Price cut: $10K (6/28)
    $539,000

    415 Bluff Ave, Brainerd, MN 56401

    5beds
    2,823sqft
    : 
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    SingleFamily
    Built in 1934
    2.41 Acres Lot
    $-- Zestimate®
    $191/sqft
    $-- HOA

    What's special

    All brick constructionFully-fenced backyardLarge cedar-lined storage closetFormal dining roomThoughtful custom woodworkBonus finished basement roomMetal roof
    For only the 2nd time in 94 years, 415 Bluff Ave is looking for a new owner. *Buyer's Agents welcome. Please contact Mark at the email below.* *Appraisal in-hand.* Built in the 1930's by the local Ford dealer, this house was built to be a forever home. The quality of construction would be hard to duplicate today. All brick construction, thoughtful custom woodwork, and interesting details abound. His family lived here until the 1970's when our family took over care. We have updated many services to modern standards (metal roof, custom energy efficient windows, high-efficiency furnace, etc) while keeping the character that has made this home a Brainerd icon. The expensive work is done, and the home is ready for your cosmetic interior updates to make it your own. Some highlights: -large lot on the Mississippi River offering in-town privacy (~2.4 acres) -formal dining room -formal living room -cozy wood paneled den with wood burning fireplace and built in features -large family room with breakfast nook -5 bedrooms -2 full and 2 half bathrooms -basement family room with stone fireplace -bonus finished basement room -large, bright laundry room -pantry/storage room -large cedar-lined storage closet. -large 2 car garage (big enough for 2 full-size trucks with room to walk around them) -fully-fenced backyard -and so much more For more than 50 years, this has been a wonderful place to raise a (large!) family. We'd love to see a new family enjoy this home as much as we did.
    49 days
    |
    1,389
    |
    43
    |
    Listed by:

    Property Owner (218) 428-7437

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Heating
      • None, Baseboard, Radiant
      Cooling
      • Wall
      Appliances
      • Included: Dishwasher, Garbage disposal, Range / Oven, Refrigerator
      Features
      • Flooring: Tile, Carpet, Hardwood, Linoleum / Vinyl
      • Basement: Partially finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,823 sqft

      Property

      Parking
      • Parking features: Garage - Attached, Off-street
      Features
      • Exterior features: Wood, Brick
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 2.41 Acres
      Details
      • Parcel number: 41230512

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1934

      Community & HOA

      Location
      • Region: Brainerd

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $380,000
      • Annual tax amount: $3,621
      • Date on market: 5/10/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,923/mo

        Price history

        DateEventPrice
        6/28/2026Price change$539,000-1.8%$191/sqft
        Source: Owner Report a problem
        5/10/2026Listed for sale$549,000$194/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,621 -8.7%$367,650 +7.8%
        2024$3,967 -4.6%$340,945 -9.7%
        2023$4,159 +29.8%$377,505 +2.9%
        2022$3,205 -1.8%$366,823 +63.5%
        2021$3,265 -4.7%$224,360 +3.1%
        2020$3,427 -6%$217,602 +2.5%
        2017$3,646 $212,261 -11.4%
        2016$3,646 +10%$239,700 +7.9%
        2015$3,316 +153.2%$222,100 +17.6%
        2014$1,310 -48.7%$188,900 -8.6%
        2012$2,551 +5.4%$206,700
        2011$2,420 +8.8%$206,700 -11.6%
        2010$2,225 +3.6%$233,800
        2009$2,147 $233,800

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 56401

          Getting around

          42 / 100
          Car-Dependent
          36 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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