Built in 1991 by its original owners and offered for the first time, this property presents a rare opportunity defined by privacy, scale, and 142 feet of direct waterfront on Rocky Bayou. Set on a 0.7-acre elevated homesite outside a flood zone, it has never flooded, underscoring elevation and long-term security. The property consists of two separate structures: the main residence offers 4 bedrooms, 3.5 baths, and approx. 3,088 sq ft (excluding attached 2-car garage). A circular driveway connects the residences. The detached apartment offers 1 bedroom, 1.5 baths, approx. 1,312 sq ft, with a heated 1-car garage and below-grade storm shelter/safe room. A newly built 100-foot pier with flow-through fiberglass decking extends into Rocky Bayou, offering direct boating and fishing access. Destin, Mid-Bay Bridge, and Bluewater Bay Marina and restaurant (0.5 miles) are easily reached by water or land. Views span over five miles across Rocky Bayou toward Choctawhatchee Bay and the Destin skyline. The main level includes 3 bedrooms with Jack and Jill bath plus private ensuite, open living and dining anchored by a stone masonry fireplace with iron and brass. Large windows frame uninterrupted water views. The kitchen and breakfast nook face the bayou, and the family room opens to a screened porch for seamless indoor-outdoor living. Includes laundry with exterior access and lift prewire, half bath, and attached 2-car garage. Upstairs, the primary suite offers a full bath and jacuzzi tub beside a bay window overlooking the water. A loft office with built-in bookcase and a 14x14 bonus room with full-length closet add flexibility. The secondary structure is fully independent with open kitchen, living, dining, laundry, and storage. Daily conveniences including Publix, shopping, and dining are less than 1 mile away. A rare waterfront estate where elevation, privacy, and dual-residence flexibility come together in a setting defined by water, light, and long-range views.
93 days
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931
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31
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Zillow last checked:
Listing updated:
Listed by:
Heidy Miner850-501-4743,
Poppy Properties LLC
Source: PAR,MLS#: 680757
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Rooms
Room types: Bonus Room, Exercise Room, Office
Bedroom
Level: First
Area: 156
Dimensions: 13 x 12
Bedroom 1
Level: First
Area: 121
Dimensions: 11 x 11
Heating
Natural Gas
Cooling
Central Air, Ceiling Fan(s)
Appliances
Included: Gas Water Heater
Features
Flooring: Brick, Concrete, Stone, Tile, Carpet
Has basement: No
Interior area
Total structure area: 3,088
Total interior livable area: 4,400 sqft
Property
Parking
Total spaces: 2
Parking features: 2 Car Garage, Circular Driveway
Garage spaces: 2
Has uncovered spaces: Yes
Features
Levels: Two
Stories: 2
Exterior features: Dock, Boat Slip
Pool features: None
Has view: Yes
View description: Bay, Water
Has water view: Yes
Water view: Bay, Water
Waterfront features: Bay, Waterfront, Block/Seawall, Pier
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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