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  • $645,000

    422 Main Street, Franklin, NY 13775

    3beds
    5,262sqft
    Loading
    Mixed Use
    Built in 1878
    0.31 Acres Lot
    $406,600 Zestimate®
    $123/sqft
    $-- HOA

    What's special

    HISTORIC 422 MAIN - A rare opportunity to own one of the most distinctive mixed-use properties in the western Catskills, 422 Main Street is a landmark building in the heart of the historic village of Franklin. Built in 1878 as the town's original bank and post office, this remarkable property has been thoughtfully restored by two acclaimed designers - Sean Scherer of Kabinett & Kammer and Gary Graham, fashion designer and artist - preserving its architectural character while introducing refined updates. The result is a truly inspiring live/work environment ready for its next chapter. Natural light is the defining feature throughout. With four exposures and oversized windows on every level, sunlight pours into nearly every space, making the property an exceptional setting for artists, designers, makers, entrepreneurs, or anyone who values beautiful, light-filled interiors. The ground floor features two expansive storefronts with soaring 11- and 12-foot ceilings, original storefront windows, poured concrete floors, partial wainscoting, and custom partitions crafted from salvaged antique windows. A newly reconstructed front porch and entry, inspired by historic photographs, restores the building's original presence on Main Street. Two half baths serve the commercial spaces, which are ideally suited for retail, gallery, studio, wellness, or creative business use. Additional income opportunities abound. A spacious one-bedroom apartment (pictures upon request) at the rear of the first floor has an established rental history, while an adjoining flexible commercial space has previously operated as a cafe, antique shop, and professional office. The second floor is equally impressive. One wing offers a dramatic loft-style studio with 10-foot ceilings and exceptional natural light, currently configured as a clothing production studio but easily adapted for a wide range of creative or professional uses. The opposite wing has been transformed into a beautifully restored two-bedroom residence where every detail reflects thoughtful craftsmanship and timeless design. The custom English-inspired kitchen is enveloped in classic beadboard walls & ceiling, and features antique built-ins, a wavy-glass display cabinet, an Italian ceramic farmhouse sink, Kallista brass fixtures, and premium appliances including a Dacor oven, Bosch dishwasher, and KitchenAid refrigerator. Expansive windows frame picturesque views of the surrounding hills and changing seasons. The adjoining living and sitting rooms are warm, inviting spaces, while the private bedroom wing includes a charming guest bedroom tucked beneath the eaves and a serene primary bedroom with a beautifully appointed bath featuring Waterworks fixtures, honed marble flooring, and a tiled shower. Throughout the residence, carefully selected finishes--including brass switch plates, new Andersen windows, and exceptional period-inspired details--blend historic character with modern comfort. Additional features include a private owner's entrance, interior access between the residential and commercial spaces, four off-street parking spaces, generous storage, and a sweet backyard. Steeped in history yet thoughtfully reimagined for contemporary living, 422 Main Street presents a truly uncommon opportunity to own a beautifully restored village landmark offering exceptional flexibility for living, creating, and working under one remarkable roof. Set just 2 hours and 45 minutes from the George Washington Bridge and minutes from Oneonta and Delhi, the building enjoys an ideal balance of small-town charm and everyday convenience.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Keller Williams Upstate NY 607-431-2540,

    Deb Dolan 607-544-4062,

    Sarah Broach 917-535-1127,

    Compass Greater NY, LLC

    Source: HVCRMLS,MLS#: 20263730MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 5
      • Full bathrooms: 3
      • 1/2 bathrooms: 2
      Bedroom
      • Description: In apartment
      • Level: First
      Bedroom
      • Description: In apartment
      • Level: First
      Bedroom
      • Description: steps down - primary bdr
      • Level: Second
      Bedroom
      • Description: steps up - bdr in eaves
      • Level: Second
      Bathroom
      • Description: Primary apartment bathroom
      • Level: Second
      Other
      • Description: Behind retail area
      • Level: First
      Other
      • Description: Behind retail area
      • Level: First
      Kitchen
      • Description: In apartment
      • Level: First
      Kitchen
      • Description: Old English style
      • Level: Second
      Living room
      • Description: In apartment
      • Level: First
      Living room
      • Description: In apartment
      • Level: Second
      Other
      • Description: Retail Storefront Space A
      • Level: First
      Other
      • Description: Retail Storefront Space B
      • Level: First
      Other
      • Description: Retail Space (prior cafe) C
      • Level: First
      Other
      • Description: Storage
      • Level: First
      Other
      • Description: Two bedroom apartment
      • Level: Second
      Other
      • Description: sitting room opens to kitchen
      • Level: Second
      Utility room
      • Level: First
      Workshop
      • Level: First
      Workshop
      • Description: Loft studio space
      • Level: Second
      Heating
      • Hot Water, Oil, Radiant Floor
      Cooling
      • None
      Appliances
      • Included: Washer/Dryer, Refrigerator, Electric Cooktop, Dishwasher, Built-In Electric Oven
      • Laundry: In Basement, In Hall, Laundry Closet
      Features
      • Crown Molding, Eat-in Kitchen, High Speed Internet, Professional Suite, Storage
      • Flooring: Concrete, Hardwood, Varies, Wood
      • Windows: Aluminum Frames, Insulated Windows
      • Basement: Apartment,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Unfinished,Walk-Out Access
      Interior area
      • Total structure area: 5,262
      • Total interior livable area: 5,262 sqft
      • Finished area above ground: 5,262
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Open, Outside
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Stories: 2
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Rural
      Lot
      • Size: 0.31 Acres
      • Features: Back Yard, Level, Rectangular Lot
      Details
      • Parcel number: 12320197.1239
      • Zoning: Mixed
      • Zoning description: Commercial and Residential
      • Other equipment: Dehumidifier, Fuel Tank(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Mixed Use
      Materials
      • Frame, Glass, Vinyl Siding, Wood Siding
      • Foundation: Stone
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1878

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Restaurant, Sidewalks
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      Location
      • Region: Franklin

      Financial & listing details

      • Price per square foot: $123/sqft
      • Tax assessed value: $200,000
      • Annual tax amount: $5,661
      • Date on market: 7/2/2026
      • Listing terms: 1031 Exchange,Cash,Contract,Conventional
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $406,600

        $317,000 - $512,000

        $3,351/mo

        Price history

        DateEventPrice
        5/9/2018Sold$215,000-1.8%$41/sqft
        Source: NYSAMLSs #OD114759 Report a problem
        5/4/2018Pending sale$219,000$42/sqft
        Source: New York Trophy Properties #114759 Report a problem
        5/4/2018Listed for sale$219,000+34.8%$42/sqft
        Source: New York Trophy Properties #114759 Report a problem
        8/5/2005Sold$162,500$31/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $200,000
        2024-- $200,000
        2023-- $200,000
        2022-- $200,000
        2021-- $200,000 +57.5%
        2020-- $127,000
        2019-- $127,000
        2018-- $127,000
        2017$4,661 $127,000 +25.7%
        2016-- $101,000
        2015-- $101,000
        2014-- $101,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13775

        Getting around

        40 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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