HISTORIC 422 MAIN - A rare opportunity to own one of the most distinctive mixed-use properties in the western Catskills, 422 Main Street is a landmark building in the heart of the historic village of Franklin. Built in 1878 as the town's original bank and post office, this remarkable property has been thoughtfully restored by two acclaimed designers - Sean Scherer of Kabinett & Kammer and Gary Graham, fashion designer and artist - preserving its architectural character while introducing refined updates. The result is a truly inspiring live/work environment ready for its next chapter.
Natural light is the defining feature throughout. With four exposures and oversized windows on every level, sunlight pours into nearly every space, making the property an exceptional setting for artists, designers, makers, entrepreneurs, or anyone who values beautiful, light-filled interiors.
The ground floor features two expansive storefronts with soaring 11- and 12-foot ceilings, original storefront windows, poured concrete floors, partial wainscoting, and custom partitions crafted from salvaged antique windows. A newly reconstructed front porch and entry, inspired by historic photographs, restores the building's original presence on Main Street. Two half baths serve the commercial spaces, which are ideally suited for retail, gallery, studio, wellness, or creative business use.
Additional income opportunities abound. A spacious one-bedroom apartment (pictures upon request) at the rear of the first floor has an established rental history, while an adjoining flexible commercial space has previously operated as a cafe, antique shop, and professional office.
The second floor is equally impressive. One wing offers a dramatic loft-style studio with 10-foot ceilings and exceptional natural light, currently configured as a clothing production studio but easily adapted for a wide range of creative or professional uses.
The opposite wing has been transformed into a beautifully restored two-bedroom residence where every detail reflects thoughtful craftsmanship and timeless design. The custom English-inspired kitchen is enveloped in classic beadboard walls & ceiling, and features antique built-ins, a wavy-glass display cabinet, an Italian ceramic farmhouse sink, Kallista brass fixtures, and premium appliances including a Dacor oven, Bosch dishwasher, and KitchenAid refrigerator. Expansive windows frame picturesque views of the surrounding hills and changing seasons.
The adjoining living and sitting rooms are warm, inviting spaces, while the private bedroom wing includes a charming guest bedroom tucked beneath the eaves and a serene primary bedroom with a beautifully appointed bath featuring Waterworks fixtures, honed marble flooring, and a tiled shower. Throughout the residence, carefully selected finishes--including brass switch plates, new Andersen windows, and exceptional period-inspired details--blend historic character with modern comfort.
Additional features include a private owner's entrance, interior access between the residential and commercial spaces, four off-street parking spaces, generous storage, and a sweet backyard.
Steeped in history yet thoughtfully reimagined for contemporary living, 422 Main Street presents a truly uncommon opportunity to own a beautifully restored village landmark offering exceptional flexibility for living, creating, and working under one remarkable roof.
Set just 2 hours and 45 minutes from the George Washington Bridge and minutes from Oneonta and Delhi, the building enjoys an ideal balance of small-town charm and everyday convenience.
Coming soon
$645,000
422 Main Street, Franklin, NY 13775
3beds
5,262sqft
Mixed Use
Built in 1878
0.31 Acres Lot
$406,600 Zestimate®
$123/sqft
$-- HOA
What's special
- 4 hours |
- 53 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Keller Williams Upstate NY 607-431-2540,
Deb Dolan 607-544-4062,
Sarah Broach 917-535-1127,
Compass Greater NY, LLC
Source: HVCRMLS,MLS#: 20263730
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Bedroom
- Description: In apartment
- Level: First
Bedroom
- Description: In apartment
- Level: First
Bedroom
- Description: steps down - primary bdr
- Level: Second
Bedroom
- Description: steps up - bdr in eaves
- Level: Second
Bathroom
- Description: Primary apartment bathroom
- Level: Second
Other
- Description: Behind retail area
- Level: First
Other
- Description: Behind retail area
- Level: First
Kitchen
- Description: In apartment
- Level: First
Kitchen
- Description: Old English style
- Level: Second
Living room
- Description: In apartment
- Level: First
Living room
- Description: In apartment
- Level: Second
Other
- Description: Retail Storefront Space A
- Level: First
Other
- Description: Retail Storefront Space B
- Level: First
Other
- Description: Retail Space (prior cafe) C
- Level: First
Other
- Description: Storage
- Level: First
Other
- Description: Two bedroom apartment
- Level: Second
Other
- Description: sitting room opens to kitchen
- Level: Second
Utility room
- Level: First
Workshop
- Level: First
Workshop
- Description: Loft studio space
- Level: Second
Heating
- Hot Water, Oil, Radiant Floor
Cooling
- None
Appliances
- Included: Washer/Dryer, Refrigerator, Electric Cooktop, Dishwasher, Built-In Electric Oven
- Laundry: In Basement, In Hall, Laundry Closet
Features
- Crown Molding, Eat-in Kitchen, High Speed Internet, Professional Suite, Storage
- Flooring: Concrete, Hardwood, Varies, Wood
- Windows: Aluminum Frames, Insulated Windows
- Basement: Apartment,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Unfinished,Walk-Out Access
Interior area
- Total structure area: 5,262
- Total interior livable area: 5,262 sqft
- Finished area above ground: 5,262
- Finished area below ground: 0
Property
Parking
- Parking features: Open, Outside
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 2
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Rural
Lot
- Size: 0.31 Acres
- Features: Back Yard, Level, Rectangular Lot
Details
- Parcel number: 12320197.1239
- Zoning: Mixed
- Zoning description: Commercial and Residential
- Other equipment: Dehumidifier, Fuel Tank(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Mixed Use
Materials
- Frame, Glass, Vinyl Siding, Wood Siding
- Foundation: Stone
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1878
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Water Connected
Community & HOA
Community
- Features: Curbs, Restaurant, Sidewalks
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Location
- Region: Franklin
Financial & listing details
- Price per square foot: $123/sqft
- Tax assessed value: $200,000
- Annual tax amount: $5,661
- Date on market: 7/2/2026
- Listing terms: 1031 Exchange,Cash,Contract,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$406,600
$317,000 - $512,000
$3,351/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2018 | Sold | $215,000-1.8%$41/sqft |
Source: | ||
| 5/4/2018 | Pending sale | $219,000$42/sqft |
Source: New York Trophy Properties #114759 Report a problem | ||
| 5/4/2018 | Listed for sale | $219,000+34.8%$42/sqft |
Source: New York Trophy Properties #114759 Report a problem | ||
| 8/5/2005 | Sold | $162,500$31/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $200,000 |
| 2024 | -- | $200,000 |
| 2023 | -- | $200,000 |
| 2022 | -- | $200,000 |
| 2021 | -- | $200,000 +57.5% |
| 2020 | -- | $127,000 |
| 2019 | -- | $127,000 |
| 2018 | -- | $127,000 |
| 2017 | $4,661 | $127,000 +25.7% |
| 2016 | -- | $101,000 |
| 2015 | -- | $101,000 |
| 2014 | -- | $101,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13775
Nearby schools
GreatSchools rating
- 4/10Franklin Central SchoolGrades: PK-12Distance: 0.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Delaware County
- Franklin
- 13775
- 422 Main Street





