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    • Listed by: Coldwell Banker Realty - Gundaker • Heather D Brewer
    $400,000

    428 Chelsea Way Dr, Saint Charles, MO 63304

    4beds
    2,368sqft
    : 
    $2,645/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    8,712 Square Feet Lot
    $-- Zestimate®
    $169/sqft
    $33/mo HOA

    What's special

    Updated hall bathGranite countertopsThree additional bedroomsUpdated bathroom vanitySpacious vaulted primary suiteStainless steel appliancesCrisp white cabinetry
    Welcome home to this beautifully updated two-story nestled in a highly desired neighborhood! From the moment you step inside, you’ll appreciate the laminate flooring throughout the main level, crisp white cabinetry, granite countertops, and stainless steel appliances that make the kitchen both functional and inviting. Convenient main-floor laundry adds to the home’s everyday ease. Upstairs, the spacious vaulted primary suite offers a relaxing retreat with an updated bathroom vanity and a walk-in closet complete with custom organizers. Three additional bedrooms and an updated hall bath provide plenty of space for family, guests, or a home office. The finished lower level expands your living options with versatile flex space that’s perfect for a recreation room, media room, workout area, or playroom, plus the convenience of a half bath. Step outside to enjoy the lovely backyard featuring a large patio—ideal for entertaining, grilling, or simply relaxing. Residents of this amenity-rich community enjoy access to neighborhood swimming pools, tennis/pickleball courts, basketball courts, clubhouse, scenic walking trails, and ponds for fishing. This home offers the perfect combination of comfort, updates, and an exceptional lifestyle. Don’t miss your opportunity to make it yours!
    11 days
    |
    1,040
    |
    77
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Heather D Brewer 314-398-1553,

    Coldwell Banker Realty - Gundaker,

    Pamela J Havens 314-398-1552,

    Coldwell Banker Realty - Gundaker

    Source: MARIS,MLS#: 26044218MLS LogoOriginating MLS: St. Charles County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      • Main level bathrooms: 1
      Primary bedroom
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 176
      • Dimensions: 16x11
      Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 120
      • Dimensions: 12x10
      Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 117
      • Dimensions: 13x9
      Bedroom 4
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 81
      • Dimensions: 9x9
      Breakfast room
      • Features: Floor Covering: Laminate
      • Level: Main
      • Area: 108
      • Dimensions: 12x9
      Dining room
      • Features: Floor Covering: Laminate
      • Level: Main
      • Area: 121
      • Dimensions: 11x11
      Family room
      • Features: Floor Covering: Laminate
      • Level: Main
      • Area: 210
      • Dimensions: 15x14
      Game room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 100
      • Dimensions: 10x10
      Kitchen
      • Features: Floor Covering: Laminate
      • Level: Main
      • Area: 99
      • Dimensions: 11x9
      Living room
      • Features: Floor Covering: Laminate
      • Level: Main
      • Area: 132
      • Dimensions: 12x11
      Other
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 99
      • Dimensions: 11x9
      Recreation room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 204
      • Dimensions: 17x12
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Granite Counters, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Laminate
      • Basement: Partially Finished,Full,Sump Pump
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,368
      • Total interior livable area: 2,368 sqft
      • Finished area above ground: 1,948
      • Finished area below ground: 420

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Patio
      • Pool features: Community
      • Fencing: Fenced
      Lot
      • Size: 8,712 Square Feet
      • Features: Level
      Details
      • Additional structures: Pergola
      • Parcel number: 3157C6923000232.0000000
      • Special conditions: Standard,Third Party Approval

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1993

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Clubhouse, Lake, Pool, Tennis Court(s), Trail(s)
      • Subdivision: Monticello Estate #1
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Lake, Pool, Tennis Court(s)
      • Services included: Other
      • HOA fee: $394 annually
      • HOA name: Montecello Estates
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $169/sqft
      • Tax assessed value: $349,959
      • Annual tax amount: $4,240
      • Date on market: 7/13/2026
      • Cumulative days on market: 11 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Private

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/13/2026Listed for sale$400,000+11.1%$169/sqft
        Source: MARIS #26044218 Report a problem
        3/8/2024Sold--
        Source: MARIS #24007342 Report a problem
        2/18/2024Pending sale$360,000$152/sqft
        Source: MARIS #24007342 Report a problem
        2/16/2024Listed for sale$360,000+2.9%$152/sqft
        Source: MARIS #24007342 Report a problem
        1/22/2024Listing removed--
        Source: MARIS #23065488 Report a problem
        11/29/2023Price change$349,900-2.5%$148/sqft
        Source: MARIS #23065488 Report a problem
        11/18/2023Price change$358,900-1.6%$152/sqft
        Source: MARIS #23065488 Report a problem
        11/1/2023Listed for sale$364,900$154/sqft
        Source: MARIS #23065488 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,240 +8.3%$66,492 +9.4%
        2024$3,914 -0.1%$60,804
        2023$3,916 +19.5%$60,804 +28.8%
        2022$3,279 $47,198
        2021-- $47,198 +8%
        2020-- $43,693
        2019$3,003 $43,693 +9.6%
        2018$3,003 +1.6%$39,855
        2017$2,955 +8.1%$39,855 +12.2%
        2016$2,734 +0.5%$35,536
        2015$2,722 +8.2%$35,536 +10.7%
        2014$2,516 $32,104
        2013-- $32,104 -10%
        2012-- $35,670 -1.3%
        2011-- $36,130
        2010-- $36,130
        2009-- $36,130 -6%
        2008-- $38,430 -80%
        2007-- $192,040
        2006-- $192,040
        2005-- $192,040 +11.8%
        2004-- $171,800
        2003-- $171,800
        2002-- --
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63304

        Getting around

        25 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: John Weldon Elem.
        • Middle: Francis Howell Middle
        • High: Francis Howell High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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