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For sale
    • Price cut: $20K (7/2)
    $375,000

    4305 Oakland Ter, Chattanooga, TN 37415

    5beds
    2,288sqft
    : 
    $2,189/mo
    Get pre-qualified
    Single Family Residence
    Built in 1945
    0.35 Acres Lot
    $358,900 Zestimate®
    $164/sqft
    $-- HOA

    What's special

    New bathroomsPeaceful settingStainless steel appliancesFour beautifully renovated bathroomsTimeless kitchenMassive bonus roomCompletely redesigned kitchen
    Step into modern comfort and timeless style at 4305 Oakland Terrace N -- a fully renovated 5-bedroom, 4-bath home with a massive bonus room in one of Chattanooga's most desirable neighborhoods. Every detail has been meticulously updated, featuring all-new hardwood floors, a completely redesigned kitchen, new bathrooms, and high-end finishes throughout. The open-concept main level flows seamlessly between spacious living areas, ideal for both entertaining and everyday family life. The timeless kitchen showcases Cambria quartz countertops, custom cabinetry, and stainless steel appliances. A massive bonus room offers endless possibilities -- perfect for a media room, playroom, gym, or private home office. Each bedroom provides comfort and flexibility, while the four beautifully renovated bathrooms add a touch of luxury. Outside, enjoy a peaceful setting with plenty of room for outdoor gatherings and recreation. Located just minutes from schools, parks, shopping, and downtown Chattanooga, this home delivers the perfect blend of suburban serenity and city convenience. In a market known for growth and stability, 4305 Oakland Terrace N stands out as a rare opportunity to own a move-in-ready home that offers both lifestyle and long-term value. Schedule your private showing today and experience the best of Chattanooga living.
    130 days
    |
    591
    |
    43
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Gina Shumway 770-686-9366,

    Keller Williams Realty 423-664-1600

    Source: Greater Chattanooga Realtors,MLS#: 1530462

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, None
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, None, Oven, Refrigerator
      • Laundry: Laundry Room
      Features
      • Flooring: Hardwood
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,288
      • Total interior livable area: 2,288 sqft
      • Finished area above ground: 2,288

      Property

      Parking
      • Parking features: Off Street, Paved
      Accessibility
      • Accessibility features: Other
      Features
      • Patio & porch: Other
      • Exterior features: Other
      • Pool features: None
      • Fencing: None
      Lot
      • Size: 0.35 Acres
      • Dimensions: 104.5 x 144
      • Features: Other
      Details
      • Additional structures: None
      • Parcel number: 109i D 001
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Brick, HardiPlank Type
      • Foundation: Other
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1945

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: Whispering Pines
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $330,500
      • Annual tax amount: $2,112
      • Date on market: 3/16/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $358,900

        $341,000 - $377,000

        $2,515/mo

        Price history

        DateEventPrice
        7/2/2026Price change$375,000-5.1%$164/sqft
        Source: Greater Chattanooga Realtors #1530462 Report a problem
        5/21/2026Price change$395,000-2.2%$173/sqft
        Source: Greater Chattanooga Realtors #1530462 Report a problem
        4/2/2026Price change$404,000-3.6%$177/sqft
        Source: Greater Chattanooga Realtors #1530462 Report a problem
        3/16/2026Listed for sale$419,000-2.3%$183/sqft
        Source: Greater Chattanooga Realtors #1530462 Report a problem
        2/11/2026Listing removed$429,000$188/sqft
        Source: Greater Chattanooga Realtors #1524491 Report a problem
        2/3/2026Price change$429,000-2.3%$188/sqft
        Source: Greater Chattanooga Realtors #1524491 Report a problem
        1/20/2026Price change$439,000-0.2%$192/sqft
        Source: Greater Chattanooga Realtors #1524491 Report a problem
        12/8/2025Price change$440,000-4.3%$192/sqft
        Source: Greater Chattanooga Realtors #1524491 Report a problem
        11/27/2025Listed for sale$460,000+90.1%$201/sqft
        Source: Greater Chattanooga Realtors #1524491 Report a problem
        7/15/2025Sold$242,000+114.5%$106/sqft
        Source: Public Record Report a problem
        7/7/2009Sold$112,800+2.6%$49/sqft
        Source: Public Record Report a problem
        5/30/2009Price change$109,900-3.5%$48/sqft
        Source: RE/MAX Properties #01125762 Report a problem
        5/15/2009Price change$113,900-4.2%$50/sqft
        Source: RE/MAX Properties #01125762 Report a problem
        5/2/2009Listed for sale$118,900+105%$52/sqft
        Source: RE/MAX Properties #01125762 Report a problem
        1/9/2009Sold$58,000-10.6%$25/sqft
        Source: Public Record Report a problem
        12/11/2008Listed for sale$64,900-28.7%$28/sqft
        Source: foreclosure.com Report a problem
        9/11/2008Sold$91,050+2.3%$40/sqft
        Source: Public Record Report a problem
        1/6/1999Sold$89,000$39/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,324 +10%$82,625 +74.5%
        2024$2,112 $47,350
        2023$2,112 +16.5%$47,350
        2022$1,812 +71.1%$47,350
        2021$1,059 +14.5%$47,350 +41.6%
        2020$925 $33,450
        2019$925 $33,450
        2018$925 -42.8%$33,450
        2017$1,618 +6.9%$33,450
        2016$1,514 --
        2015$1,514 $31,250
        2014$1,514 -11.5%--
        2013$1,710 $31,250 -7.3%
        2012$1,710 $33,700
        2011$1,710 $33,700
        2010$1,710 +7.9%$33,700
        2009$1,585 $33,700 +17.8%
        2008-- $28,600
        2007-- $28,600
        2006-- $28,600
        2005-- $28,600 +26.7%
        2004-- $22,575
        2003-- $22,575
        2002-- $22,575
        2001-- $22,575 +7.2%
        2000-- $21,050
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 37415

        Getting around

        43 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Alpine Crest Elementary
        • Middle: Red Bank Middle
        • High: Red Bank High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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