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For sale
    • $179,450

    433 Pennsylvania Ave, Saint Cloud, FL 34769

    2beds
    940sqft
    : 
    $1,229/mo
    Get pre-qualified
    Single Family Residence
    Built in 1925
    7,492 Square Feet Lot
    $172,900 Zestimate®
    $191/sqft
    $-- HOA

    What's special

    Separate garage
    Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.
    319 days
    |
    929
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Naomi Embleton 407-709-6020,

    MY REALTY GROUP, LLC. 786-847-7421,

    Virginia Rodriguez 321-503-9706,

    EXP REALTY LLC

    Source: Stellar MLS,MLS#: O6341936MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Other
      Features
      • Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
      • Flooring: Laminate
      • Has fireplace: No
      Interior area
      • Total structure area: 1,300
      • Total interior livable area: 940 sqft
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Mailbox
      Lot
      • Size: 7,492 Square Feet
      Details
      • Parcel number: 012630000103730065
      • Zoning: SR1A
      • Special conditions: Short Sale

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Crawlspace
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1925

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Water Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: ST CLOUD 2ND TOWN OF
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $245,200
      • Annual tax amount: $4,306
      • Date on market: 9/8/2025
      • Cumulative days on market: 323 days
      • Listing terms: Cash
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $172,900

        $164,000 - $182,000

        $1,677/mo

        Price history

        DateEventPrice
        3/18/2026Price change$179,450-3%$191/sqft
        Source: eXp Realty #O6341936 Report a problem
        2/10/2026Price change$185,000+8.8%$197/sqft
        Source: Stellar MLS #O6341936 Report a problem
        9/8/2025Listed for sale$170,000+13.3%$181/sqft
        Source: Stellar MLS #O6341936 Report a problem
        8/20/2025Listing removed$150,000$160/sqft
        Source: Stellar MLS #O6333486 Report a problem
        8/9/2025Pending sale$150,000$160/sqft
        Source: Stellar MLS #O6333486 Report a problem
        8/5/2025Listed for sale$150,000-9.1%$160/sqft
        Source: Stellar MLS #O6333486 Report a problem
        7/12/2025Listing removed$165,000$176/sqft
        Source: Stellar MLS #S5119652 Report a problem
        5/21/2025Pending sale$165,000+10%$176/sqft
        Source: Stellar MLS #S5119652 Report a problem
        5/21/2025Listed for sale$150,000$160/sqft
        Source: Stellar MLS #S5119652 Report a problem
        2/14/2025Pending sale$150,000$160/sqft
        Source: Stellar MLS #S5119652 Report a problem
        2/13/2025Listed for sale$150,000-45.5%$160/sqft
        Source: Stellar MLS #S5119652 Report a problem
        10/4/2023Sold$275,000+4.2%$293/sqft
        Source: Stellar MLS #O6122665 Report a problem
        9/6/2023Pending sale$264,000$281/sqft
        Source: Stellar MLS #O6122665 Report a problem
        8/15/2023Price change$264,000-4%$281/sqft
        Source: Stellar MLS #O6122665 Report a problem
        8/9/2023Listed for sale$275,000$293/sqft
        Source: Stellar MLS #O6122665 Report a problem
        8/3/2023Pending sale$275,000$293/sqft
        Source: Stellar MLS #O6122665 Report a problem
        7/26/2023Listed for sale$275,000$293/sqft
        Source: Stellar MLS #O6122665 Report a problem
        7/18/2023Pending sale$275,000$293/sqft
        Source: Stellar MLS #O6122665 Report a problem
        7/6/2023Listed for sale$275,000+19.6%$293/sqft
        Source: Stellar MLS #O6122665 Report a problem
        7/30/2021Sold$230,000-2.1%$245/sqft
        Source: Public Record Report a problem
        7/7/2021Pending sale$235,000$250/sqft
        Source: RE/MAX International #S5050225 Report a problem
        7/7/2021Listed for sale$235,000$250/sqft
        Source: RE/MAX International #S5050225 Report a problem
        5/21/2021Listing removed--
        Source: RE/MAX International Report a problem
        5/11/2021Pending sale$235,000$250/sqft
        Source: RE/MAX International #S5050225 Report a problem
        5/7/2021Listed for sale$235,000+69.1%$250/sqft
        Source: RE/MAX International #S5050225 Report a problem
        10/20/2020Sold$139,000+37.6%$148/sqft
        Source: Public Record Report a problem
        11/19/2019Sold$101,000$107/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,393 +2%$245,200 +1.7%
        2024$4,306 +46.1%$241,000 +7.8%
        2023$2,947 +3.7%$223,600 +11.9%
        2022$2,842 +16%$199,800 +50.6%
        2021$2,450 +25%$132,700 +26%
        2020$1,959 +11.8%$105,300 +13.3%
        2019$1,752 $92,900 +33.2%
        2018$1,752 +189.3%$69,738 +2.1%
        2017$606 -1%$68,304 +2.1%
        2016$612 +0.4%$66,900 +16.3%
        2015$609 -47.1%$57,500 +8.9%
        2014$1,151 $52,800 +9.5%
        2013-- $48,200 +8.1%
        2012-- $44,600 -5.7%
        2011-- $47,300 -12.1%
        2010-- $53,800 -28.3%
        2009-- $75,000 -29.8%
        2008-- $106,800 -10.6%
        2007-- $119,500 +21.9%
        2006-- $98,000 +25.6%
        2005-- $78,000 +34.3%
        2004-- $58,100
        2003-- $58,100 +72.2%
        2002$156 +7.1%$33,731 +1.6%
        2001$146 +13.5%$33,200 +3%
        2000$128 $32,233
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34769

        Getting around

        58 / 100
        Somewhat Walkable
        61 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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