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For sale
  • Price cut: $26K (7/17)
    $299,000

    439 Eagles Bluff Rd, Monticello, KY 42633

    3beds
    1,568sqft
    : 
    $1,865/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    6.65 Acres Lot
    $284,300 Zestimate®
    $191/sqft
    $-- HOA

    What's special

    Waterfront property lineLarge sunroomTwo-car garagePlenty of storage spaceSurrounded by mature timberEat-in island
    LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!
    84 days
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    770
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    50
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    Zillow last checked:

    Listing updated:

    Listed by:

    Robert Corder 606-524-8563,

    CENTURY 21 Advantage Realty

    Source: Imagine MLS,MLS#: 26009923MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Kitchen
      • Level: Lower
      Heating
      • Heat Pump, Propane, Propane Tank Leased
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dishwasher, Refrigerator, Range
      • Laundry: Main Level
      Features
      • Breakfast Bar, Eat-in Kitchen, Ceiling Fan(s), Soaking Tub
      • Flooring: Laminate
      • Windows: Insulated Windows, Blinds
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 1,568
      • Total interior livable area: 1,568 sqft
      • Finished area above ground: 1,568
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Exterior features: Awning(s), Outdoor Grill
      • Fencing: Wood
      Lot
      • Size: 6.65 Acres
      • Features: Landscaped, Secluded, Wooded, Many Trees
      Details
      • Additional structures: Shed(s)
      • Parcel number: 0054003016.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Metal
      Condition
      • Year built: 1993

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Water Connected, Propane

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $100,000
      • Annual tax amount: $484
      • Date on market: 7/23/2026

        Estimated market value

        $284,300

        $270,000 - $299,000

        $1,337/mo

        Price history

        DateEventPrice
        7/23/2026Listed for sale$299,000$191/sqft
        Source: Imagine MLS #26009923 Report a problem
        7/22/2026Contingent$299,000$191/sqft
        Source: Imagine MLS #26009923 Report a problem
        7/17/2026Price change$299,000-8%$191/sqft
        Source: Imagine MLS #26009923 Report a problem
        6/13/2026Price change$325,000-3%$207/sqft
        Source: Imagine MLS #26009923 Report a problem
        5/5/2026Listed for sale$335,000+4685.7%$214/sqft
        Source: Imagine MLS #26009923 Report a problem
        2/23/2007Sold$7,000$4/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$484 -16.8%$100,000 -7.4%
        2023$582 -10.1%$108,000 -0.5%
        2022$647 -0.7%$108,500
        2021$652 -2.8%$108,500
        2020$671 -0.1%$108,500
        2019$672 -2.1%$108,500
        2018$686 +1.4%$108,500
        2017$677 +4.6%$108,500
        2016$647 -0.4%$108,500
        2015$650 +1.2%$108,500
        2012$642 $108,500
        2011-- $108,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42633

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Monticello
        • Middle: Wayne Co
        • High: Wayne Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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