LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!
For sale
Price cut: $9K (9/13)
$280,000
439 Eagles Bluff Rd, Monticello, KY 42633
3beds
1,568sqft
Single Family Residence
Built in 1993
6.65 Acres Lot
$273,200 Zestimate®
$179/sqft
$-- HOA
What's special
Waterfront property lineLarge sunroomTwo-car garagePlenty of storage spaceSurrounded by mature timberEat-in island
- 131 days
- 973
- 59
Zillow last checked:
Listing updated:
Listed by:
Robert Corder 606-524-8563,
CENTURY 21 Advantage Realty
Source: Imagine MLS,MLS#: 26009923
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Kitchen
- Level: Lower
Heating
- Heat Pump, Propane, Propane Tank Leased
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Refrigerator, Range
- Laundry: Main Level
Features
- Breakfast Bar, Eat-in Kitchen, Ceiling Fan(s), Soaking Tub
- Flooring: Laminate
- Windows: Insulated Windows, Blinds
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
- Finished area above ground: 1,568
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Exterior features: Awning(s), Outdoor Grill
- Fencing: Wood
Lot
- Size: 6.65 Acres
- Features: Landscaped, Secluded, Wooded, Many Trees
Details
- Additional structures: Shed(s)
- Parcel number: 0054003016.00
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Metal
Condition
- Year built: 1993
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Water Connected, Propane
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $179/sqft
- Tax assessed value: $100,000
- Annual tax amount: $448
- Date on market: 7/23/2026
Estimated market value
$273,200
$260,000 - $287,000
$1,523/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/13/2026 | Price change | $280,000-3.1%$179/sqft |
Source: | ||
| 8/17/2026 | Price change | $289,000-3.3%$184/sqft |
Source: | ||
| 7/23/2026 | Listed for sale | $299,000$191/sqft |
Source: | ||
| 7/22/2026 | Contingent | $299,000$191/sqft |
Source: | ||
| 7/17/2026 | Price change | $299,000-8%$191/sqft |
Source: | ||
| 6/13/2026 | Price change | $325,000-3%$207/sqft |
Source: | ||
| 5/5/2026 | Listed for sale | $335,000+4685.7%$214/sqft |
Source: | ||
| 2/23/2007 | Sold | $7,000$4/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $448 -7.5% | $100,000 |
| 2024 | $484 -16.8% | $100,000 -7.4% |
| 2023 | $582 -10.1% | $108,000 -0.5% |
| 2022 | $647 -0.7% | $108,500 |
| 2021 | $652 -2.8% | $108,500 |
| 2020 | $671 -0.1% | $108,500 |
| 2019 | $672 -2.1% | $108,500 |
| 2018 | $686 +1.4% | $108,500 |
| 2017 | $677 +4.6% | $108,500 |
| 2016 | $647 -0.4% | $108,500 |
| 2015 | $650 +1.2% | $108,500 |
| 2012 | $642 | $108,500 |
| 2011 | -- | $108,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 42633
Nearby schools
Schools provided by the listing agent
- Elementary: Monticello
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







