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For sale
  • $1,999,000

    44 Deep Creek Cir, Bumpass, VA 23024

    5beds
    4,661sqft
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    Single Family Residence
    Built in 2025
    1.24 Acres Lot
    $1,939,300 Zestimate®
    $429/sqft
    $40/mo HOA

    What's special

    Private-side lake livingStunning stone fireplaceFull-size washer and dryerLarge finished basementLuxurious comfortVersatile loft areaHigh-end upgrades throughout
    Recently constructed in the highly-coveted lakeside Mill Run community, this fully-furnished and thriving waterfront short-term rental sits on over 200 feet of shoreline within the exclusive private side of Lake Anna. Here, you can start welcoming your guests (and depositing dollars) the moment you close. Generating strong rental income from day one with zero setup required, this stunning fully-equipped waterfront retreat is nestled in a peaceful cove offering exceptional water views and over 4,800 square feet of thoughtfully designed living space in a beautiful Craftsman-style home, featuring 5 large bedrooms, a loft, large finished basement and 4.5 baths. Showcasing over 200 feet of shoreline, this exceptional property is designed to maximize lake views, luxurious comfort, and unforgettable gatherings. Enjoy outdoor living from an expansive lakeside deck, a double-decker boathouse, or a hot tub overlooking the water, creating the perfect setting for relaxing after a day on the lake. Inside, the open and airy floor plan is thoughtfully designed for both everyday living and effortless entertaining. At the heart of the main level is a breathtaking great room with soaring high-vaulted ceilings and dramatic floor-to-ceiling glass that frames sweeping water views of Lake Anna — flooding the space with natural light and bringing the beauty of the water indoors at every turn. A stunning stone fireplace anchors the room, adding warmth and elegance whether you’re hosting a crowd or enjoying a quiet evening alone. Flowing seamlessly from the great room, the enormous chef’s kitchen is a showstopper in its own right, featuring quartz countertops and high-end upgrades throughout, and an open layout that connects effortlessly to the living area — making it the perfect hub for entertaining, family gatherings, and everything in between. The main floor is further complemented by a luxurious primary bedroom suite — a true retreat unto itself — featuring direct deck access, a generous walk-in closet and a spa-inspired en suite bathroom complete with a freestanding soaking tub, double vanities, quartz countertops, and an elegant tile walk-in shower. A guest bedroom is also available on the main level. Upstairs, a versatile loft area provides the perfect flex space for a lounge, home office, or reading nook, accompanied by two additional well-appointed guest bedrooms ideal for family and visitors. Downstairs, the expansive finished basement takes entertaining to the next level, offering a full-sized wet bar, large recreation area, games, full-blown movie theater, and an additional oversized bedroom with bunks — giving everyone in the group their own comfortable space to unwind. Modern conveniences include a Tesla Universal EV charger in the oversized two-car attached garage, high-speed fiber internet access, a full-size washer and dryer and mudroom. Every detail — right down to the furnishings and décor — has been curated to create a welcoming and luxurious waterfront experience that guests return to again and again. Whether you’re looking to expand your investment portfolio, secure a luxury vacation home that pays for itself, or settle into a full-time waterfront residence, this property checks every box. Short-term rentals are not only permitted but already proven here, offering outstanding income potential in one of Lake Anna’s most desirable waterfront locations. Enjoy the tranquility of private-side lake living, breathtaking water views, and direct lake access from your own backyard — and step into a fully furnished, established rental business while creating memories that will last for generations.
    30 days
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    608
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    32
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    Zillow last checked:

    Listing updated:

    Listed by:

    Grayson Hoffman 202-365-3388,

    Lake Anna Island Realty, Inc. 540-894-4400,

    Listing Team: The Ashley Hoffman Group

    Source: Bright MLS,MLS#: VALA2010084MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Den, Foyer, Study, Great Room, Laundry, Loft, Other, Recreation Room, Storage Room, Media Room, Bathroom 1, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
      Primary bedroom
      • Features: Attached Bathroom, Flooring - Luxury Vinyl Plank, Lighting - Ceiling, Lighting - LED, Walk-In Closet(s)
      • Level: Main
      • Area: 384 Square Feet
      • Dimensions: 24 X 16
      Bedroom 2
      • Features: Attached Bathroom, Flooring - Luxury Vinyl Plank, Lighting - LED, Lighting - Ceiling, Attic - Access Panel
      • Level: Upper
      • Area: 154 Square Feet
      • Dimensions: 11 X 14
      Bedroom 3
      • Features: Attached Bathroom, Flooring - Luxury Vinyl Plank, Lighting - Ceiling, Lighting - LED, Attic - Access Panel
      • Level: Upper
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Primary bathroom
      • Features: Soaking Tub, Bathroom - Stall Shower, Double Sink, Flooring - Ceramic Tile, Countertop(s) - Quartz
      • Level: Main
      • Area: 153 Square Feet
      • Dimensions: 17 X 9
      Bathroom 1
      • Features: Bathroom - Stall Shower, Countertop(s) - Quartz, Flooring - Ceramic Tile, Lighting - Ceiling, Lighting - LED
      • Level: Main
      • Area: 63 Square Feet
      • Dimensions: 7 X 9
      Bathroom 2
      • Features: Bathroom - Stall Shower, Countertop(s) - Quartz, Flooring - Ceramic Tile, Lighting - Ceiling
      • Level: Lower
      • Area: 54 Square Feet
      • Dimensions: 6 X 9
      Bathroom 3
      • Features: Bathroom - Stall Shower, Countertop(s) - Quartz, Double Sink, Flooring - Ceramic Tile
      • Level: Upper
      • Area: 65 Square Feet
      • Dimensions: 5 X 13
      Den
      • Features: Attached Bathroom, Walk-In Closet(s), Lighting - Ceiling, Lighting - LED, Flooring - Luxury Vinyl Plank
      • Level: Lower
      • Area: 336 Square Feet
      • Dimensions: 24 X 14
      Dining room
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Main
      • Area: 198 Square Feet
      • Dimensions: 18 X 11
      Foyer
      • Features: Flooring - Luxury Vinyl Plank, Cathedral/Vaulted Ceiling, Lighting - Ceiling, Lighting - LED
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13 X 12
      Great room
      • Features: Fireplace - Electric, Flooring - Luxury Vinyl Plank
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 18 X 10
      Half bath
      • Features: Countertop(s) - Quartz, Flooring - Ceramic Tile
      • Level: Main
      • Area: 21 Square Feet
      • Dimensions: 3 X 7
      Kitchen
      • Features: Built-in Features, Countertop(s) - Quartz, Double Sink, Flooring - Luxury Vinyl Plank, Kitchen Island, Kitchen - Gas Cooking, Lighting - Ceiling, Lighting - LED
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 11 X 13
      Laundry
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9 X 13
      Loft
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Upper
      • Area: 465 Square Feet
      • Dimensions: 15 X 31
      Media room
      • Features: Flooring - Luxury Vinyl Plank, Lighting - Ceiling, Lighting - LED
      • Level: Lower
      • Area: 320 Square Feet
      • Dimensions: 20 X 16
      Other
      • Features: Pantry
      • Level: Main
      • Area: 25 Square Feet
      • Dimensions: 5 X 5
      Other
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      • Area: 253 Square Feet
      • Dimensions: 23 X 11
      Other
      • Features: Wet Bar, Flooring - Luxury Vinyl Plank, Lighting - Ceiling
      • Level: Lower
      • Area: 209 Square Feet
      • Dimensions: 11 X 19
      Recreation room
      • Features: Fireplace - Electric, Flooring - Luxury Vinyl Plank, Lighting - LED, Lighting - Ceiling
      • Level: Lower
      • Area: 561 Square Feet
      • Dimensions: 17 X 33
      Storage room
      • Features: Flooring - Luxury Vinyl Plank, Lighting - Ceiling
      • Level: Lower
      • Area: 228 Square Feet
      • Dimensions: 12 X 19
      Study
      • Features: Attached Bathroom, Walk-In Closet(s), Flooring - Luxury Vinyl Plank, Lighting - Ceiling, Lighting - LED
      • Level: Main
      • Area: 228 Square Feet
      • Dimensions: 12 X 19
      Heating
      • Forced Air, Heat Pump, Zoned, Propane
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Energy Efficient Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Ice Maker, Self Cleaning Oven, Oven, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Instant Hot Water
      • Laundry: Main Level, Laundry Room
      Features
      • Bar, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Combination Kitchen/Living, Combination Kitchen/Dining, Kitchen Island, Primary Bath(s), Soaking Tub, Combination Dining/Living, Family Room Off Kitchen, 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceiling(s), Tray Ceiling(s)
      • Flooring: Luxury Vinyl, Ceramic Tile, Carpet, Tile/Brick
      • Doors: Atrium, Double Entry, Insulated, Six Panel, Sliding Glass
      • Windows: Double Pane Windows, Energy Efficient, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens, Transom
      • Basement: Finished,Heated,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Space For Rooms,Full,Sump Pump,Water Proofing System,Windows
      • Number of fireplaces: 2
      Interior area
      • Total structure area: 5,279
      • Total interior livable area: 4,661 sqft
      • Finished area above ground: 3,033
      • Finished area below ground: 1,628

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Faces Side, Storage, Garage Door Opener, Oversized, Driveway, Asphalt, Attached
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: Accessible Hallway(s)
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Porch, Deck
      • Exterior features: Flood Lights, Rain Gutters
      • Pool features: None
      • Has view: Yes
      • View description: Lake, Garden, Scenic Vista, Trees/Woods, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Lake, Boat - Powered, Personal Watercraft (PWC), Private Access, Swimming Allowed, Canoe/Kayak, Fishing Allowed, Sail, Seaplane Permitted, Waterski/Wakeboard
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 207
      Lot
      • Size: 1.24 Acres
      • Features: Backs - Open Common Area, Cul-De-Sac
      Details
      • Additional structures: Above Grade, Below Grade
      • Has additional parcels: Yes
      • Parcel number: 46 37 55
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Asphalt, Concrete
      • Foundation: Concrete Perimeter, Passive Radon Mitigation
      • Roof: Architectural Shingle,Asphalt
      Condition
      • Excellent
      • New construction: No
      • Year built: 2025
      Details
      • Builder model: The Retreat
      • Builder name: Larson Homes

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Propane, Underground Utilities, Satellite Internet Service, Fiber Optic, Cable, DSL

      Community & HOA

      Community
      • Subdivision: Mill Run
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Pier/Dock, Water/Lake Privileges
      • Services included: Common Area Maintenance, Management, Pier/Dock Maintenance, Snow Removal
      • HOA fee: $475 annually
      • HOA name: MILL RUN
      Location
      • Region: Bumpass

      Financial & listing details

      • Price per square foot: $429/sqft
      • Tax assessed value: $1,800,000
      • Annual tax amount: $4,723
      • Date on market: 6/18/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Appliances, Furniture, Furnishings And Decor
      • Ownership: Fee Simple
      • Road surface type: Paved

        Estimated market value

        $1,939,300

        $1.84M - $2.04M

        $4,362/mo

        Price history

        DateEventPrice
        6/18/2026Listed for sale$1,999,000+15.2%$429/sqft
        Source: Bright MLS #VALA2010084 Report a problem
        1/9/2026Sold$1,735,000-6.2%$372/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        12/20/2025Pending sale$1,850,000$397/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        12/20/2025Listing removed$9,000$2/sqft
        Source: Bright MLS #VALA2008716 Report a problem
        12/10/2025Contingent$1,850,000$397/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        12/2/2025Price change$1,850,000+4.2%$397/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        10/24/2025Price change$1,774,900-1.4%$381/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        10/15/2025Listed for rent$9,000$2/sqft
        Source: Bright MLS #VALA2008716 Report a problem
        10/14/2025Price change$1,799,900-1.1%$386/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        9/18/2025Price change$1,819,922-2.1%$390/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        8/29/2025Price change$1,859,900-0.8%$399/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        8/6/2025Price change$1,874,900-1.3%$402/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        7/2/2025Price change$1,899,000-5%$407/sqft
        Source: Bright MLS #VALA2008170 Report a problem
        4/17/2025Listed for sale$1,998,900$429/sqft
        Source: Bright MLS #VALA2007216 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 23024

        Getting around

        0 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Louisa County
        • High: Louisa County
        • District: Louisa County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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