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For sale
  • Price cut: $50K (9/30)
    $2,345,000

    270 Rock Island Rdg, Mineral, VA 23117

    5beds
    6,487sqft
    : 
    $14,602/mo
    Get pre-qualified
    Single Family Residence
    Built in 2024
    1.29 Acres Lot
    $2,307,700 Zestimate®
    $361/sqft
    $83/mo HOA

    What's special

    Substantial living spaceWet barSealed asphalt drivewayExpansive light-filled living spacesUpgraded countertopsElevated waterfront viewsPrivate beach
    Short term rentals ALLOWED with projected annual rental revenue of approximately $175,000–$225,000! Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing on the private side of Lake Anna. Built in 2024, this spectacular 5-bedroom, 5.5-bath home offers nearly 6,500 finished square feet on 1.29 acres, with impressive living and entertaining spaces, a private beach, dock, boathouse, and beautiful water views. Step inside and the lake immediately becomes part of the home. Expansive, light-filled living spaces and large windows draw your attention straight to the water. The gourmet kitchen features upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. A wet bar adds another entertaining space, while the open connection between the kitchen, dining, and living areas keeps the waterfront front and center. The screened-in deck with upgraded composite decking extends the living space outdoors and can be accessed from both the dining area and primary suite. The main level also includes an office, mudroom, laundry room, attached 2-car garage, and primary suite for convenient main-level living. Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests along with elevated waterfront views. The fully finished walkout lower level offers approximately 2,600 finished square feet with expansive family, game, and gathering areas, an additional bedroom and full bath, and plenty of room to customize additional spaces. Walk directly outside to the lawn and continue toward the shoreline. At the water, enjoy your own private beach, composite dock, and boathouse equipped with an electric boat lift, electricity, water, storage, and refrigerator. Launch the boat for an afternoon on Lake Anna's private side, swim from your shoreline, relax on the beach, or spend the evening taking in the views from your own dock. Additional upgrades include a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. Designer furnishings were selected specifically for the home's elevated lake-house style. Furnishings and dock furniture are available at an agreed-upon price, creating the opportunity for a move-in-ready lake home designed to be enjoyed from day one. High-speed internet is available. With short-term rentals permitted, this property offers flexibility for full-time living, a second home, vacation retreat, or investment use. Rental projections and supporting information are available in the MLS Documents section. 270 Rock Island Ridge brings together newer construction, substantial living space, private waterfront, boating amenities, and the Lake Anna lifestyle in one remarkable property.
    47 days
    533
    29

    Zillow last checked:

    Listing updated:

    Listed by:

    Melanie Lucero 540-870-0714,

    Real Broker, LLC 8504500442,

    Listing Team: The M Group

    Source: Bright MLS,MLS#: VALA2010450MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Game Room, Family Room, Foyer, Great Room, Laundry, Office, Utility Room
      Family room
      • Level: Lower
      Foyer
      • Level: Main
      Game room
      • Level: Lower
      Great room
      • Level: Lower
      Laundry
      • Level: Main
      Mud room
      • Level: Main
      Office
      • Level: Main
      Utility room
      • Level: Lower
      Heating
      • Forced Air, Other, Electric, Natural Gas
      Cooling
      • Central Air, Electric, Other
      Appliances
      • Included: Electric Water Heater
      • Laundry: Main Level, Laundry Room, Mud Room
      Features
      • Bar, Bathroom - Walk-In Shower, Butlers Pantry, Dining Area, Open Floorplan, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Other
      • Basement: Full,Finished,Interior Entry,Improved,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 6,695
      • Total interior livable area: 6,487 sqft
      • Finished area above ground: 3,887
      • Finished area below ground: 2,600
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Inside Entrance, Asphalt, Driveway, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Exterior features: Private Beach
      • Pool features: None
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 115
      Lot
      • Size: 1.29 Acres
      • Features: Premium
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 46 43 38
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Craftsman,Other
      • Property subtype: Single Family Residence
      Materials
      • Advanced Framing, HardiPlank Type
      • Foundation: Slab
      • Roof: Architectural Shingle,Metal
      Condition
      • Excellent
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Propane

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Rock Island Landing
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Ramp, Pier/Dock, Water/Lake Privileges, Other
      • Services included: Common Area Maintenance, Pier/Dock Maintenance, Other
      • HOA fee: $1,000 annually
      • HOA name: ROCK ISLAND LANDING OWNERS ASSOCIATION,INC
      Location
      • Region: Mineral

      Financial & listing details

      • Price per square foot: $361/sqft
      • Tax assessed value: $2,198,000
      • Annual tax amount: $14,384
      • Date on market: 8/15/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $2,307,700

        $2.19M - $2.42M

        $5,778/mo

        Price history

        DateEventPrice
        9/30/2026Price change$2,345,000-2.1%$361/sqft
        Source: Bright MLS #VALA2010450 Report a problem
        8/31/2026Listed for sale$2,395,000-4%$369/sqft
        Source: Bright MLS #VALA2010450 Report a problem
        8/18/2026Contingent$2,495,000$385/sqft
        Source: Bright MLS #VALA2010450 Report a problem
        8/15/2026Listed for sale$2,495,000$385/sqft
        Source: Bright MLS #VALA2010450 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 23117

        Getting around

        0 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Louisa County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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