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For sale
    • Price cut: $50K (7/22)
    $1,899,000

    6406 Carter Ln, Mineral, VA 23117

    7beds
    6,189sqft
    : 
    $11,171/mo
    Get pre-qualified
    Single Family Residence
    Built in 1994
    3.53 Acres Lot
    $1,825,700 Zestimate®
    $307/sqft
    $45/mo HOA

    What's special

    A stunning custom-built Vermont Timber Frame set on 3.53 private acres with 280 feet of deep water frontage on the public side of Lake Anna is turn-key and comes fully furnished. This extraordinary waterfront retreat in the gated Kelly's Landing community offers the ultimate lake lifestyle with unforgettable sunsets, and every amenity already in place. A concrete walkway leads to your private covered boathouse featuring a sun deck, storage room, double jet ski pad, and a waterfront gazebo, creating the perfect place to spend endless summer days on the lake. An additional observation deck provides the ideal setting for watching spectacular sunsets, entertaining friends, or simply unwinding after a day on the water. Thoughtfully renovated in 2019, this stunning home offers over 6,100 finished square feet across three levels, showcasing soaring 21-foot vaulted wood-beam ceilings, walls of windows, and an open, light-filled floor plan designed to maximize the incredible lake views. The chef's kitchen is truly the heart of the home, anchored by an oversized 8' x 6' Carrara marble island, stainless steel appliances, and a spacious walk-in pantry with integrated laundry. The lakeside primary suite features vaulted ceilings, private deck access, dual walk-in closets, a jetted tub, and double vanity. A spiral staircase leads to a loft overlooking the great room, along with an additional bedroom and private bath. The walkout lower level was designed with entertaining in mind, offering a spacious family room, recreation area, four additional bedrooms, and two full bathrooms, providing plenty of room for family, friends, and guests. This property has been thoughtfully enhanced to create an even better experience for owners and guests alike. Recent improvements include fresh interior paint throughout, a newly finished garage transformed into an incredible game room complete with a large TV, arcade game, ping pong table, and pool table, a new Tesla EV charger, a recently power-washed exterior, a brand-new outdoor playset, and a dedicated fitness area in the garden shed. New deck and dock furniture create inviting spaces to relax and entertain, and a brand-new sauna will be installed prior to closing, providing the perfect place to unwind after an unforgettable day on the water. Sold fully furnished and completely turn-key, this home is ready for immediate enjoyment. From the furniture and décor to the entertainment spaces and outdoor amenities, everything has been thoughtfully curated so you can simply arrive and start enjoying lake life. Already an established and highly successful short-term rental, the property generated approximately $160,000 in rental income in 2025, making it an outstanding investment opportunity while also serving as an incredible personal waterfront retreat. Whether you're boating, swimming, paddle boarding, kayaking, fishing from your dock, relaxing in the gazebo, gathering around the lakeside fireplace, enjoying dinner on the deck, or ending the evening watching the sunset, every day feels like a vacation here. This is more than just a home; it's a place where family and friends gather, lifelong memories are made, and the very best of Lake Anna waterfront living comes to life. Conveniently located less than two hours from Washington, D.C., this home is the perfect weekend escape or full-time residence. Enjoy easy access to Lake Anna favorites including Tim's at Lake Anna, The Cove Restaurant, Moo-Thru Ice Cream & Mini Golf, local marinas, wineries, breweries, and everything that makes Lake Anna one of Virginia's premier waterfront destinations.
    133 days
    719
    32

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Hoffman 540-834-6417,

    Lake Anna Island Realty, Inc. 540-894-4400,

    Listing Team: The Ashley Hoffman Group

    Source: Bright MLS,MLS#: VASP2041184MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 5
      • Full bathrooms: 5
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Loft, Recreation Room, Bedroom 6, Bonus Room, Primary Bathroom, Full Bath
      Primary bedroom
      • Features: Flooring - Luxury Vinyl Plank, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Walk-In Closet(s)
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Upper
      Bedroom 4
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      Bedroom 5
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      Bedroom 6
      • Level: Lower
      Primary bathroom
      • Features: Double Sink, Bathroom - Jetted Tub, Bathroom - Walk-In Shower
      • Level: Main
      Bonus room
      • Level: Lower
      Breakfast room
      • Level: Main
      Dining room
      • Features: Flooring - Wood
      • Level: Main
      Family room
      • Features: Flooring - Wood, Fireplace - Gas, Cathedral/Vaulted Ceiling, Ceiling Fan(s)
      • Level: Main
      Family room
      • Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Lower
      Foyer
      • Features: Flooring - Wood, Cathedral/Vaulted Ceiling
      • Level: Main
      Other
      • Features: Flooring - Ceramic Tile, Bathroom - Walk-In Shower
      • Level: Upper
      Other
      • Features: Flooring - Luxury Vinyl Plank, Bathroom - Walk-In Shower
      • Level: Lower
      Other
      • Features: Flooring - Luxury Vinyl Plank, Bathroom - Walk-In Shower
      • Level: Lower
      Other
      • Level: Main
      Kitchen
      • Features: Kitchen Island, Granite Counters, Eat-in Kitchen
      • Level: Main
      Laundry
      • Features: Flooring - Ceramic Tile
      • Level: Main
      Loft
      • Features: Cathedral/Vaulted Ceiling, Flooring - Wood
      • Level: Upper
      Recreation room
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      Heating
      • Forced Air, Heat Pump, Electric, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Zoned, Electric
      Appliances
      • Included: Cooktop, Stainless Steel Appliance(s), Refrigerator, Oven, Microwave, Extra Refrigerator/Freezer, Freezer, Dryer, Dishwasher, Trash Compactor, Water Heater, Tankless Water Heater
      • Laundry: Main Level, Hookup, Has Laundry, Dryer In Unit, Washer In Unit, Laundry Room
      Features
      • Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Kitchen/Dining, Curved Staircase, Dining Area, Exposed Beams, Entry Level Bedroom, Family Room Off Kitchen, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Wainscotting, Upgraded Countertops, Vaulted Ceiling(s), 9'+ Ceilings, 2 Story Ceilings, Beamed Ceilings, Dry Wall, Wood Ceilings
      • Flooring: Wood, Luxury Vinyl, Tile/Brick
      • Doors: Insulated
      • Windows: Insulated Windows, Skylight(s)
      • Basement: Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Side Entrance,Walk-Out Access,Windows
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 6,189
      • Total interior livable area: 6,189 sqft
      • Finished area above ground: 3,980
      • Finished area below ground: 2,209
      Video & virtual tour

      Property

      Parking
      • Total spaces: 12
      • Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Storage, Concrete, Gravel, Attached, Driveway, Off Street
      • Attached garage spaces: 2
      • Uncovered spaces: 10
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two and One Half
      • Stories: 2.5
      • Patio & porch: Deck, Patio
      • Exterior features: Barbecue, Boat Storage, Extensive Hardscape, Lighting, Stone Retaining Walls, Sidewalks, Play Area
      • Pool features: None
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Water, Trees/Woods, Scenic Vista, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Private Dock Site, Rip-Rap, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard, Public Access
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 280
      Lot
      • Size: 3.53 Acres
      • Features: Cul-De-Sac, Fishing Available, Front Yard, Landscaped, Wooded, Premium, Private, Rear Yard, Rip-Rapped, Rural
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 54C15
      • Zoning: RR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler,Loft
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Brick/Mortar
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1994
      • Major remodel year: 2019

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: On Site Septic, Septic < # of BR, Gravity Sept Fld, Approved System
      • Water: Well
      • Utilities for property: Cable Connected, Propane, Underground Utilities, Fiber Optic

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Kellys Landing
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Gated, Lake, Mooring Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
      • Services included: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Security, Snow Removal
      • HOA fee: $540 annually
      • HOA name: KELLY'S LANDING
      Location
      • Region: Mineral

      Financial & listing details

      • Price per square foot: $307/sqft
      • Tax assessed value: $1,336,600
      • Annual tax amount: $9,815
      • Date on market: 4/21/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Property Comes Fully Furnished!
      • Ownership: Fee Simple
      • Total actual rent: 160000
      • Road surface type: Tar and Chip

        Estimated market value

        $1,825,700

        $1.73M - $1.92M

        $4,755/mo

        Price history

        DateEventPrice
        7/22/2026Price change$1,899,000-2.6%$307/sqft
        Source: Bright MLS #VASP2041184 Report a problem
        5/13/2026Price change$1,949,000-2%$315/sqft
        Source: Bright MLS #VASP2041184 Report a problem
        4/22/2026Price change$1,989,000+0.7%$321/sqft
        Source: Bright MLS #VASP2041184 Report a problem
        4/25/2025Price change$1,975,000-5.9%$319/sqft
        Source: CAAR #663730 Report a problem
        8/10/2024Listed for sale$2,099,000+11.9%$339/sqft
        Source: CAAR #655787 Report a problem
        4/29/2022Sold$1,875,000+4.2%$303/sqft
        Source: Bright MLS #VASP232052 Report a problem
        3/30/2022Pending sale$1,800,000$291/sqft
        Source: Bright MLS #VASP232052 Report a problem
        2/25/2022Contingent$1,800,000$291/sqft
        Source: Bright MLS #VASP232052 Report a problem
        6/2/2021Listed for sale$1,800,000+12.5%$291/sqft
        Source: Bright MLS #VASP232052 Report a problem
        2/17/2021Listing removed--
        Source: Local MLS Report a problem
        12/29/2020Price change$1,600,000-5.9%$259/sqft
        Source: Bright MLS #VASP227090 Report a problem
        11/13/2020Listed for sale$1,700,000+100.2%$275/sqft
        Source: Owner Report a problem
        3/5/2019Sold$849,000$137/sqft
        Source: Agent Provided Report a problem
        2/23/2019Pending sale$849,000$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        2/23/2019Listed for sale$849,000$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        2/12/2019Pending sale$849,000$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        2/8/2019Price change$849,000-3%$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        1/8/2019Price change$875,000-1.4%$141/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        12/23/2018Listed for sale$887,000$143/sqft
        Source: Dockside Realty #1006162324 Report a problem
        9/23/2018Pending sale$887,000$143/sqft
        Source: Dockside Realty #1006162324 Report a problem
        9/22/2018Listed for sale$887,000+20.7%$143/sqft
        Source: Dockside Realty #1006162324 Report a problem
        10/4/2016Sold$735,000-5.8%$119/sqft
        Source: Public Record Report a problem
        5/26/2016Price change$779,900-2.5%$126/sqft
        Source: RE/MAX FINEST #SP9721148 Report a problem
        4/11/2016Price change$799,900-3.6%$129/sqft
        Source: RE/MAX FINEST #SP9721148 Report a problem
        3/24/2016Listed for sale$829,900+39%$134/sqft
        Source: RE/MAX FINEST #SP9583873 Report a problem
        5/29/2015Sold$597,000$96/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,815 $1,336,600
        2024$9,815 +39.8%$1,336,600 +46.9%
        2023$7,021 +5.4%$909,800 +0.7%
        2022$6,664 +2%$903,300 +11.9%
        2021$6,533 $807,200
        2020$6,533 -1.6%$807,200 +3%
        2019$6,641 +1.7%$783,700
        2018$6,528 -0.2%$783,700 +1.8%
        2017$6,544 $769,900
        2016-- $769,900 -9%
        2015-- $845,800
        2014-- $845,800 +1.1%
        2013-- $836,400
        2012-- $836,400 -6.5%
        2011-- $894,300 +4.1%
        2010-- $858,900 -12.7%
        2009-- $984,200 +12.4%
        2007$5,427 $875,400
        2006$5,427 -0.7%$875,400 +42.5%
        2005$5,468 +3.5%$614,400
        2004$5,284 +4.7%$614,400 +22.9%
        2003$5,048 $499,800
        2002$5,048 +16.8%$499,800 +23.7%
        2001$4,322 $403,900
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 23117

        Getting around

        0 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Livingston
        • Middle: Post Oak
        • High: Spotsylvania
        • District: Spotsylvania County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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