Skip main navigation
For sale
    • Price cut: $40K (5/13)
    $1,949,000

    6406 Carter Ln, Mineral, VA 23117

    7beds
    6,189sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1994
    3.53 Acres Lot
    $1,856,800 Zestimate®
    $315/sqft
    $45/mo HOA

    What's special

    Set on 3.53 acres with 280 feet of deep water frontage on the public side of Lake Anna, this exceptional waterfront retreat in the gated Kelly’s Landing community delivers the ultimate lake lifestyle with unforgettable views. A concrete walkway leads to your private covered boathouse, complete with a sun deck, storage, double jet ski pad, and a waterfront gazebo—perfectly designed for long summer days on the water. An additional observation deck offers a front-row seat to breathtaking sunsets, creating an ideal setting for gathering, relaxing, and making lasting memories. This custom-built Vermont Timber Frame home, fully furnished and thoughtfully renovated in 2019, spans over 6,100 finished square feet across three levels with an open, light-filled design. Soaring 21-foot vaulted wood and beam ceilings anchor the main living space, while the chef’s kitchen impresses with an oversized 8x6 Carrara marble island, stainless steel appliances, and a walk-in pantry with integrated laundry. The lakeside primary suite offers direct deck access, vaulted ceilings, dual walk-in closets, and jetted tub and double vanity. A spiral staircase leads to a loft overlooking the main level, along with an additional bedroom and private bath. The walkout lower level is built for entertaining, featuring a spacious family room, separate recreation area with pool table, four additional bedrooms and two baths. Outdoor living is equally inviting, with a lakeside deck, dining gazebo, grilling area, and a patio with fireplace, plus a covered swing for quiet moments. Currently operating as a successful short-term rental with $160,000 in income in 2025, this turn-key property presents a rare opportunity for both personal enjoyment and investment. Whether hosting large gatherings or enjoying peaceful lake days, this home offers a lifestyle that brings people together in the best way. Located less than 2 hours from Washington, D.C., this home is perfect for even a quick weekend trip to get away and relax. Enjoy close proximity to local dining and favorites like Tim’s at Lake Anna, Moo-Thru for ice cream and mini golf, The Cove restaurant, and nearby marinas.
    85 days
    |
    573
    |
    38
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Hoffman 540-834-6417,

    Lake Anna Island Realty, Inc. 540-894-4400,

    Listing Team: The Ashley Hoffman Group

    Source: Bright MLS,MLS#: VASP2041184MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 5
      • Full bathrooms: 5
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Loft, Recreation Room, Bedroom 6, Bonus Room, Primary Bathroom, Full Bath
      Primary bedroom
      • Features: Flooring - Luxury Vinyl Plank, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Walk-In Closet(s)
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Upper
      Bedroom 4
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      Bedroom 5
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      Bedroom 6
      • Level: Lower
      Primary bathroom
      • Features: Double Sink, Bathroom - Jetted Tub, Bathroom - Walk-In Shower
      • Level: Main
      Bonus room
      • Level: Lower
      Breakfast room
      • Level: Main
      Dining room
      • Features: Flooring - Wood
      • Level: Main
      Family room
      • Features: Flooring - Wood, Fireplace - Gas, Cathedral/Vaulted Ceiling, Ceiling Fan(s)
      • Level: Main
      Family room
      • Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Lower
      Foyer
      • Features: Flooring - Wood, Cathedral/Vaulted Ceiling
      • Level: Main
      Other
      • Features: Flooring - Ceramic Tile, Bathroom - Walk-In Shower
      • Level: Upper
      Other
      • Features: Flooring - Luxury Vinyl Plank, Bathroom - Walk-In Shower
      • Level: Lower
      Other
      • Features: Flooring - Luxury Vinyl Plank, Bathroom - Walk-In Shower
      • Level: Lower
      Other
      • Level: Main
      Kitchen
      • Features: Kitchen Island, Granite Counters, Eat-in Kitchen
      • Level: Main
      Laundry
      • Features: Flooring - Ceramic Tile
      • Level: Main
      Loft
      • Features: Cathedral/Vaulted Ceiling, Flooring - Wood
      • Level: Upper
      Recreation room
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Lower
      Heating
      • Forced Air, Heat Pump, Electric, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Zoned, Electric
      Appliances
      • Included: Cooktop, Stainless Steel Appliance(s), Refrigerator, Oven, Microwave, Extra Refrigerator/Freezer, Freezer, Dryer, Dishwasher, Trash Compactor, Water Heater, Tankless Water Heater
      • Laundry: Main Level, Hookup, Has Laundry, Dryer In Unit, Washer In Unit, Laundry Room
      Features
      • Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Kitchen/Dining, Curved Staircase, Dining Area, Exposed Beams, Entry Level Bedroom, Family Room Off Kitchen, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Wainscotting, Upgraded Countertops, Vaulted Ceiling(s), 9'+ Ceilings, 2 Story Ceilings, Beamed Ceilings, Dry Wall, Wood Ceilings
      • Flooring: Wood, Luxury Vinyl, Tile/Brick
      • Doors: Insulated
      • Windows: Insulated Windows, Skylight(s)
      • Basement: Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Side Entrance,Walk-Out Access,Windows
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 6,189
      • Total interior livable area: 6,189 sqft
      • Finished area above ground: 3,980
      • Finished area below ground: 2,209
      Video & virtual tour

      Property

      Parking
      • Total spaces: 12
      • Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Storage, Concrete, Gravel, Attached, Driveway, Off Street
      • Attached garage spaces: 2
      • Uncovered spaces: 10
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Exterior features: Barbecue, Boat Storage, Extensive Hardscape, Lighting, Stone Retaining Walls, Sidewalks
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Water, Trees/Woods, Scenic Vista, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Private Dock Site, Rip-Rap, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard, Public Access
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 280
      Lot
      • Size: 3.53 Acres
      • Features: Cul-De-Sac, Fishing Available, Front Yard, Landscaped, Wooded, Premium, Private, Rear Yard, Rip-Rapped, Rural
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 54C15
      • Zoning: RR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler,Loft
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Brick/Mortar
      • Roof: Shingle
      Condition
      • Very Good
      • New construction: No
      • Year built: 1994
      • Major remodel year: 2019

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: On Site Septic, Septic < # of BR, Gravity Sept Fld, Approved System
      • Water: Well
      • Utilities for property: Cable Connected, Propane, Underground Utilities, Fiber Optic

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Kellys Landing
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Gated, Lake, Mooring Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
      • Services included: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Security, Snow Removal
      • HOA fee: $540 annually
      • HOA name: KELLY'S LANDING
      Location
      • Region: Mineral

      Financial & listing details

      • Price per square foot: $315/sqft
      • Tax assessed value: $1,336,600
      • Annual tax amount: $9,815
      • Date on market: 4/21/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Property Comes Fully Furnished!
      • Ownership: Fee Simple
      • Total actual rent: 160000
      • Road surface type: Tar and Chip

        Estimated market value

        $1,856,800

        $1.76M - $1.95M

        $4,339/mo

        Price history

        DateEventPrice
        5/13/2026Price change$1,949,000-2%$315/sqft
        Source: Bright MLS #VASP2041184 Report a problem
        4/22/2026Price change$1,989,000+0.7%$321/sqft
        Source: Bright MLS #VASP2041184 Report a problem
        4/25/2025Price change$1,975,000-5.9%$319/sqft
        Source: CAAR #663730 Report a problem
        8/10/2024Listed for sale$2,099,000+11.9%$339/sqft
        Source: CAAR #655787 Report a problem
        4/29/2022Sold$1,875,000+4.2%$303/sqft
        Source: Bright MLS #VASP232052 Report a problem
        3/30/2022Pending sale$1,800,000$291/sqft
        Source: Bright MLS #VASP232052 Report a problem
        2/25/2022Contingent$1,800,000$291/sqft
        Source: Bright MLS #VASP232052 Report a problem
        6/2/2021Listed for sale$1,800,000+12.5%$291/sqft
        Source: Bright MLS #VASP232052 Report a problem
        2/17/2021Listing removed--
        Source: Local MLS Report a problem
        12/29/2020Price change$1,600,000-5.9%$259/sqft
        Source: Bright MLS #VASP227090 Report a problem
        11/13/2020Listed for sale$1,700,000+100.2%$275/sqft
        Source: Owner Report a problem
        3/5/2019Sold$849,000$137/sqft
        Source: Agent Provided Report a problem
        2/23/2019Pending sale$849,000$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        2/23/2019Listed for sale$849,000$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        2/12/2019Pending sale$849,000$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        2/8/2019Price change$849,000-3%$137/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        1/8/2019Price change$875,000-1.4%$141/sqft
        Source: Century 21 Redwood Realty #VASP165252 Report a problem
        12/23/2018Listed for sale$887,000$143/sqft
        Source: Dockside Realty #1006162324 Report a problem
        9/23/2018Pending sale$887,000$143/sqft
        Source: Dockside Realty #1006162324 Report a problem
        9/22/2018Listed for sale$887,000+20.7%$143/sqft
        Source: Dockside Realty #1006162324 Report a problem
        10/4/2016Sold$735,000-5.8%$119/sqft
        Source: Public Record Report a problem
        5/26/2016Price change$779,900-2.5%$126/sqft
        Source: RE/MAX FINEST #SP9721148 Report a problem
        4/11/2016Price change$799,900-3.6%$129/sqft
        Source: RE/MAX FINEST #SP9721148 Report a problem
        3/24/2016Price change$829,900-2.4%$134/sqft
        Source: RE/MAX FINEST #SP9583873 Report a problem
        3/2/2016Listed for sale$849,900+42.4%$137/sqft
        Source: RE/MAX FINEST #SP9583873 Report a problem
        5/29/2015Sold$597,000$96/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,815 $1,336,600
        2024$9,815 +39.8%$1,336,600 +46.9%
        2023$7,021 +5.4%$909,800 +0.7%
        2022$6,664 +2%$903,300 +11.9%
        2021$6,533 $807,200
        2020$6,533 -1.6%$807,200 +3%
        2019$6,641 +1.7%$783,700
        2018$6,528 -0.2%$783,700 +1.8%
        2017$6,544 $769,900
        2016-- $769,900 -9%
        2015-- $845,800
        2014-- $845,800 +1.1%
        2013-- $836,400
        2012-- $836,400 -6.5%
        2011-- $894,300 +4.1%
        2010-- $858,900 -12.7%
        2009-- $984,200 +12.4%
        2007$5,427 $875,400
        2006$5,427 -0.7%$875,400 +42.5%
        2005$5,468 +3.5%$614,400
        2004$5,284 +4.7%$614,400 +22.9%
        2003$5,048 $499,800
        2002$5,048 +16.8%$499,800 +23.7%
        2001$4,322 $403,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 23117

        Getting around

        0 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Livingston
        • Middle: Post Oak
        • High: Spotsylvania
        • District: Spotsylvania County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Mineral Topics

                Search
                Updates
                Favorites
                Plan
                Inbox