For sale

Price cut: $100K (9/24)

$1,175,000

440 San Juan Ave, Santa Rosa Beach, FL 32459

3beds

1,477sqft

$7,490/mo

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Single Family Residence

Built in 2017

6,534 Square Feet Lot

$-- Zestimate^®

$796/sqft

$-- HOA

What's special

Timeless finishesInviting atmosphereOpen-concept layoutFilled with natural lightWarm hardwood floors

Welcome to your own private coastal retreat in the heart of Gulf Shore Manor, one of 30A's most sought-after neighborhoods with no HOA and multiple deeded beach accesses just a golf cart or bike ride away. This beautifully maintained 3-bedroom, 2-bath cottage is approximately 1,300 square feet of thoughtfully designed living space filled with natural light, timeless finishes, and effortless charm. 9' ceilings, warm hardwood floors, and an open-concept layout create an inviting atmosphere that's equally suited for everyday living or entertaining. The neighboring property at 422 San Juan Avenue is also available for purchase have the unique opportunity to own both parcels, creating an extraordinary family compound or investment opportunity.

63 days
728
54

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: Second
Area: 195
Dimensions: 15 x 13

Bedroom

Level: First
Area: 48
Dimensions: 4 x 12

Bedroom

Level: First
Area: 91
Dimensions: 7 x 13

Primary bathroom

Level: Second
Area: 105
Dimensions: 7 x 15

Full bathroom

Level: First
Area: 28
Dimensions: 4 x 7

Kitchen

Level: First
Area: 196
Dimensions: 14 x 14

Living room

Level: First
Area: 52
Dimensions: 4 x 13

Heating

Central, Natural Gas

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Dishwasher, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Washer

Features

Flooring: Hardwood

Interior area

Total structure area: 1,477
Total interior livable area: 1,477 sqft

Property

Features

Levels: Two
Stories: 2
Patio & porch: Porch Screened

Lot

Size: 6,534 Square Feet
Dimensions: 50 x 135

Details

Parcel number: 143S19250400030160
Zoning: County

Construction

Type & style

Home type: SingleFamily
Architectural style: Florida Cottage
Property subtype: Single Family Residence

Materials

Concrete, Frame

Condition

Construction Complete
Year built: 2017

Utilities & green energy

Water: Public

Community & HOA

Community

Security: Fire Alarm, Smoke Detector(s)
Subdivision: Gulf Shore Manor

Location

Region: Santa Rosa Beach

Financial & listing details

Price per square foot: $796/sqft
Tax assessed value: $804,554
Annual tax amount: $2,059
Date on market: 8/7/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
9/24/2026	Price change	$1,175,000-7.8%$796/sqft
Source: Navarre Area BOR #1009423 Report a problem
8/7/2026	Price change	$1,275,000-7.3%$863/sqft
Source: Navarre Area BOR #1009423 Report a problem
7/22/2026	Listed for sale	$1,375,000+2711.9%$931/sqft
Source: Owner Report a problem
7/6/2009	Sold	$48,900-70.5%$33/sqft
Source: Public Record Report a problem
5/4/2004	Sold	$166,000$112/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,059 +2.1%	$266,443 +2.9%
2024	$2,016 +4.1%	$258,934 +3%
2023	$1,936 +1.5%	$251,392 +3%
2022	$1,908 -1.1%	$244,070 +3%
2021	$1,929 -1.6%	$236,961 +1.4%
2020	$1,961 +3.3%	$233,689 +2.3%
2019	$1,898	$228,435 +1.9%
2018	$1,898 +1.8%	$224,176 +215.5%
2017	$1,863 +204.8%	$71,056 +51%
2016	$611 +29.8%	$47,056 +6.9%
2015	$471 +5.2%	$44,039 +9.8%
2014	$448	$40,122 +75.6%
2013	--	$22,850 -32%
2012	--	$33,623 -12.6%
2011	--	$38,470 -10%
2010	--	$42,745 -51.2%
2009	--	$87,550 -16.6%
2008	--	$105,000 -41.7%
2007	--	$180,000 +38.5%
2005	--	$130,000 +100%
2004	--	$65,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 32459

Getting around

13 / 100

Car-Dependent

40 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

10/10
Dune Lakes Elementary School
Grades: K-5Distance: 3.2 mi
8/10
Emerald Coast Middle School
Grades: 6-8Distance: 2.6 mi
8/10
South Walton High School
Grades: 9-12Distance: 5.4 mi

Schools provided by the listing agent

Elementary: Dune Lakes
Middle: Emerald Coast
High: South Walton

Source: Navarre Area BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.