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For sale by owner
  • $489,900

    4430 Fm 3021, Brownwood, TX 76801

    3beds
    1,704sqft
    : 
    $3,409/mo
    Get pre-qualified
    SingleFamily
    Built in 1972
    0.87 Acres Lot
    $-- Zestimate®
    $288/sqft
    $-- HOA

    Overview

    Beautiful Lake Brownwood Retreat!
    What the owner loves about this home
    Lakefront Retreat – 3BR/2BA on .87 Acres Wake up to lake views from every room in this beautifully maintained 1,704 SF home, set on a private, tree-shaded .87-acre lot with 8-10 feet of water off the end of the dock when the lake is full. Inside, an open-concept living area is anchored by a dramatic Austin stone, floor-to-ceiling fireplace beneath vaulted ceilings. Smart home features — including a programmable thermostat and electric keypad entry — add everyday convenience, while Pella windows fill the space with natural light and lake views. The gourmet kitchen comes complete with stainless steel appliances, all of which convey with the property. Large bedrooms and fully renovated bathrooms complete the interior. Outdoor living is the true highlight here: a spacious deck wraps toward the water, shaded by mature trees all day long, perfect for entertaining or simply relaxing lakeside. Cast a line right from the deck's retaining wall, or head down to the dock for swimming and boating. Additional features include a storage shed, 2-car carport, security cameras, and a new aerobic septic system (installed 2021) for peace of mind. Whether you're looking for the perfect lake weekend getaway or a year-round waterfront home, this property delivers comfort, character, and an unbeatable setting.
    16 days
    |
    880
    |
    51
    |
    Listed by:

    Property Owner (432) 528-2590

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air, Other, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Decorative Lighting, Flat Screen Wiring
      • Flooring: Tile, Carpet, Hardwood
      • Has fireplace: Yes
      Interior area
      • Structure area source: Tax
      • Total interior livable area: 1,704 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      Features
      • Exterior features: Other, Wood
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.87 Acres
      • Features: Interior Lot, Heavily Treed
      Details
      • Parcel number: R0947001500
      • Other equipment: Water Line to Refrigerator, Dryer, Cooktop - Electric, Disposal, Oven-Electric

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Foundation: Crawl/Raised
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Utilities for property: City Water, Asphalt, Septic

      Community & HOA

      Location
      • Region: Brownwood

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $389,790
      • Annual tax amount: $3,303
      • Date on market: 7/9/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,903/mo

        Price history

        DateEventPrice
        7/9/2026Listed for sale$489,900+81.4%$288/sqft
        Source: Owner Report a problem
        5/24/2019Listing removed$270,000$158/sqft
        Source: Keller Williams Realty #14030495 Report a problem
        5/17/2019Pending sale$270,000$158/sqft
        Source: Keller Williams Realty #14030495 Report a problem
        4/3/2019Price change$270,000-1.8%$158/sqft
        Source: Keller Williams Realty #14030495 Report a problem
        2/26/2019Listed for sale$275,000+2.2%$161/sqft
        Source: Keller Williams Realty #14030495 Report a problem
        12/22/2018Listing removed$269,000$158/sqft
        Source: MCCLUSKEY & ASSOCIATES #13867621 Report a problem
        10/29/2018Price change$269,000-6.9%$158/sqft
        Source: MCCLUSKEY & ASSOCIATES #13867621 Report a problem
        6/16/2018Listed for sale$289,000$170/sqft
        Source: MCCLUSKEY & ASSOCIATES #13867621 Report a problem
        2/1/2018Listing removed$289,000$170/sqft
        Source: Elevate Realty Group #13515170 Report a problem
        9/19/2016Price change$289,000-9.4%$170/sqft
        Source: Elevate Realty Group #13311389 Report a problem
        2/2/2016Listed for sale$319,000$187/sqft
        Source: Elevate Realty Group #13311389 Report a problem
        10/5/2015Listing removed$319,000$187/sqft
        Source: Elevate Realty Group #13125394 Report a problem
        4/23/2015Listed for sale$319,000$187/sqft
        Source: Elevate Realty Group #13125394 Report a problem
        5/29/2014Listing removed$319,000$187/sqft
        Source: Elevate Realty Group #12023845 Report a problem
        9/13/2013Listed for sale$319,000-8.8%$187/sqft
        Source: Elevate Realty Group #12023845 Report a problem
        2/7/2013Listing removed$349,900$205/sqft
        Source: TOOTIE KELLY REAL ESTATE #39289 Report a problem
        2/6/2013Listed for sale$349,900$205/sqft
        Source: TOOTIE KELLY REAL ESTATE #39289 Report a problem
        9/29/2012Listing removed$349,900$205/sqft
        Source: TOOTIE KELLY REAL ESTATE #39289 Report a problem
        8/23/2012Listed for sale$349,900$205/sqft
        Source: TOOTIE KELLY REAL ESTATE #39289 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,303 +5.2%$346,980 +10%
        2024$3,140 $315,436 +10%
        2023-- $286,760 +1.6%
        2022$3,687 $282,128 +10%
        2021-- $256,480 +2.3%
        2020-- $250,830 +35.7%
        2018-- $184,830 -0.2%
        2017-- $185,150 +4.6%
        2016-- $177,060
        2015-- $177,060
        2014-- $177,060 +6.1%
        2012-- $166,900 -0.4%
        2011-- $167,540 -7.1%
        2010-- $180,380 +18.2%
        2009-- $152,610
        2008-- $152,610 +35.5%
        2007-- $112,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Lake Brownwood

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: J B Stephens
        • Middle: Bangs
        • High: Bangs
        • District: Bangs ISD

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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