Mudroom entriesYard space with grassKitchen upgradesCharming updated house
Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
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Zillow last checked:
Listing updated:
Listed by:
Nanci Garnand970-227-1327,
Real
Source: IRES as distributed by MLS GRID,MLS#: 1060558
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 7
Bathrooms: 6
Heating
Forced Air
Cooling
Central Air
Appliances
Laundry: Washer/Dryer Hookup
Features
Basement: Unfinished
Interior area
Total structure area: 4,210
Total interior livable area: 4,210 sqft
Property
Parking
Total spaces: 2
Details: Less Than 1
Features
Levels: One
Stories: 1
Patio & porch: Patio
Exterior features: Sprinkler System
Fencing: Partial
Lot
Size: 10,500 Square Feet
Features: Corner Lot, Paved, Curbs, Sidewalks, Alley, Fire Hydrant within 500 Feet
Details
Parcel number: R0446238
Zoning: DT
Special conditions: Licensed Owner
Construction
Type & style
Home type: MultiFamily
Architectural style: Contemporary
Property subtype: Multi Family
Materials
Block, Stucco
Roof: Composition
Condition
New construction: No
Year built: 1905
Utilities & green energy
Electric: City of Lvld
Gas: Xcel
Sewer: Public Sewer
Water: City
Utilities for property: Natural Gas Available, Electricity Available
Community & HOA
Community
Subdivision: Lov
HOA
Has HOA: No
Location
Region: Loveland
Financial & listing details
Price per square foot: $297/sqft
Tax assessed value: $747,900
Annual tax amount: $4,116
Date on market: 6/1/2026
Listing terms: Cash,Conventional,1031 Exchange
Exclusions: Tenants personal property
Tenant pays: Deposit, Gas, Electricity, Water
Electric utility on property: Yes
Road surface type: Asphalt
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Date
Event
Price
6/1/2026
Listed for sale
$1,250,000-10.7%$297/sqft
Source: IRES as distributed by MLS GRID #1060558Report a problem
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.