Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
For sale
$1,250,000
446 E 4th St, Loveland, CO 80537
7beds
6baths
4,210sqft
Single Family Residence
Built in 1905
10,500 Square Feet Lot
$-- Zestimate®
$297/sqft
$-- HOA
What's special
Mudroom entriesYard space with grassKitchen upgradesCharming updated house
- 143 days
- 151
- 1
Zillow last checked:
Listing updated:
Listed by:
Nanci Garnand 970-227-1327,
Real
Source: IRES as distributed by MLS GRID,MLS#: 1060558
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 6
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Laundry: Washer/Dryer Hookup
Features
- Basement: Unfinished
Interior area
- Total structure area: 4,210
- Total interior livable area: 4,210 sqft
Property
Parking
- Total spaces: 2
- Details: Less Than 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Partial
Lot
- Size: 10,500 Square Feet
- Features: Corner Lot, Paved, Curbs, Sidewalks, Alley, Fire Hydrant within 500 Feet
Details
- Parcel number: R0446238
- Zoning: DT
- Special conditions: Licensed Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Block, Stucco
- Roof: Composition
Condition
- New construction: No
- Year built: 1905
Utilities & green energy
- Electric: City of Lvld
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available
Community & HOA
Community
- Subdivision: Lov
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $297/sqft
- Tax assessed value: $747,900
- Annual tax amount: $4,116
- Date on market: 6/1/2026
- Listing terms: Cash,Conventional,1031 Exchange
- Exclusions: Tenants personal property
- Tenant pays: Deposit, Gas, Electricity, Water
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Listed for sale | $1,250,000-10.7%$297/sqft |
Source: | ||
| 8/15/2024 | Listing removed | -- |
Source: | ||
| 11/3/2023 | Listed for sale | $1,400,000-6.7%$333/sqft |
Source: | ||
| 4/18/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 4/15/2023 | Listed for sale | $1,500,000+400%$356/sqft |
Source: | ||
| 4/7/2023 | Price change | $1,995-4.8% |
Source: Zillow Rentals Report a problem | ||
| 3/15/2023 | Price change | $2,095-4.6% |
Source: Zillow Rentals Report a problem | ||
| 3/3/2023 | Price change | $2,195-8.4%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/15/2023 | Listed for rent | $2,395+20.1%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/11/2022 | Listing removed | -- |
Source: Zillow Rental Network Premium Report a problem | ||
| 2/22/2022 | Price change | $1,995-9.1% |
Source: Zillow Rental Network Premium Report a problem | ||
| 2/10/2022 | Price change | $2,195-8.4%$1/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 2/5/2022 | Listed for rent | $2,395+50.2%$1/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 2/28/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/1/2020 | Listing removed | $1,595 |
Source: Owner Report a problem | ||
| 3/16/2020 | Price change | $1,595+6.7% |
Source: Owner Report a problem | ||
| 2/27/2020 | Price change | $1,495-6.3% |
Source: Owner Report a problem | ||
| 2/12/2020 | Listed for rent | $1,595+14.3% |
Source: Owner Report a problem | ||
| 12/7/2017 | Listing removed | $1,395 |
Source: C3 PROPERTY MANAGEMENT Report a problem | ||
| 11/28/2017 | Price change | $1,395-6.7% |
Source: C3 PROPERTY MANAGEMENT Report a problem | ||
| 11/22/2017 | Listed for rent | $1,495 |
Source: C3 PROPERTY MANAGEMENT Report a problem | ||
| 1/18/2001 | Sold | $300,000$71/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,116 +13% | $46,744 -2.8% |
| 2024 | $3,644 +25.7% | $48,093 -1% |
| 2023 | $2,899 -2.7% | $48,559 +37.8% |
| 2022 | $2,980 -2.5% | $35,250 -2.8% |
| 2021 | $3,056 +1.7% | $36,265 -2.5% |
| 2020 | $3,006 +11.2% | $37,180 -0.7% |
| 2019 | $2,704 | $37,440 +17.5% |
| 2018 | $2,704 | $31,853 |
| 2017 | $2,704 +15.4% | $31,853 +1.1% |
| 2016 | $2,343 -1.4% | $31,506 +0% |
| 2015 | $2,376 +5.1% | $31,500 +8.4% |
| 2014 | $2,261 | $29,060 -33.1% |
| 2013 | -- | $43,430 -6.4% |
| 2010 | -- | $46,380 +14.7% |
| 2008 | -- | $40,440 +15.2% |
| 2006 | -- | $35,100 |
| 2005 | -- | $35,100 +3.4% |
| 2004 | -- | $33,940 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 80537
Nearby schools
Schools provided by the listing agent
- Elementary: Truscott
- Middle: Bill Reed
- High: Thompson Valley
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








