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For sale
  • $1,250,000

    446 E 4th St, Loveland, CO 80537

    7beds
    6baths
    4,210sqft
    : 
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    Multi Family
    Built in 1905
    -- sqft lot
    $-- Zestimate®
    $297/sqft
    $-- HOA

    What's special

    Mudroom entriesYard space with grassKitchen upgradesCharming updated house
    Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
    49 days
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    196
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    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Nanci Garnand 970-227-1327,

    Real

    Source: IRES as distributed by MLS GRID,MLS#: 1060558MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 6
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Laundry: Washer/Dryer Hookup
      Features
      • Basement: Unfinished
      Interior area
      • Total structure area: 4,210
      • Total interior livable area: 4,210 sqft

      Property

      Parking
      • Total spaces: 2
      • Details: Less Than 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Sprinkler System
      • Fencing: Partial
      Lot
      • Size: 10,500 Square Feet
      • Features: Corner Lot, Paved, Curbs, Sidewalks, Alley, Fire Hydrant within 500 Feet
      Details
      • Parcel number: R0446238
      • Zoning: DT
      • Special conditions: Licensed Owner

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Contemporary
      • Property subtype: Multi Family
      Materials
      • Block, Stucco
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1905

      Utilities & green energy

      • Electric: City of Lvld
      • Gas: Xcel
      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Natural Gas Available, Electricity Available

      Community & HOA

      Community
      • Subdivision: Lov
      HOA
      • Has HOA: No
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $297/sqft
      • Tax assessed value: $747,900
      • Annual tax amount: $4,116
      • Date on market: 6/1/2026
      • Listing terms: Cash,Conventional,1031 Exchange
      • Exclusions: Tenants personal property
      • Tenant pays: Deposit, Gas, Electricity, Water
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/1/2026Listed for sale$1,250,000-10.7%$297/sqft
        Source: IRES as distributed by MLS GRID #1060558 Report a problem
        8/15/2024Listing removed--
        Source: IRES as distributed by MLS GRID #985576 Report a problem
        11/3/2023Price change$1,400,000-6.7%$333/sqft
        Source: IRES as distributed by MLS GRID #985576 Report a problem
        4/18/2023Listing removed--
        Source: Zillow Rentals Report a problem
        4/15/2023Listed for sale$1,500,000+400%$356/sqft
        Source: IRES as distributed by MLS GRID #985576 Report a problem
        4/7/2023Price change$1,995-4.8%
        Source: Zillow Rentals Report a problem
        3/15/2023Price change$2,095-4.6%
        Source: Zillow Rentals Report a problem
        3/3/2023Price change$2,195-8.4%$1/sqft
        Source: Zillow Rentals Report a problem
        2/15/2023Listed for rent$2,395+20.1%$1/sqft
        Source: Zillow Rentals Report a problem
        3/11/2022Listing removed--
        Source: Zillow Rental Network Premium Report a problem
        2/22/2022Price change$1,995-9.1%
        Source: Zillow Rental Network Premium Report a problem
        2/10/2022Price change$2,195-8.4%$1/sqft
        Source: Zillow Rental Network Premium Report a problem
        2/5/2022Listed for rent$2,395+50.2%$1/sqft
        Source: Zillow Rental Network Premium Report a problem
        2/28/2021Listing removed--
        Source: Owner Report a problem
        4/1/2020Listing removed$1,595
        Source: Owner Report a problem
        3/16/2020Price change$1,595+6.7%
        Source: Owner Report a problem
        2/27/2020Price change$1,495-6.3%
        Source: Owner Report a problem
        2/12/2020Listed for rent$1,595+14.3%
        Source: Owner Report a problem
        12/7/2017Listing removed$1,395
        Source: C3 PROPERTY MANAGEMENT Report a problem
        11/28/2017Price change$1,395-6.7%
        Source: C3 PROPERTY MANAGEMENT Report a problem
        11/22/2017Listed for rent$1,495
        Source: C3 PROPERTY MANAGEMENT Report a problem
        1/18/2001Sold$300,000$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,116 +13%$46,744 -2.8%
        2024$3,644 +25.7%$48,093 -1%
        2023$2,899 -2.7%$48,559 +37.8%
        2022$2,980 -2.5%$35,250 -2.8%
        2021$3,056 +1.7%$36,265 -2.5%
        2020$3,006 +11.2%$37,180 -0.7%
        2019$2,704 $37,440 +17.5%
        2018$2,704 $31,853
        2017$2,704 +15.4%$31,853 +1.1%
        2016$2,343 -1.4%$31,506 +0%
        2015$2,376 +5.1%$31,500 +8.4%
        2014$2,261 $29,060 -33.1%
        2013-- $43,430 -6.4%
        2010-- $46,380 +14.7%
        2008-- $40,440 +15.2%
        2006-- $35,100
        2005-- $35,100 +3.4%
        2004-- $33,940
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 80537

        Getting around

        86 / 100
        Very Walkable
        78 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Truscott
        • Middle: Bill Reed
        • High: Thompson Valley

        Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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