For sale

Price cut: $10K (9/23)

$319,900

45 Oak Tree Cir, Austin, KY 42123

4beds

1,619sqft

$2,173/mo

Get pre-qualified

Single Family Residence

Built in 1995

0.29 Acres Lot

$314,300 Zestimate^®

$198/sqft

$13/mo HOA

What's special

Unobstructed year-round lake viewsConvenient grilling areaLakefront homeStainless steel appliancesNew cabinetsLarge sleeping loftNew windows throughout

Charming totally updated lakefront home on Barren River Lake. This wooded 1619 square foot property has 3 bedrooms and 2 full baths, plus a large sleeping loft. The kitchen has been fully renovated with new cabinets, quartz countertops, and stainless steel appliances, and there are new windows throughout. There is a deck off the main bedroom and a screened porch off the great room with a convenient grilling area, both with unobstructed year-round lake views. High speed fiber internet and HVAC replaced 2018. Located just 10 minutes from Barren River State Park with golf, hiking trails, and a marina. Adjacent lower road has access to neighborhood docks.

252 days
281
21

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom

Level: Basement

Bedroom

Level: Second

Bedroom

Level: Basement

Primary bathroom

Level: First

Family room

Level: Basement

Great room

Level: First

Laundry

Level: Basement

Heating

Electric

Cooling

Central Air

Features

Basement: Walkout Finished
Has fireplace: No

Interior area

Total structure area: 796
Total interior livable area: 1,619 sqft
Finished area above ground: 796
Finished area below ground: 823

Property

Parking

Parking features: On Street
Has uncovered spaces: Yes

Features

Stories: 1

Lot

Size: 0.29 Acres

Details

Parcel number: 39A48

Construction

Type & style

Home type: SingleFamily
Architectural style: A-Frame
Property subtype: Single Family Residence

Materials

Wood Frame
Roof: Metal

Condition

Year built: 1995

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: Yes
HOA fee: $150 annually

Location

Region: Austin

Financial & listing details

Price per square foot: $198/sqft
Tax assessed value: $195,200
Annual tax amount: $1,899
Date on market: 2/16/2026
Electric utility on property: Yes

Estimated market value

$314,300

$299,000 - $330,000

$1,564/mo

Price history

Date	Event	Price
9/23/2026	Price change	$319,900-3%$198/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1709096 Report a problem
7/16/2026	Price change	$329,900-2.9%$204/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1709096 Report a problem
5/16/2026	Price change	$339,900-2.9%$210/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1709096 Report a problem
4/22/2026	Price change	$349,900-7.9%$216/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1709096 Report a problem
2/16/2026	Listed for sale	$380,000$235/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1709096 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,899 +13.8%	$195,200 +19.4%
2024	$1,669 -2.4%	$163,500
2023	$1,710 +2%	$163,500
2022	$1,677 +0.5%	$163,500
2021	$1,668 +78.1%	$163,500 +81.7%
2020	$937	$90,000
2019	$937 +1.1%	$90,000
2018	$927	$90,000
2017	$927	$90,000
2016	--	$90,000
2015	--	$90,000
2014	$818	$90,000
2013	--	$90,000
2012	--	$90,000
2011	--	$90,000
2010	$818	$90,000