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For sale
  • $1,695,000

    4522 Saint Teresa Ave, Panacea, FL 32346

    4beds
    3,376sqft
    : 
    $10,351/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    0.55 Acres Lot
    $-- Zestimate®
    $502/sqft
    $42/mo HOA

    What's special

    New private boat liftOpen porchesMultilevel decksSpectacular sunrises and sunsets
    St Teresa Florida, Exclusive Waterfront/Beachfront Estate in a private gated community with a 500’ dock & a new Private Boat lift; located right on the sandy shore of the Gulf waters. Experience spectacular Sunrises & Sunsets. The exceptional amenities, waterfront location, outstanding views and nearby conveniences makes this Estate the epitome of Luxury Coastal Living! Gourmet Chef's kitchen w/ granite counters; top of the line Wolf, Bosch & SubZero appliances. 10' ceilings & custom trim work. Beautifully appointed and meticulously maintained. Outdoor living/entertaining space galore: including multilevel decks, open porches, a relaxing screened porch w/ comfortable seating plus the entire ground level outdoor entertaining space. Walk down the boardwalk to the white, soft sandy beach of St Teresa. Walk the pristine, peaceful shore without any crowds. Enjoy the coastal breeze while watching dolphins play in the surf, Bald Eagles fly high and the daily show of Pelicans & other shorebirds. If activity is what you seek; the dock provides an excellent fishing spot known to hold Redfish, Trout & Flounder or Enjoy the direct access to offshore fishing for Grouper, Snapper, Hogfish & Cobia.
    439 days
    |
    721
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Debbie Brett 850-210-8036,

    Keller Williams Town & Country

    Source: TBR,MLS#: 386430MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Other, Screened Porch, Utility Room
      Primary bedroom
      • Dimensions: 31x25
      Bedroom 2
      • Dimensions: 15x17
      Bedroom 3
      • Dimensions: 12x15
      Bedroom 4
      • Dimensions: 11x12
      Dining room
      • Dimensions: 12x13
      Family room
      • Dimensions: -
      Kitchen
      • Dimensions: 15x15
      Living room
      • Dimensions: 31x30
      Other
      • Dimensions: 18x11
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Cooktop, Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator
      Features
      • High Ceilings, Upper Level Primary, Walk-In Closet(s)
      • Flooring: Carpet, Plank, Tile, Vinyl
      • Has fireplace: No
      Interior area
      • Total structure area: 3,376
      • Total interior livable area: 3,376 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport, Two Spaces
      • Carport spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Deck, Porch, Screened
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Lot
      • Size: 0.55 Acres
      Details
      • Parcel number: 120372806S02W000000110010
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • Year built: 1999

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Features: Gated
      • Security: Gated Community
      • Subdivision: The Landings at St Teresa
      HOA
      • Has HOA: Yes
      • HOA fee: $500 annually
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $502/sqft
      • Date on market: 5/24/2025
      • Cumulative days on market: 440 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Unimproved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,194/mo

        Price history

        DateEventPrice
        1/14/2026Price change$1,695,000-10.6%$502/sqft
        Source: TBR #386430 Report a problem
        5/24/2025Listed for sale$1,895,000$561/sqft
        Source: TBR #386430 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32346

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Franklin County Middle School
        • High: Franklin County High School

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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