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Pending
  • Price cut: $50K (9/6)
    $749,900

    48 Towpath Lane, Waterford, NY 12188

    4beds
    3,492sqft
    Loading
    Single Family Residence, Residential
    Built in 2004
    0.78 Acres Lot
    $730,400 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Direct waterfront accessTimeless finishesNew refrigeratorCozy gas fireplaceBeautifully landscaped backyardTranquil water featureExpansive trex deck
    **Open House Cancelled** Experience luxury waterfront living in this stunning 4-bedroom, 3-bath custom home, perfectly positioned along the Mohawk River in the highly sought-after Shenendehowa School District. Situated on approximately 0.78 acres that lives much larger, this exceptional property offers the perfect blend of elegance, privacy, and outdoor living. Enjoy direct river access and a beautifully landscaped backyard designed for both relaxation and entertaining, featuring a resort-style in-ground pool with a 1-year-old liner, tranquil water feature, expansive Trex deck, and mature trees that create your own private oasis. Inside, quality craftsmanship shines throughout with a chef's kitchen featuring granite countertops, spacious sun-filled living areas, a cozy gas fireplace, and timeless finishes. Recent improvements provide exceptional peace of mind, including a 3-year-old roof, new HVAC system (2024), new natural gas hot water heater, new refrigerator, and new flooring throughout the second level. The expansive basement with full-size windows and a Bilco egress offers endless possibilities to create additional finished living space. Combining luxury, thoughtful updates, direct waterfront access, and an unbeatable location, this is a rare opportunity to own one of the Capital Region's premier waterfront homes.
    76 days
    1,747
    114

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    KW Platform 518-724-5800,

    Dominick Marchesiello 518-338-7299

    Source: Global MLS,MLS#: 202621927MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Description: shown as office
      • Level: Second
      Primary bathroom
      • Level: Second
      Full bathroom
      • Level: First
      Full bathroom
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Foyer
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Office
      • Description: shown as bedroom
      • Level: First
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Oven, Gas Water Heater, Humidifier, Microwave, Range Hood, Refrigerator
      • Laundry: Laundry Room, Main Level
      Features
      • Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Built-in Features, Cathedral Ceiling(s), Central Vacuum, Ceramic Tile Bath, Kitchen Island
      • Flooring: Hardwood
      • Doors: Sliding Doors
      • Basement: Exterior Entry,Full,Interior Entry,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas
      Interior area
      • Total structure area: 3,492
      • Total interior livable area: 3,492 sqft
      • Finished area above ground: 3,492
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 12
      • Parking features: Off Street, Paved, Attached, Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Covered, Front Porch
      • Exterior features: Lighting
      • Pool features: In Ground, Outdoor Pool
      • Fencing: Back Yard
      • Has view: Yes
      • View description: River, Trees/Woods, Water
      • Has water view: Yes
      • Water view: River,Water
      • Waterfront features: River Front
      • Body of water: Mohawk River
      Lot
      • Size: 0.78 Acres
      • Features: Sprinklers In Front, Sprinklers In Rear, Views, Landscaped
      Details
      • Additional structures: Gazebo
      • Parcel number: 415489 285.14315
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Custom
      • Property subtype: Single Family Residence, Residential
      Materials
      • Stone, Vinyl Siding
      • Roof: Shingle,Asphalt
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Riverbend
      HOA
      • Has HOA: No
      Location
      • Region: Waterford

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $759,420
      • Annual tax amount: $13,818
      • Date on market: 7/16/2026

        Estimated market value

        $730,400

        $694,000 - $767,000

        $4,852/mo

        Price history

        DateEventPrice
        9/11/2026Pending sale$749,900$215/sqft
        Source: Global MLS #202621927 Report a problem
        9/6/2026Price change$749,900-6.3%$215/sqft
        Source: Global MLS #202621927 Report a problem
        7/16/2026Listed for sale$799,900+52.7%$229/sqft
        Source: Global MLS #202621927 Report a problem
        8/10/2017Sold$524,000-4.6%$150/sqft
        Source: Global MLS #201708642 Report a problem
        7/31/2017Listed for sale$549,000$157/sqft
        Source: Better Homes and Gardens Real Estate Tech Valley #201708642 Report a problem
        7/10/2017Pending sale$549,000$157/sqft
        Source: Better Homes and Gardens Real Estate Tech Valley #201708642 Report a problem
        5/11/2017Listed for sale$549,000+89.6%$157/sqft
        Source: Better Homes and Gardens Real Estate Tech Valley #201708642 Report a problem
        9/20/2004Sold$289,500$83/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $524,000
        2024-- $524,000
        2023-- $524,000
        2022-- $524,000
        2021-- $524,000
        2020-- $524,000
        2019-- $524,000
        2018-- $524,000 +355.7%
        2017$8,426 +177.7%$115,000
        2016$3,034 +2.6%$115,000
        2015$2,956 -62.8%$115,000
        2014$7,953 $115,000
        2013-- $115,000
        2012-- $115,000
        2011-- $115,000
        2010-- $115,000
        2009-- $115,000
        2008-- $115,000
        2007-- $115,000
        2006-- $115,000
        2005-- $115,000 +945.5%
        2004-- $11,000
        2003-- $11,000
        2002-- $11,000
        2001-- $11,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12188

        Getting around

        1 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Shenendehowa

        Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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