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Contingent
  • $2,500,000

    4925 Bal Harbor Cir, Chattanooga, TN 37416

    4beds
    3,445sqft
    : 
    $14,623/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.77 Acres Lot
    $2,456,300 Zestimate®
    $726/sqft
    $4/mo HOA

    What's special

    Mostly brick homeFantastic open floor planCovered dockNice pantryUnder-cabinet lightingPlantation shuttersDecorative and recessed lighting
    One-level lake living! Custom built, 4 bedroom, 3.5 bath home on a .77+/- acre waterfront lot with 145 +/- feet of lake frontage and a covered dock in the desirable Bal Harbor neighborhood approximately 20 minutes from downtown Chattanooga. This mostly brick home boasts a fantastic open floor plan with windows galore to take advantage of the water views and lush setting, as well as loft ceilings, crown moldings, decorative and recessed lighting, hardwood flooring, plantation shutters, a 3-car garage, and a large screened in porch with access to the beautifully landscaped back yard and dock. Your tour begins with entry to the foyer that opens to a formal dining area with specialty ceiling and a the living room with French doors to the expansive screened porch. The heart of this home is definitely the open kitchen, breakfast and keeping rooms with a wall of windows to enjoy the water views. The kitchen has amazing granite counterspace with a center island and a raised dining bar, under-cabinet lighting, stainless appliances, including Viking dishwasher and gas cooktop, Jenn-Air microwave, convection oven and refrigerator, and a nice pantry. The breakfast area has French doors to the screened porch, and the keeping room has a stacked stone gas fireplace making it a great space to both relax and entertain. The bedrooms are split with 2 on each wing. The primary suite is at the end of the right wing and has a gas fireplace, French doors to the screened porch and bay window with sitting area. An arched doorway leads to the walk-in closet with organizer system and the primary bath with separate vanities, a jetted tub and a separate tiled shower. The 2nd bedroom is just down the hall across from a full bath that has a convenient door to the screened porch which is perfect for use when coming in from the lake or the back yard. The powder room and laundry room are on the left side, as are two additional bedrooms adjoined by a shared bath with an elongated dual vanity area that has doors on either end to the tub/shower and commode room. There is a walk-up attic above the garage which provides great storage or the potential for future expansion if desired. Enjoy dining and gathering on the screened-in porch which has a Jenn-Air gas grill and built-in hood. Follow the path from the house through the beautifully landscaped back yard to the covered dock with boat slip, lift and sundeck. All of this, and you are close to schools, shopping, restaurants, hospitals and more, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.
    82 days
    |
    108
    |
    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jay Robinson 423-903-6404,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1533850

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: First
      Other
      • Description: Full Bathroom
      • Level: First
      Other
      • Description: Full Bathroom
      • Level: First
      Dining room
      • Level: First
      Family room
      • Description: Full Bathroom
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Description: Bathroom Half
      • Level: First
      Living room
      • Level: First
      Other
      • Level: First
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Built-In Refrigerator, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Wall Oven
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Ceiling Fan(s), Chandelier, Crown Molding, Central Vacuum, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, See Remarks, Storage, Walk-In Closet(s), Wired for Sound, Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Breakfast Room, Separate Dining Room, Split Bedrooms, Whirlpool Tub
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Plantation Shutters, Clad
      • Basement: Crawl Space
      • Number of fireplaces: 2
      • Fireplace features: Bedroom, Family Room, Gas Log
      Interior area
      • Total structure area: 3,445
      • Total interior livable area: 3,445 sqft
      • Finished area above ground: 3,445

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Side, Kitchen Level
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, See Remarks, Porch - Screened
      • Exterior features: Boat Slip, Dock, Lighting, Rain Gutters
      • On waterfront: Yes
      • Waterfront features: Lake, Lake Front, Navigable Water, Seawall
      Lot
      • Size: 0.77 Acres
      • Dimensions: 130 x 130 x 145 x 124.8
      • Features: Back Yard, Gentle Sloping, Lake on Lot, Level, Sprinklers In Front, Split Possible, See Remarks, Views, Waterfront
      Details
      • Parcel number: 120i B 003
      • Special conditions: Standard
      • Other equipment: Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s), Security System
      • Subdivision: Bal Harbor
      HOA
      • Has HOA: Yes
      • HOA fee: $50 annually
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $726/sqft
      • Tax assessed value: $2,276,700
      • Annual tax amount: $19,612
      • Date on market: 5/1/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $2,456,300

        $2.33M - $2.58M

        $3,566/mo

        Price history

        DateEventPrice
        5/6/2026Contingent$2,500,000$726/sqft
        Source: Greater Chattanooga Realtors #1533850 Report a problem
        5/1/2026Listed for sale$2,500,000+525%$726/sqft
        Source: Greater Chattanooga Realtors #1533850 Report a problem
        5/22/2002Sold$400,000$116/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,627 +15%$569,175 +69.8%
        2024$7,500 $335,225
        2023$7,500 $335,225
        2022$7,500 $335,225
        2021$7,500 -3.3%$335,225 +19.5%
        2020$7,759 $280,600
        2019$7,759 $280,600
        2018$7,759 -45.6%$280,600
        2017$14,275 +3.6%$280,600
        2016$13,781 --
        2015$13,781 $269,325
        2014$13,781 +1.9%--
        2013$13,528 +0%$269,325 +1%
        2012$13,528 $266,600
        2011$13,528 $266,600
        2010$13,528 +7.9%$266,600
        2009$12,541 $266,600 +24.6%
        2008-- $213,900
        2007-- $213,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Bal Harbor

        Getting around

        4 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harrison Elementary
        • Middle: Brown Middle
        • High: Central High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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