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  • Price cut: $10K (7/15)
    $684,900

    5100 Watercrest Trl, Belmont, NC 28012

    4beds
    3,027sqft
    : 
    $4,205/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    0.28 Acres Lot
    $675,100 Zestimate®
    $226/sqft
    $104/mo HOA

    What's special

    Expanded patioGourmet custom kitchen pantryCorner lotSpacious screened porch
    ***Rate Incentives if buyer qualifies with preferred lender. Incentives include 1-0 rate buy down if offer is accepted and under contract by end of July 31st!!*** Now offered at an incredible new price of $684,900, this meticulously upgraded CORNER LOT, fenced in back yard , Belmont masterpiece showcases over $50,000 in bespoke interior and exterior luxury additions. The heart of the home seamlessly connects to a spectacular outdoor entertainer's oasis through a magnificent $20,000 Pella multi-slide glass door system, featuring lifetime-guaranteed blinds between the glass that open completely to blend indoor and outdoor living. Relax in the spacious screened porch by Charlotte Screen Guys, or host gatherings on the expanded patio centered around a stunning $13,000 premium Queen City fire table designed for year-round outdoor ambiance. The fully enclosed, $4,000 fenced-in backyard provides the perfect balance of privacy, security, and space for pets, while $3,000 professional luxury exterior soffit lighting by Charlotte Tri Light ensures striking evening curb appeal. Inside, the craftsmanship continues with extensive high-end California Closets additions, including a gourmet custom kitchen pantry and stunning integrated media built-ins that beautifully anchor the main living space. Every bedroom features maximized storage with tailored systems by Closets by Design, and the designer laundry room has been beautifully upgraded with custom cabinetry and dedicated folding workspaces. Enjoy enhanced privacy, maximum UV protection, and lower utility bills thanks to a $2,500 premium energy-efficient window tinting package installed throughout the home. Don't miss this rare opportunity to own a heavily customized, turn-key luxury home in Belmont at a newly reduced price. Schedule your private tour today!
    44 days
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    592
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    35
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    Zillow last checked:

    Listing updated:

    Listed by:

    Keith Rushman TeamKRushman@gmail.com,

    Southern Homes of the Carolinas, Inc

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4387438MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bonus room
      • Level: Upper
      Dining area
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Double Oven, ENERGY STAR Qualified Dishwasher, Exhaust Hood, Gas Range, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
      • Laundry: Laundry Room, Upper Level
      Features
      • Kitchen Island, Open Floorplan, Pantry, Walk-In Pantry
      • Flooring: Carpet, Vinyl
      • Doors: French Doors, Sliding Doors
      • Has basement: No
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 3,027
      • Total interior livable area: 3,027 sqft
      • Finished area above ground: 3,027
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Keypad Entry, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Enclosed, Front Porch, Rear Porch, Screened
      • Exterior features: Fire Pit, Other - See Remarks
      • Pool features: Community
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 0.28 Acres
      • Features: Corner Lot
      Details
      • Parcel number: 300606
      • Zoning: R
      • Special conditions: Standard
      • Other equipment: Surround Sound

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Hardboard Siding
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Lake Access, Playground, Pond, Sidewalks, Street Lights, Walking Trails
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: McLean Overlake
      HOA
      • Has HOA: Yes
      • HOA fee: $1,245 annually
      • HOA name: Property Matters Realty
      • HOA phone: 704-861-0833
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $226/sqft
      • Tax assessed value: $506,860
      • Annual tax amount: $5,342
      • Date on market: 6/12/2026
      • Cumulative days on market: 44 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: TV Mounts, RO and Whole Home Water System
      • Road surface type: Concrete

        Estimated market value

        $675,100

        $641,000 - $709,000

        $3,100/mo

        Price history

        DateEventPrice
        7/15/2026Price change$684,900-1.4%$226/sqft
        Source: Canopy MLS as distributed by MLS GRID #4387438 Report a problem
        6/23/2026Price change$694,900-0.7%$230/sqft
        Source: Canopy MLS as distributed by MLS GRID #4387438 Report a problem
        6/12/2026Listed for sale$699,900+64.7%$231/sqft
        Source: Canopy MLS as distributed by MLS GRID #4387438 Report a problem
        7/2/2021Sold$425,000+438%$140/sqft
        Source: Public Record Report a problem
        11/19/2020Sold$79,000$26/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,342 $508,370 +0.3%
        2024$5,342 -0.6%$506,860
        2023$5,375 +6.5%$506,860 +31.1%
        2022$5,044 +525.1%$386,550
        2021$807 +1083.5%$386,550 +544.3%
        2020$68 -11.6%$60,000
        2019$77 $60,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28012

        Getting around

        2 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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